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Cuttack is one of the oldest cities in Odisha. It has become famous for silver filigree crafts. With increasing cost of living, local residents often look for additional funds for various planned and urgent requirements. Hero FinCorp offers Personal Loans in Cuttack with attractive rates of interest and repayment terms of 12 to 36 months. Whether you are salaried or self-employed, if your monthly income is Rs 15,000, we can approve your loan in 10 minutes if you apply online.
Discover Hero FinCorp's dependable support for securing a Personal Loan in Cuttack. Our loans are tailored to address your specific needs and financial aspirations within the city.
Get up to Rs 5 Lakh to expand your business with a personal loan for self-employed with flexible terms and attractive rates.
Both salaried and self-employed female professionals can get a personal loan for women at competitive interest rates and favourable terms.
If you are in a government job, you can get a personal loan for government employees with instant approvals and flexible repayment tenures.
Upgrade your qualifications with a personal loan for education and repay in equated monthly instalments (EMIs).
Support your medical practice or studies with a personal loan for doctors that gets approved in 10 minutes online.
Plan a hassle-free trip with a personal loan for travel that takes care of flights, hotels, and sightseeing.
Manage last-minute marriage-related expenses with a personal loan for wedding, which covers everything, from decorations to dresses and venue.
Upgrade your home interiors or facade with a personal loan for home renovation that can offer up to Rs 5 Lakh online.
Unlock a hassle-free Personal Loan in Cuttack with attractive features from Hero FinCorp. We offer competitive interest rates, flexible repayment options, and instant approvals to meet your diverse financial needs.
Take advantage of competitive rates for affordable repayments and lower borrowing costs.
Enjoy the ease of a collateral-free loan, simplifying application and speeding up approval.
Access a flexible repayment schedule that aligns with your financial situation for easier management.
Enjoy fast approval and immediate access to funds, meeting your financial needs without delay.
Access customized funds to pursue your dreams and build financial confidence.
To apply for a personal loan in cuttack, make sure you meet the eligibility requirements. at hero fincorp, the personal loan eligibility criteria are easy to fulfil.
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. check out the essential personal loan documents to ensure a smooth application process.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Month's Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
To apply for a personal loan in cuttack, it’s important to know the related costs. at hero fincorp, the personal loans interest rates are competitive and other charges are nominal.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Here’s how you can apply for a personal loan in Cuttack from Hero FinCorp online.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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