Personal Loan for Travel.
Flights, hotels, visas, or a last-minute getaway; Hero FinCorp's travel loan covers it all. Borrow up to ₹7 Lakh, get approved in 10 minutes, and travel without touching your savings.
Get a Personal Loan for Travel.
A travel loan is a personal loan acquired expressly to meet the expenses associated to the trip such as airfare, hotel, visa fees, travel insurance or tour packages. It doesn’t come with the revolving credit facility like a credit card but has a set EMI and a clear repayment plan so you know precisely what you owe each month before you even board the aircraft.
Hero FinCorp offers a travel loan of up to ₹7 Lakh with no collateral. Apply online and get approved within 10 minutes for eligible applicants.
Over 20 million customers have borrowed from Hero FinCorp. A loan is disbursed every 30 seconds, which tells you the process actually delivers on its speed promise.
Ready to plan that trip? Download the Personal Loan App or visit the Hero FinCorp website and apply now.
Calculate Personal Loan EMI
Why Choose Hero FinCorp for Your Travel Loan?
What Your Travel Loan Covers.
Flights and Bookings
Airfare is almost always the highest single expense on any trip, especially international trips. Prices can fluctuate and booking early is cheaper, but most people don’t have the cash on hand the minute a good fare pops up. Travel loans enable you to book flights and ground transport as soon as you’re ready to plan, without waiting for the savings to add up.
Hotels and Stays
Good accommodation in a popular destination needs to be booked early, often with a non-refundable advance. A holiday loan covers the full stay cost so you can book without splitting payments across cards or compromising on where you stay to manage costs.
International Trip
A personal loan for international travel or a honeymoon can help cover visas, flights, accommodation, and other travel-related expenses under one loan amount with fixed monthly repayments.
Family Vacation
A personal loan for travel can help cover the cost of family holidays, solo trips, or dream vacations, including flights, accommodation, local transport, and activities. Instead of waiting to build sufficient savings, you can spread the cost through fixed monthly EMIs.
Last-Minute Travel
There are times when travel cannot wait, whether it is an unexpected family occasion, a spontaneous holiday, or a limited-time airfare offer. Eligible applicants can receive an approval decision in as little as 10 minutes, and the loan amount may be disbursed on the same day after successful verification and completion of the required formalities.
How to Apply for Travel Loan.
Head to the Hero FinCorp website and click Apply Now on the Personal Loan page.
Enter your PAN and Aadhaar numbers.
Select your loan amount and select a duration from 12 to 36 months.
The loan agreement is shared digitally. Before you sign, look at the amount of the loan, interest rate and the entire cost of the loan.
Upon signing, the funds appear in your bank account.
Find Out
If You Are Eligible.
| Criteria | Requirement | Why It Matters |
|---|---|---|
| Age | 21 to 58 years | Covers most working-age applicants with active income |
| Employment | Salaried or self-employed | Both profiles are eligible, including freelancers and business owners |
| Monthly Income | Minimum ₹15,000 | Sets a baseline to ensure the EMI remains affordable month on month |
| CIBIL Score | 725 and above preferred | A stronger score improves approval chances and can help you get a better interest rate |
| Citizenship | Indian citizen | Required for Aadhaar and PAN-based digital KYC |
| Existing Loans | Manageable debt-to-income ratio | Lenders assess this to confirm you can comfortably manage an additional EMI |
Tip: You can check your eligibility instantly using the Personal Loan Eligibility Calculator on the website before applying.
Trusted by Millions of Users.
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Interest Rates, Fees and Charges.
| Fee | Amount | What This Means for You |
|---|---|---|
| Interest Rate | Starting from 17.9% per annum | Interest rates start from 17.9% per annum. The final interest rate depends on factors such as your credit profile, income, repayment capacity, loan amount, and Hero FinCorp's credit assessment. |
| Processing Fee | Minimum 2.5% + GST | Deducted once at disbursal. Factor in the net amount you will receive after this fee when deciding your loan amount. |
| Prepayment Charges | Not applicable | You can repay the principal early whenever you have surplus funds without paying any penalty. |
| Foreclosure Charges | 5% + GST on the outstanding principal | Applicable if you close the loan before the end of the tenure. The charge is calculated on the outstanding principal. |
| EMI Bounce Charges | ₹350 per instance | Ensure sufficient balance in your linked bank account on the EMI due date to avoid this charge. |
| Overdue Interest | 1 to 2% per month on the overdue amount | Late payments increase your borrowing cost and may negatively impact your credit score. |
| Loan Cancellation | No fee via the app; interest paid and processing fee are non-refundable | No cancellation fee applies for loans cancelled through the online app. However, any interest already paid and the processing fee are non-refundable. |
Note: Rates are indicative as per Hero FinCorp's latest Schedule of Charges. Actual rates depend on your credit profile, income, and other eligibility factors.
EMI — Tenure-Wise Breakdown.
Travel costs vary widely depending on the destination and group size. Use the Hero FinCorp Personal Loan EMI Calculator to build a repayment plan around your actual trip budget.
| Loan Amount | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI | Total Interest | Total Payable |
|---|---|---|---|---|---|
| ₹50,000 | 12 | 17.9% | ₹4,584 | ₹5,008 | ₹55,008 |
| ₹1,00,000 | 24 | 17.9% | ₹4,992 | ₹19,808 | ₹1,19,808 |
| ₹2,00,000 | 24 | 17.9% | ₹9,984 | ₹39,616 | ₹2,39,616 |
| ₹5,00,000 | 36 | 17.9% | ₹18,082 | ₹1,50,952 | ₹6,50,952 |
Disclaimer: Figures are indicative at 17.9% p.a. Actual EMI depends on the sanctioned interest rate, loan amount, repayment tenure, and other applicable loan terms.
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Frequently Asked Questions.
It is an unsecured loan used to fund trip expenses, flights, hotels, visas, insurance, or tour packages. You repay in fixed monthly instalments over a set tenure.
Eligible applicants can receive an approval decision in as little as 10 minutes. After successful verification, digital KYC, and completion of the required formalities, the loan amount may be disbursed on the same day.
Repay the loan through your approved EMI payment mode, such as auto-debit from your registered bank account or other payment options made available by Hero FinCorp. Prepayment is permitted without any prepayment charges.
Between 12 and 36 months. A longer tenure lowers your monthly EMI but increases total interest paid, use the EMI Calculator to find the right balance.
No. A personal loan for travel from Hero FinCorp is unsecured, so you do not need to pledge any asset or arrange for a guarantor.
Eligible applicants can borrow between ₹50,000 and ₹7 Lakh, depending on their income, credit profile, and Hero FinCorp's credit assessment.
Yes, the loan covers flights, hotels, visas and in-country expenses for both domestic and international travel.
Yes, it's a personal loan used specifically for trip-related expenses, with the same eligibility and repayment terms.