Personal Loan for Travel.
Flights, hotels, visas, or a last-minute getaway; Hero FinCorp's travel loan covers it all. Borrow up to ₹7 Lakh, get approved in 10 minutes, and travel without touching your savings.
Get a Personal Loan for Travel.
A travel loan is a personal loan acquired expressly to meet the expenses associated to the trip such as airfare, hotel, visa fees, travel insurance or tour packages. It doesn’t come with the revolving credit facility like a credit card but has a set EMI and a clear repayment plan so you know precisely what you owe each month before you even board the aircraft.
Hero FinCorp offers a travel loan of up to ₹7 Lakh with no collateral. Apply online and get approved within 10 minutes for eligible applicants.
Over 20 million customers have borrowed from Hero FinCorp. A loan is disbursed every 30 seconds, which tells you the process actually delivers on its speed promise.
Ready to plan that trip? Download the Personal Loan App or visit the Hero FinCorp website and apply now.
Calculate Personal Loan EMI
Why Choose Hero FinCorp for Your Travel Loan?
What Your Travel Loan Covers.
Flights and Bookings
Airfare is almost always the highest single expense on any trip, especially international trips. Prices can fluctuate and booking early is cheaper, but most people don’t have the cash on hand the minute a good fare pops up. Travel loans enable you to book flights and ground transport as soon as you’re ready to plan, without waiting for the savings to add up.
Hotels and Stays
Good accommodation in a popular destination needs to be booked early, often with a non-refundable advance. A holiday loan covers the full stay cost so you can book without splitting payments across cards or compromising on where you stay to manage costs.
International Trip
Travelling abroad involves more than just flights and hotels. A personal loan for vacation abroad covers the full scope, from documentation costs to in-country expenses, with one clean loan amount and a fixed repayment plan.
Family Vacation
A family trip multiplies costs at every point, four flight tickets instead of one, larger rooms, more meals, more activities. A vacation loan with easy EMI options makes it possible to plan the trip properly without postponing it until savings catch up.
Last-Minute Travel
There are vacations that just can't be planned, like a spontaneous family occasion in another city, an unexpected chance to go with friends, or a sale fare that's only valid for 24 hours. Hero FinCorp’s digital approach provides approval in 10 minutes and disbursal on the same day.
How to Apply for Travel Loan.
Head to the Hero FinCorp website and click Apply Now on the Personal Loan page.
Enter your PAN and Aadhaar numbers.
Select your loan amount and select a duration from 12 to 36 months.
The loan agreement is shared digitally. Before you sign, look at the amount of the loan, interest rate and the entire cost of the loan.
Upon signing, the funds appear in your bank account.
Find Out
If You Are Eligible.
| Criteria | Requirement | Why It Matters |
|---|---|---|
| Age | 21 to 58 years | Covers most working-age applicants with active income |
| Employment | Salaried or self-employed | Both profiles are eligible, including freelancers and business owners |
| Monthly Income | Minimum ₹15,000 | Sets a baseline to ensure the EMI remains affordable month on month |
| CIBIL Score | 725 and above preferred | A stronger score improves approval chances and can help you get a better interest rate |
| Citizenship | Indian citizen | Required for Aadhaar and PAN-based digital KYC |
| Existing Loans | Manageable debt-to-income ratio | Lenders assess this to confirm you can comfortably manage an additional EMI |
Tip: You can check your eligibility instantly using the Personal Loan Eligibility Calculator on the website before applying.
Trusted by Millions of Users.
20 Mn+
Happy Customers
Loan Disbursed
Every 30 Seconds
1 Mn+
App Installs
Pan India
Locations Served
Interest Rates, Fees and Charges.
| Fee | Amount | What This Means for You |
|---|---|---|
| Interest Rate | Starting from 18% per annum | This determines your monthly borrowing cost. Applicants with a CIBIL score of 725 and above and a clean repayment history may receive rates closer to the lower end. |
| Processing Fee | Minimum 2.5% + GST | Deducted once at disbursal. Factor in the net amount you will receive after this fee when deciding your loan amount. |
| Prepayment Charges | Not applicable | You can repay the principal early whenever you have surplus funds without paying any penalty. |
| Foreclosure Charges | 5% + GST on the outstanding principal | Applicable if you close the loan before the end of the tenure. The charge is calculated on the outstanding principal. |
| EMI Bounce Charges | ₹350 per instance | Ensure sufficient balance in your linked bank account on the EMI due date to avoid this charge. |
| Overdue Interest | 1 to 2% per month on the overdue amount | Late payments increase your borrowing cost and may negatively impact your credit score. |
| Loan Cancellation | No fee via the app; interest paid and processing fee are non-refundable | You can cancel the loan without a cancellation fee, but any interest and processing charges already paid will not be refunded. |
Note: Rates are indicative as per Hero FinCorp's latest Schedule of Charges. Actual rates depend on your credit profile, income, and other eligibility factors.
EMI — Tenure-Wise Breakdown.
Travel costs vary widely depending on the destination and group size. Use the Hero FinCorp Personal Loan EMI Calculator to build a repayment plan around your actual trip budget.
| Loan Amount | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI | Total Interest | Total Payable |
|---|---|---|---|---|---|
| ₹50,000 | 12 | 18% | ₹4,584 | ₹5,008 | ₹55,008 |
| ₹1,00,000 | 24 | 18% | ₹4,992 | ₹19,808 | ₹1,19,808 |
| ₹2,00,000 | 24 | 18% | ₹9,984 | ₹39,616 | ₹2,39,616 |
| ₹5,00,000 | 36 | 18% | ₹18,082 | ₹1,50,952 | ₹6,50,952 |
Disclaimer: Figures are indicative at 18% p.a. Actual EMI depends on the sanctioned interest rate, loan amount, repayment tenure, and other applicable loan terms.
What Our Customers Say?
Our customers have rated us
Savi Gupta - Bangalore
Rashi Kohli - New Delhi
Lalji Soni - Chennai
The Latest Blogs.
Frequently Asked Questions.
Up to ₹7 Lakh, subject to your income and credit profile. You can borrow a smaller amount too, there is no fixed minimum beyond eligibility requirements.
No. It is a fully unsecured loan. No asset to pledge, no guarantor required at any stage.
Between 12 and 36 months. A longer tenure lowers your monthly EMI but increases total interest paid, use the EMI Calculator to find the right balance.
Through auto-debit from your bank account on a fixed monthly date. You can also pay via net banking or UPI. Prepayment is allowed at any time with no extra charge.
Eligible applicants get approval in 10 minutes. Disbursal follows the same day, directly to your bank account.
It is an unsecured loan used to fund trip expenses, flights, hotels, visas, insurance, or tour packages. You repay in fixed monthly instalments over a set tenure.