Personal Loan for Travel

Flights, hotels, visas, or a last-minute getaway; Hero FinCorp's travel loan covers it all. Borrow up to ₹5 Lakh, get approved in 10 minutes, and travel without touching your savings.

logo
Approval in 10 Minutes
logo
No Collateral Required
logo
Paperless Documentation
Calculate Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan for Travel

A travel loan is a personal loan acquired expressly to meet the expenses associated to the trip such as airfare, hotel, visa fees, travel insurance or tour packages. It doesn’t come with the revolving credit facility like a credit card but has a set EMI and a clear repayment plan so you know precisely what you owe each month before you even board the aircraft.

Hero FinCorp offers a travel loan of up to ₹5 Lakh with no collateral. Apply online and get approved within 10 minutes for eligible applicants. 

Over 20 million customers have borrowed from Hero FinCorp. A loan is disbursed every 30 seconds, which tells you the process actually delivers on its speed promise.

Ready to plan that trip? Download the Personal Loan App or visit the Hero FinCorp website and apply now.

Why Choose Hero FinCorp for Your Travel Loan?

Hero Group Legacy Behind You

Hero FinCorp is an NBFC backed by the Hero Group, one of India's most established corporate names. That backing matters when you are choosing a lender.

No Collateral Requirement

No property to pledge, no guarantor to arrange. The loan is unsecured and approved purely on your income and credit profile.

Same-Day Disbursal When It Matters

Travel bookings have deadlines. Once approved, your loan is disbursed the same day so you can confirm reservations without delay.

Flexible Loan Amounts and Repayment Tenures

Borrow what your trip actually costs, anywhere up to ₹5 Lakh. Repay over 12 to 36 months with an EMI that fits your monthly budget.

Transparent From Day 1

Processing fees, foreclosure charges, bounce charges, all of it is shown before you sign. No last-minute surprises after disbursal.

RBI-Regulated NBFC

Hero FinCorp operates under the Reserve Bank of India's regulatory framework. Your borrowing is governed by the Fair Practices Code.

What Your Travel Loan Covers

Flights and Bookings

Airfare is almost always the highest single expense on any trip, especially international trips. Prices can fluctuate and booking early is cheaper, but most people don’t have the cash on hand the minute a good fare pops up. Travel loans enable you to book flights and ground transport as soon as you’re ready to plan, without waiting for the savings to add up. 

Hotels and Stays

Good accommodation in a popular destination needs to be booked early, often with a non-refundable advance. A holiday loan covers the full stay cost so you can book without splitting payments across cards or compromising on where you stay to manage costs.

International Trip

Travelling abroad involves more than just flights and hotels. A personal loan for vacation abroad covers the full scope, from documentation costs to in-country expenses, with one clean loan amount and a fixed repayment plan.

Family Vacation

A family trip multiplies costs at every point, four flight tickets instead of one, larger rooms, more meals, more activities. A vacation loan with easy EMI options makes it possible to plan the trip properly without postponing it until savings catch up.

Last-Minute Travel

There are vacations that just can't be planned, like a spontaneous family occasion in another city, an unexpected chance to go with friends, or a sale fare that's only valid for 24 hours. Hero FinCorp’s digital approach provides approval in 10 minutes and disbursal on the same day. 

How to Apply for Travel Loan

Personal Loan For Travel

  • 01

    Head to the Hero FinCorp website and click Apply Now on the Personal Loan page.

  • 02

    Enter your PAN and Aadhaar numbers. 

  • 03

    Select your loan amount and select a duration from 12 to 36 months. 

  • 04

    The loan agreement is shared digitally. Before you sign, look at the amount of the loan, interest rate and the entire cost of the loan.

  • 05

    Upon signing, the funds appear in your bank account.

Eligibility Criteria

Before you apply for a travel loan, review the personal loan eligibility criteria below. Hero FinCorp has kept the requirements straightforward so that more applicants can qualify:
CriteriaRequirementWhy It Matters
Age21 to 58 yearsCovers most working-age applicants with active income
EmploymentSalaried or self-employedBoth profiles are eligible, including freelancers and business owners
Monthly IncomeMinimum ₹15,000Sets a baseline to ensure the EMI remains affordable month on month
CIBIL Score725 and above preferredA stronger score improves approval chances and can help you get a better interest rate
CitizenshipIndian citizenRequired for Aadhaar and PAN-based digital KYC
Existing LoansManageable debt-to-income ratioLenders assess this to confirm you can comfortably manage an additional EMI

Tip: You can check your eligibility instantly using the Personal Loan Eligibility Calculator on the website before applying.

Trusted by Millions of Users

customers_2bf50345e7.webp

20 Mn+

Happy Customers

clean-tooth 6.png

Loan Disbursed

Every 30 Seconds

clean-tooth 5.png

1 Mn+

App Installs

trusted partner

Pan India

Locations Served

Paperless Documents Required

No physical documents at any stage. Keep these ready:

You need:

  • PAN Number (Digital)
  • Aadhaar Number (Digital)
  • Bank Account Details (for disbursal)

Self-employed applicants also need: Proof of business vintage (minimum 2 years)

Your digital consent initiates KYC verification through PAN and Aadhaar automatically. Bank details are entered once at the disbursal stage, that is where the funds land.

Interest Rates, Fees and Charges

FeeAmountWhat This Means for You
Interest RateStarting from 18% per annumThis determines your monthly borrowing cost. Applicants with a CIBIL score of 725 and above and a clean repayment history may receive rates closer to the lower end.
Processing FeeMinimum 2.5% + GSTDeducted once at disbursal. Factor in the net amount you will receive after this fee when deciding your loan amount.
Prepayment ChargesNot applicableYou can repay the principal early whenever you have surplus funds without paying any penalty.
Foreclosure Charges5% + GST on the outstanding principalApplicable if you close the loan before the end of the tenure. The charge is calculated on the outstanding principal.
EMI Bounce Charges₹350 per instanceEnsure sufficient balance in your linked bank account on the EMI due date to avoid this charge.
Overdue Interest1 to 2% per month on the overdue amountLate payments increase your borrowing cost and may negatively impact your credit score.
Loan CancellationNo fee via the app; interest paid and processing fee are non-refundableYou can cancel the loan without a cancellation fee, but any interest and processing charges already paid will not be refunded.

Note: Rates are indicative as per Hero FinCorp's latest Schedule of Charges. Actual rates depend on your credit profile, income, and other eligibility factors.

EMI — Tenure-Wise Breakdown

Travel costs vary widely depending on the destination and group size. Use the Hero FinCorp Personal Loan EMI Calculator to build a repayment plan around your actual trip budget.

Loan AmountTenure (Months)Interest Rate (p.a.)Monthly EMITotal InterestTotal Payable
₹50,0001218%₹4,584₹5,008₹55,008
₹1,00,0002418%₹4,992₹19,808₹1,19,808
₹2,00,0002418%₹9,984₹39,616₹2,39,616
₹5,00,0003618%₹18,082₹1,50,952₹6,50,952

Disclaimer: Figures are indicative at 18% p.a. Actual EMI depends on the sanctioned interest rate, loan amount, repayment tenure, and other applicable loan terms.

Frequently Asked Questions

Up to ₹5 Lakh, subject to your income and credit profile. You can borrow a smaller amount too, there is no fixed minimum beyond eligibility requirements.
No. It is a fully unsecured loan. No asset to pledge, no guarantor required at any stage.
Between 12 and 36 months. A longer tenure lowers your monthly EMI but increases total interest paid, use the EMI Calculator to find the right balance.
Through auto-debit from your bank account on a fixed monthly date. You can also pay via net banking or UPI. Prepayment is allowed at any time with no extra charge.
Eligible applicants get approval in 10 minutes. Disbursal follows the same day, directly to your bank account.
It is an unsecured loan used to fund trip expenses, flights, hotels, visas, insurance, or tour packages. You repay in fixed monthly instalments over a set tenure.

Apply for loan on HIPL app available on Google PlayStore and App Store - Download Now