Personal Loan
A Personal Loan is an unsecured loan for salaried and self-employed individuals to meet their financial needs. Hero FinCorp, an RBI-licensed NBFC, ensures a safe, secure, and 100% digital loan journey.



Calculate Personal Loan EMI
Get Instant Personal Loan Online
A personal loan helps you manage unexpected expenses such as medical bills, weddings, travel, new gadgets or home renovation. With Hero FinCorp, you can apply for a hassle-free instant personal loan with low interest rates, flexible repayment options, and no collateral requirement. The whole process is 100% digital and paperless, with approval in just 10 minutes so you get the funds when you need it most.
Key Personal Loan Details
- Max Loan Amount: Rs 5 Lakh
- Max Loan Tenure: Up to 36 Months
- Interest Rate: Starting from 19% p.a.
- Processing Fees: Minimum 2.5% of the loan amount
What Makes Hero FinCorp Personal Loan A Smart Choice?
Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Instant Loan Approval
Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.

Quick Loan Disbursal
Receive loan disbursal directly in your bank account, ensuring timely money when you need it.

Paperless Application process
When you apply online, you don’t have to submit any physical documents. This saves your time and effort.

No Collateral Requirement
You can avail a Personal Loan without any collateral, guarantor or security.

Flexible Loan Amounts
Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.

Tailored Repayment Tenures
Select a repayment term, from 12 to 36 months, according to your budget and financial needs.
What Makes Hero FinCorp Personal Loan A Smart Choice?
Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Instant Loan Approval
Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.

Quick Loan Disbursal
Receive loan disbursal directly in your bank account, ensuring timely money when you need it.

Paperless Application process
When you apply online, you don’t have to submit any physical documents. This saves your time and effort.

No Collateral Requirement
You can avail a Personal Loan without any collateral, guarantor or security.

Flexible Loan Amounts
Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.

Tailored Repayment Tenures
Select a repayment term, from 12 to 36 months, according to your budget and financial needs.
How To Apply For Personal Loan
Wondering how to apply for a Personal Loan? Applying for a Personal Loan online has never been easier. By completing a quick and secure online application process, you can find an easy and accessible way to secure instant funds.
Verify your details
Enter your basic info to get started with your loan application.
Complete KYC
Quickly verify your identity through a secure online process.
Work Detail
Share your employment and income details to help assess eligibility.
Re-Payment Setup
Choose your repayment mode and set up auto-debit securely.
E-sign
Review and digitally sign your loan agreement with ease.
Get the loan
Sit back as the approved amount is credited to your account.
Types of Personal Loan for your goals
One Loan, Many Dreams — Find the Right Fit for Your Needs
Marriage Loan
A personal loan for a wedding covers expenses like venue, catering, and decor.
Types of Personal Loan for your goals
One Loan, Many Dreams — Find the Right Fit for Your Needs
Marriage Loan
A personal loan for a wedding covers expenses like venue, catering, and decor.
Emergency Loan
A personal loan for urgent needs covers medical bills, home repairs, or unforeseen expenses.
Instant Cash Loan
A personal loan for immediate cash requirements helps cover planned or unexpected expenses.
Travel Loan
A personal loan to fund vacations, holiday trips, or family getaways.
Short Term Loan
A personal loan for small, immediate financial needs with a quick turnaround.
Salary Advance Loan
Bridge the gap between paydays with quick financial support.
Education Loan
A personal loan to support tuition fees, study materials, and other academic expenses.
Personal Loan Eligibility Criteria
Before starting the personal loan application process, confirm that you meet the eligibility criteria for personal loan to ensure a higher chance of approval. At Hero FinCorp, the requirements are simple to meet.Eligibility Criteria | Details |
---|---|
Age | You should be 21-58 years old. |
Citizenship | To obtain a loan at Hero FinCorp, you must be an Indian citizen. |
Work Experience | 1. Salaried Individuals: Minimum 6 months 2. Self-employed Individuals: Minimum 2 years of stable business operations |
Monthly Income | You must have at least a monthly income of Rs 15,000. |
Credit Score | A score of 750+ is generally preferred for instant approval. |
List of Documents Needed for a Personal Loan
To apply for an instant loan from Hero FinCorp, you require minimal documentation. Just make sure you have the following loan documents ready for both salaried and self-employed individuals.
- Pan Card
- Aadhar Card
Your City, Your Loan – Fast & Easy

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Personal Loan in Trivandrum
Learn More →Tailored Loans. Trusted Solutions.
Get quick personal loans based on your career profile.
Turn Your Salary into Instant Cash
Quick personal loans based on your monthly income
What Our Customers Say About Us?
Personal loan for different budgets.
Explore personal loan options based on the amount you need.
Frequently Asked Questions
A Personal Loan is an unsecured loan offered to salaried and self-employed individuals for different purposes. It's approved instantly and disbursed quickly with minimal paperwork and without security.
Here's a are the key differences between an instant Personal Loan and a regular Personal Loan:
Feature | Instant Personal Loan | Regular Personal Loan |
---|---|---|
Approval Time | Within minutes | May take a few working days |
Application Mode | Entirely online (website or app) | Online or offline (branch visits often required) |
Documentation | Minimal; often paperless | Detailed documentation required |
Disbursal Speed | Within hours of approval | After verification, disbursal may take some time |
Eligibility Check | Automated, quick checks using digital data | Manual review of documents and credit profile |
Get Your App Now!
Hero FinCorp for urgent Personal Loans and experience hassle-free financing, competitive interest rates, flexible repayment options, and quick loan approval.

Get Your App Now!
Hero FinCorp for urgent Personal Loans and experience hassle-free financing, competitive interest rates, flexible repayment options, and quick loan approval.
