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Personal Loan in Cuttack

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Loan up to Rs 5 Lakh
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Minimum Salary Required Rs 15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Cuttack With Quick Approval

Cuttack is one of the oldest cities in Odisha. It has become famous for silver filigree crafts. With increasing cost of living, local residents often look for additional funds for various planned and urgent requirements. Hero FinCorp offers Personal Loans in Cuttack with attractive rates of interest and repayment terms of 12 to 36 months. Whether you are salaried or self-employed, if your monthly income is Rs 15,000, we can approve your loan in 10 minutes if you apply online.

Features and Benefits of Personal Loan in Cuttack

Unlock a hassle-free Personal Loan in Cuttack with attractive features from Hero FinCorp. We offer competitive interest rates, flexible repayment options, and instant approvals to meet your diverse financial needs.

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Flexible Interest Rates

Take advantage of competitive rates for affordable repayments and lower borrowing costs.

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Collateral-Free

Enjoy the ease of a collateral-free loan, simplifying application and speeding up approval.

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Flexible Repayment Tenure

Access a flexible repayment schedule that aligns with your financial situation for easier management.

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Instant Approval

Enjoy fast approval and immediate access to funds, meeting your financial needs without delay.

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High Loan Amount

Access customized funds to pursue your dreams and build financial confidence.

Eligibility Criteria for Instant Personal Loans in Cuttack

To apply for a personal loan in cuttack, make sure you meet the eligibility requirements. at hero fincorp, the personal loan eligibility criteria are easy to fulfil.

CriteriaDescription
AgeApplicant should be between 21-58 years
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried individuals and 2 years for self-employed individuals.
Monthly SalaryApplicant should at least earn a minimum amount of Rs 15,000 monthly

List of Documents Required to Apply for a Personal Loan in Cuttack

At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. check out the essential personal loan documents to ensure a smooth application process.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Month's Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Cuttack

To apply for a personal loan in cuttack, it’s important to know the related costs. at hero fincorp, the personal loans interest rates are competitive and other charges are nominal. 

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Cuttack?

Here’s how you can apply for a personal loan in Cuttack from Hero FinCorp online.

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions (FAQs)

Yes, you may get a personal loan in cuttack even with a low or poor credit score but the lender may not give you a larger loan amount or the best rates.
Personal loan interest rates may vary based on credit score and loan eligibility. Hero FinCorp’s interest rates start from 1.58% per month or 19% per annum.
In Cuttack, you can avail a personal loan with approval in less than 10 minutes when you apply on the Hero FinCorp app/website.
At Hero FinCorp, you can avail a personal loan with minimal documents like your KYC details and income proof.