What is a Bank Account Number and How to Check it Online?
It’s surprisingly easy to check an account number online these days. Whether you need it for a bank transfer, updating your records, or simply to verify your details, digital banking makes it quick and safe.
You can use your bank’s website, mobile app, SMS, or even UPI platforms to get your account number after verifying your identity.
Read on as we explore the different ways to check your bank account number online, step-by-step methods using digital banking tools, what to do if you don’t have physical documents, and key safety tips to keep your account details secure.
What Is a Bank Account Number?
A bank account number is like your personal financial ID—it ensures every transaction, from deposits to online transfers, lands in the right account.
Understanding what a bank account number is matters because it’s central to almost every banking activity in India. No matter if you are taking out cash, paying bills, or checking balances via the internet, it is this unique number that keeps your finances neat.
It can be quite frustrating if you lose track of it, but digital tools and apps such as the Loan App can assist you in being up to date with your banking operations without the need to worry about losing important documents.
Also Read: What is Loan Account Number (LAN) - How to Check It Online
How to Check Account Number Online: Step-by-Step Methods
Wondering how to check the account number online? Don’t worry—it’s easier than you think.
Here’s how to securely check an account number online:
1. Using Internet Banking Portal
- Navigate to your bank's real website and access the internet banking login page.
- Enter your user ID and password, then complete the CAPTCHA.
- Authenticate the operation with a one-time password if needed.
- Head to Accounts, Account Summary, or Account Details.
- You’ll find your account number right on the dashboard or in downloadable statements.
- Some banks even show it under “View Full Account Details.
2. Through Mobile Banking Apps
- Access your bank's app and authenticate using your PIN, password, fingerprint, or Face ID.
- Click on the card or account tile that shows your main account.
- Select Account Information or View Account Number.
- Your account number appears along with balance and branch info.
3. Via SMS Banking Services
- Use your registered mobile number.
- Send the SMS keyword like “BAL”, “ACCT”, or “DETAILS” to the bank’s official number.
- Receive a message with your account number, either partially or fully.
4. Using UPI Apps (Google Pay, PhonePe, Paytm)
- Open your UPI app linked to your mobile number.
- Go to Settings → Bank Accounts or Payment Methods.
- Select your linked bank account.
- Your account number will be visible or masked.
- Some apps let you view full details under Manage Bank Accounts.
5. Contacting Customer Care or Visiting a Branch
- Call customer care from your registered number.
- Answer verification questions.
- Ask for your account number securely.
- Alternatively, visit the branch with ID proof.
- Businesses can also manage finances using the Business Loan App.
How to Find a Bank Account Number if You Don’t Have Physical Documents
Lost your passbook, chequebook, or statements? Don’t worry—you can still find the bank account number easily. Mobile banking apps, internet portals, SMS alerts, and UPI-linked accounts let you securely check your account number without a passbook.
These methods authenticate you using your registered mobile number and give instant access to your account details. If digital options aren’t available, simply visiting the branch with ID proof is the safest fallback.
Wondering how to manage your finances more easily online? Explore our instant loan app and financial tools designed to keep banking simple and secure!
Security Tips When Checking Your Bank Account Number Online
Keeping your bank account details secure is crucial. Here are some security tips for account number protection:
- Make sure to use a secure and private internet connection at all times. Do not use a public Wi-Fi.
- Use two-factor authentication or biometric logins for security.
- Update your device and apps regularly to stay away from security loopholes.
- Do not disclose One-Time Passwords, PINs, or any other forms of confidential information.
- Do not take screenshots of your account details.
- Monitor alerts for unusual transactions.
- Use strong, unique passwords.
Following these tips helps you keep your bank account number safe. You can also safely manage finances through apps like the Personal Loan App, Instant Loan App, or Business Loan App without worrying about security.
Common Issues While Checking Account Number Online and How to Solve Them
Sometimes, checking your account number online isn’t smooth. Common problems checking account numbers online include login errors, OTP delays, unregistered mobile numbers, and app crashes.
- Login Issues: Reset your password through the official portal.
- OTP Delays: Restart your phone, switch SIM slots, or clear old messages.
- App Glitches: Update the app or reinstall it.
- Unregistered Mobile Numbers: Visit the branch to update your number.
These steps help troubleshoot bank account number checks. If digital tools don’t work, customer care or a branch visit is the safest solution.
Now that you know how to check your bank account number online securely, you can take full control of your finances. With Hero FinCorp, you can link your verified bank account to access personal loans of up to ₹ five lakhs with a minimum monthly salary of ₹15,000—approval in just 10 minutes.
Check your eligibility instantly using the Personal Loan App to explore your loan options safely and conveniently. Manage your money smarter today with Hero FinCorp!
Frequently Asked Questions
1. How can I check my bank account number using my mobile number?
Simply operate SMS banking or a customer care call from your registered number.
2. Can I check my bank account number online without internet banking?
Yes, you can do this through the mobile banking app, UPI, or SMS.
3. What should I do if I forget my internet banking login credentials?
For security reasons, you should reset it through the bank’s "Forgot Password" link.
4. Is it safe to share my bank account number online?
You should only share your details when it is necessary and never give away your OTP or PIN.
5. How do I find my bank account number using my Aadhaar?
After Aadhaar-based verification, you can get it from the branch.
6. Can I use public Wi-Fi to check my account number online?
No. Using public Wi-Fi to check your bank account number is not safe, as such networks are often unsecured and can expose your personal data to risks.
