Used Car Loans starting from INR 0.5 Lac to 50 Lac, available for all car brands.
Loan to Value of up to 175% of second hand car loan.
Hero FinCorp Pre-owned Car Loan is available in over 240 cities across India.
Quick Approval with tenure up to 5 years and competitive Used Car Interest Rates.
Hero FinCorp is a best-in-class provider of financing solutions for your NEW used car.
We finance both certified and non-certified cars of any make, model or variant.
Our loan products are available for Salaried, Self-employed individuals and business owners.
We have range of used car products :
Used Car Loan
Balance transfer of Car Loan
Loan Against Car
Quick and hassle-free approvals
Prompt Customer Service
Flexible Repayment Options
Low & Attractive Rate of Interest
Doorstep Service - Stay at Home, Get Finance
Attractive pricing for past or existing Hero FinCorp customers
*Terms & Conditions Apply
Are you planning to buy your NEW used car? Then Hero FinCorp's Used Car Loans are your best choice.
We offer a wide range of cost-effective used car loan options, for both certified and non-certified cars. Our financing solutions feature multiple repayment options (PDC, NACH, ECS, etc.), flexible tenures and attractive interest rates.
We begin by understanding your financial needs, and then offer solutions best suited for your requirement.
At Hero FinCorp, we believe in providing prompt service and building strong & lasting relationships.
Our goal is to help you achieve all your dreams and aspirations
Take advantage of our low introductory interest rates and fantastic customer service.
Do you have a car and looking for a personal loan ? And do you need cash for your business or looking for more liquidity? Loan Against Car can help solve all these problems!
Cheaper than a personal / business loan
It involves lesser documentation hence lesser hassle
Easy and Quick Approval
Higher LTV (Up to 175%)
For further details and to know your eligibility amount, get in touch with us at
Eligibility for a used car loan from Hero FinCorp depends upon an individual’s credit appraisal and past financial history, all loans are given at the sole discretion of the company.
We provide loans from INR 0.5 lac to 50 lacs, the amount depends upon the age and condition of the vehicle along with the buyer’s repayment capacity.
A minimum of 1 year and up to 5 years, while it depends upon the age and condition of the vehicle.
The minimum age of applicant should be not less than 18 years.
Your loan takes about 24 to 48 hours depending upon the documents submitted and subsequent verification.
Repayment schedule provides outstanding principal after realization of each EMI along with the amount that needs to be paid during each EMI, with due dates and breakup.
A self-attested copy of any of the KYC document as mentioned in the Eligibility & Documentation section on the website. You can e-mail us the documents at Customer.Care@HerFinCorp.com or walk in to any of our branches along with your KYC documents.
You need to call our call center helpline. Once your request has been taken it would be updated in our system.
Yes, you can apply for another loan but the approval will be based on your eligibility criteria.
Depending upon your re-payment of previous loan you can be eligible for a special scheme.
Yes, you can foreclose depending on the terms in your loan agreement.
Our extensive network of branches at various locations, speedy and simple documentation process and the capability of our executive to take quick, smart decisions make sure that the process of obtaining a second hand car loan is quick and hassle-free.
We finance almost all cars as long as their ownership history is clear and they fully comply with Indian laws pertaining to personal vehicles.
No, changes to loan amount or tenure of loan cannot be made after the disbursal of the loan.
Yes, you can get a top loan after payment of 10 regular EMI’s.
It is the intial amount you need to pay at the dealership/ to the seller. It is the difference between the on road price and the approved loan amount.
No, you do not need one. But in case your income fails to meet our eligibility criteria you can club the income of your father/mother/spouse with your income by making them a co-applicant.
After the repayment of the loan, you will receive a NOC from our side which will help you remove the hypothecation of Hero FinCorp from your RC.
You can change the mode of payment by getting in touch with the customer care at Customer.Care@HeroFinCorp.com or by calling 1800-102-4145
You can write to us for getting them back at Customer.Care@HeroFinCorp.com after giving Post dated cheques for the new mode of payment.
You can write to us at Customer.Care@HeroFinCorp.com or call 1800-102-4145 for receiving a duplicate copy.
No, Hero FinCorp shall not be responsible for delivery of the vehicle for which the loan has been availed. The Borrower shall be responsible for delay, non-delivery, or any defect, damage or quality of the Vehicle. The Hero FinCorp shall not be responsible or liable if there is any defect or dispute of any nature in the title (even if it is found to be a stolen Vehicle) or ownership of the Vehicle and the Borrower shall independently satisfy itself in this regard.
Yes, you can pay them through the multiple payment options available on our website or through the executive assigned to you.
Yes, you are eligible for finance in this case.
You can send in your queries at Customer.Care@HeroFinCorp.com
No, the car is hypothecated to Hero FinCorp, and after the repayment, the hypothecation can be removed.