Quick loan approvals
You can get approval for a personal loan within 10 minutes when you apply online with Hero FinCorp.
Medical Loan for Emergency
Need emergency funds for medical expenses? Hero FinCorp’s Medical Emergency Loan provides quick access to funds to help you handle unexpected health expenses without delay.
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 Minutes
Calculate Personal Loan EMI
Get Personal Loan For Medical Up to 5 Lakh
Health emergencies often bring unexpected medical expenses like hospital bills, surgery, medicines, or follow-up care. Instead of using your savings, you can rely on a medical emergency loan from Hero FinCorp at affordable interest rates. This unsecured personal loan helps you manage urgent medical needs with ease.
You can apply for a medical loan online through our secure app or website. The loan application process is simple, just submit the required documents and get instant approval in as little as 10 minutes.
With a monthly income of Rs 15,000, you can qualify for a medical loan of up to Rs 5,00,000. Flexible loan tenures from 12 to 36 months and competitive interest rates starting at 1.58% per month make repayment stress-free.
Features and Benefits of Personal Loan For Medical Use
Before you apply for a personal loan, you must check out the features and benefits of these loans. Here are the key advantages and features of Hero FinCorp’s Personal Loan for medical emergency.
No physical documentation
You do not need to provide physical copies of your document for a Personal Loan at Hero FinCorp.
Flexible repayment option
You can choose a repayment tenure from 12 to 36 for a Personal Loan for medical emergency.
Loan EMI calculator
Our online EMI calculator helps you calculate the EMI of your Personal Loan using your loan amount, tenure and interest rate.
Quick Disbursal
Once approved, the loan gets disbursed to your bank account in no time. You can use the money instantly.
Interest Rates
The Personal Loan interest rate at Hero FinCorp starts at 1.58%* per month.
Eligibility Criteria for Personal Loan for Medical Use
Hero FinCorp offers quick medical emergency loans at competitive rates through an easy online process. Before applying, ensure you meet the basic eligibility criteria:| Eligibility Criteria | Details |
|---|---|
| Age | You should be between 21 and 58 years. |
| Citizenship | Must be a citizen of India. |
| Work Experience | At least 6 months for salaried employees and 2 years for self-employed. |
| Monthly Income | Minimum monthly income of Rs. 15,000 is required. |
List of Documents Required for a Personal Loan for Medical Emergency
Obtaining an instant medical loan is fast and easy with a completely paperless process. Both salaried and self-employed individuals can instantly complete the application process. Just keep these documents handy:
- PAN Card
- Aadhaar Card
Interest Rates & Charges on Personal Loans For Medical Emergency
It is important to understand the loan costs, such as the interest rate and processing fees, before applying for an instant emergency personal loan. At Hero FinCorp, medical loan interest rates are competitive, and other charges are minimal.
| Fees & Charges | Amount Chargeable |
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation |
|
| Fees & Charges | Amount Chargeable |
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation |
|
How to Apply for a Personal Loan for Medical Use?
When you are facing a medical emergency, quick access to funds can make all the difference. With Hero FinCorp, you can get a medical emergency loan at affordable rates in just a few simple steps:
- 1
Visit Hero FinCorp website or download the personal loan app.
- 2
Go to the instant personal loan section and click on ‘apply now’.
- 3
Enter your mobile number and verify it using the OTP.
- 4
Choose the loan amount required to cover unexpected medical expenses.
- 5
Complete your KYC and confirm income eligibility.
- 6
Click on submit and complete your medical loan application process.
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The minimum and maximum medical loan amounts depend upon the borrower’s financial need as well as the lender’s terms. With Hero FinCorp, you can get from Rs 50,000 to 5 Lakh.
A Personal Loan for medical emergency is an unsecured loan that provides immediate funds to manage medical expenses.
Yes, you can get a Personal Loan for medical emergency to cope up with the expensive medical bills and other related expenses online through financial institutions, NBFCs and online lending institutions.
Lenders prefer a credit score of 750 or above for a Personal loan for medical emergency. However, some lenders may offer you a loan even with a lower credit score.
The documentation requirement for a Personal Loan for medical emergency is minimal. You only need to provide your KYC details and proof of income when you apply with Hero FinCorp online.
You can apply for a Personal Loan of up to Rs 5 Lakh through the Hero FinCorp website or app.
You should be a citizen of India between 21 and 58 years of age, earning at least Rs 15,000, and relevant work experience (salaried: 6 months; self-employed: 2 years) to apply for a Personal Loan from Hero FinCorp.
You can get approval for a Personal Loan for medical expenses in as little as 10 minutes when you apply through our website or loan app.
No, documentation is necessary for loan application. Some lenders, including Hero FinCorp, do not ask you to provide physical copies of your documents when you apply online.
The Personal Loan interest rate depends on your credit score, debt-to-income ratio and policies of the lender. At Hero FinCorp, the interest rates start from 1.58% per month.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.