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Used Car Loans

Used Car Loans

Hero FinCorp is a best-in-class provider of Financing Solutions for both certified & non-certified Used Cars.

Eligibility & Documentation


  • Resident Indian, above age 18
  • Salaried: Employed for minimum 2 years, with min. 6 months at current job
  • Business owners: Should be in current business for min. 1 year


  • Identity & address proofs (KYC documents)
  • Valid income proofs
  • Passport Size Photograph



Loans starting from INR 0.5 Lac to 50 Lac, available for all car brands.


Flexible Tenure of up to 5 years.


Quick Approval in under 48 hours.


High LTV of up to 90%.



  • Hero FinCorp is a best-in-class provider of financing solutions for your NEW used car.

  • We finance both certified and non-certified cars of any make, model or variant.

  • Our loan products are available for Salaried, Self-employed individuals and business owners.



  • Quick and hassle-free approvals

  • Easy Documentation

  • Flexible Terms

  • Prompt Customer Service

  • Flexible Repayment Options

  • Low & Attractive Rate of Interest

  • Available in over 40 cities across India

  • Doorstep Service - Stay at Home, Get Finance

  • Attractive pricing for past or existing Hero FinCorp customers

  • *Terms & Conditions Apply


  • Are you planning to buy your NEW used car? Then Hero FinCorp's Used Car Loans are your best choice.

  • We offer a wide range of cost-effective used car loan options, for both certified and non-certified cars. Our financing solutions feature multiple repayment options (PDC, NACH, ECS, etc.), flexible tenures and attractive interest rates.

  • We begin by understanding your financial needs, and then offer solutions best suited for your requirement.



  • At Hero FinCorp, we believe in providing prompt service and building strong & lasting relationships.

  • Our goal is to help you achieve all your dreams and aspirations

  • Take advantage of our low introductory interest rates and fantastic customer service.

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    Q1. What is the eligibility criterion for availing of a used car loan from Hero FinCorp?

    Eligibility for a used car loan from Hero FinCorp depends upon an individual’s credit appraisal and past financial history, all loans are given at the sole discretion of the company.

    Q2. What are the minimum and maximum used car loan amounts?

    We provide loans from INR 0.5 lac to 50 lacs, the amount depends upon the age and condition of the vehicle along with the buyer’s repayment capacity.

    Q3. What are the used car loan tenure options?

    A minimum of 1 year and up to 5 years, while it depends upon the age and condition of the vehicle.

    Q4. What should be the minimum age of a Salaried Individual applying for Used Car Loan?

    The minimum age of applicant should be not less than 21 years.

    Q5. How long will it take to get a loan?

    Your loan takes about 24 to 48 hours depending upon the documents submitted and subsequent verification.

    Q6. What is repayment schedule?

    Repayment schedule provides outstanding principal after realization of each EMI along with the amount that needs to be paid during each EMI, with due dates and breakup.

    Q7. What documents are required to change my communication/ mailing address?

    A self-attested copy of any of the KYC document as mentioned in the Eligibility & Documentation section on the website. You can e-mail us the documents at or walk in to any of our branches along with your KYC documents.

    Q8. How do I change my contact details/ phone number?

    You need to call our call center helpline. Once your request has been taken it would be updated in our system.

    Q9. I am an existing customer; can I apply for another loan?

    Yes, you can apply for another loan but the approval will be based on your eligibility criteria.

    Q10. I have repaid my loan successfully. Can I get finance now?

    Depending upon your re-payment of previous loan you can be eligible for a special scheme.

    Q11. Do I have the option of prepaying my loan?

    Yes, you can foreclose depending on the terms in your loan agreement.

    Q12. How much time will it take for my second hand loan to be approved?

    Our extensive network of branches at various locations, speedy and simple documentation process and the capability of our executive to take quick, smart decisions make sure that the process of obtaining a second hand loan is a quick and hassle-free.

    Q13. Which cars can be financed for Used Car Loans?

    We finance almost all cars as long as their ownership history is clear and they fully comply with Indian laws pertaining to personal vehicles.

    Avail finance for used cars easily from us for both certified and non-certified cars. As one of the leading lenders, we offer second hand car loans starting from INR 0.5 lac to INR 50 lac for all car brands, and flexible tenures that goes up to 5 years. The loan-to-value ratio or LTV can go up to 90% and the approval happens usually in less than 48 hours. Our used car loan interest rates are low and attractive, and the repayment options are flexible too. Other advantages include easy documentation, doorstep service, quick approvals, efficient customer service, and branches in over 40 Indian cities. Existing or past customers of Hero FinCorp can also expect more attractive used car finance rates. To be eligible for used car loans, you need to be an Indian resident above 18 years. If you are salaried, you should have been employed for at least 2 years with minimum 6 months at the present job. And if you own a business, you should have at least 1 year experience in the same. For documentation, you need to submit valid income proofs, KYC documents and passport size photographs. So fill the form above and get your dream four-wheeler today!

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