Quick Approval
Get fast loan approval with minimal documentation, ensuring quick access to funds.
Personal Loan For Women
Empowering women to do more, Hero FinCorp's Personal Loan for Women provides instant approval in 10 minutes. Being an RBI-licensed NBFC, we provide loans of up to ₹5 Lakh without collateral at low interest and flexible EMIs.
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Calculate Personal Loan EMI
Get Personal Loan For Women Up to 5 Lakh
Helping women make their dreams come true. Whether you are organizing your dream wedding, seeking higher studies, renovating your home, or taking a much-needed vacation, a little financial support can help reduce stress. Hero FinCorp provides personal loans for women, with easy repayment schedules and competitive interest rates as low as 19% per annum.
Both salaried women and self-employed women can apply for personal loans ranging from Rs 50,000 to Rs 5 lakh, without the hassle of branch visits or paperwork. The entire loan application process is 100% online and quick, so you can focus on what matters most and get your loan amount disbursed without delays.
Want help figuring out your repayment plan? Use our simple personal loan EMI calculator to estimate your loan EMI, assess your loan tenure, and figure out a plan around your spending habits and lifestyle.
Why Choose Hero FinCorp for Personal Loan for Women?
Applying for a women’s loan can give you the proper support when you are handling an urgent need. A loan for working women is designed to be simple, stress-free, and truly helpful.
- Meets every personal need: From higher studies and weddings to travel or home improvement, women can access customised personal loan products that fit different goals.
- Loans at affordable rates: With women loan interest and personal loan fees and charges kept transparent, you can choose a loan at affordable rates without worrying about hidden costs.
- Flexible repayment options: Choose a loan tenure of up to 36 months and plan your loan EMI in a way that doesn’t strain your monthly income.
- Simple application process: The entire loan application process is 100% online, quick, and paperless. Women can apply for personal loans at any time and receive loan approval within minutes.
- Plan your EMIs easily: Use the personal loan EMI calculator to check your loan details, calculate your EMIs, and make sure your personal loan amount is manageable for your lifestyle.
Features and Benefits of Personal Loan For Women
Today, applying for a Personal Loan is as easy as ordering your favourite meal online. For women, it’s more than just convenience. It’s about having the freedom to make choices, chase dreams, and handle life’s surprises without having to depend on anyone else.
Whether it’s starting something of your own, planning a trip, or simply taking care of a few unexpected expenses, having quick access to funds can make a world of difference. Here’s what makes Personal Loans a smart, empowering option for women:
No Collateral Required
Avail a Personal Loan without pledging assets or requiring a guarantor.
Small Loan Schemes
Access loan amounts ranging from Rs 50,000 to 5,00,000 for financial needs.
No Hidden Charges
Enjoy complete transparency with no additional fees or unexpected costs.
Simple Documentation
A paperless, hassle-free process makes loan applications quick and convenient.
Attractive Interest Rate
Benefit from competitive loan interest rates for women borrowers.
No Penalties on Early Repayment
You can repay your loan early without extra charges.
Quick Disbursal
Get loan amount directly into your account quickly after approval.
Eligibility Criteria for Personal Loan for Women
You do not have to go through a complicated process to apply for women loans. Hero FinCorp's personal loan eligibility criteria are simple: your age, minimum income requirement, type of employment, and a good credit score. If you meet the criteria, you can get approval of your loan in minutes and then receive your loan amount quickly for any particular personal need.| Eligibility Criteria | Details |
|---|---|
| Age | You must be between 21 to 58 years to be eligible for the loan. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Minimum 6 months of work experience for salaried employees and 2 years for self-employed. |
| Monthly Income | The minimum monthly income required is Rs 15,000. |
Documents Required for a Personal Loan for Women
Getting an online women loan is quick and simple, assuming you meet the necessary minimum income requirement of Rs 15,000 per month. There is no heavy paperwork to worry about; if you meet the personal loan eligibility, simply keep the required documents for personal loan handy. This is a choice available to both a salaried woman or self-employed people and only smoothens the loan application process, and lets you apply for your loan without delay.
Documents required:
- PAN Card
- Aadhaar Card
Interest Rates and Charges on Personal Loan For Women
Before you apply for a personal loan for women, it is important to understand interest rates and charges. They impact your repayment and cost of the total loan. Hero FinCorp loans for women are at low interest rates to offer EMIs that are affordable to your income and credit profile.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply for a Personal Loan for Women Online?
Applying for a personal loan for women is simple and fully online. You can get quick access to funds for personal expenses, family expenses, or even to achieve your own goals, all without any collateral.
Here’s how you can apply with Hero FinCorp:
- 01
Visit the Hero FinCorp website or download the personal loan app.
- 02
Click on the Apply Now tab under instant personal loan.
- 03
Enter your mobile number and verify it with the OTP.
- 04
Choose the personal loan amount you need.
- 05
Complete your KYC and confirm your income eligibility.
- 06
Submit your application and get instant approval within minutes.
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Frequently Asked Questions
Yes, women can get a Personal Loan online via digital loan apps. Download a suitable loan app, such as Hero FinCorp Instant Personal Loan, and initiate the loan application for women in just a few simple steps.
During a financial emergency or shortage of funds, women can get a personal loan online via a trusted instant cash loan app. Consider the loan eligibility criteria and interest rate to be sure of loan approval for women.
Personal Loans for women are approved on criteria such as age, monthly income, work experience and current job stability. Women between 21 to 58 years of age with a minimum starting income of Rs 15000/-can apply for a loan online.
Identity proof, address proof and income proof are required to get a Personal Loan for women. Keep ready your Aadhar Card, PAN Card, Utility Bill, IT return papers and the last 6 months’ bank statements.
Processing of Personal Loans online is fast with simple documentation. It depends on the verification process of the application form and documents. Once approved, the loan amount gets disbursed in 2 days.
Yes, self-employed women can apply for instant Personal Loans easily online. At Hero FinCorp, the eligibility criteria are simple and documentation requirements are minimal.
Yes, Personal Loans can be used for various purposes, including business-related expenses and expansion.
You can use a Personal Loan EMI Calculator on the website of Hero FinCorp to calculate the instalments of your loan instantly. You will need to enter the loan amount, interest rate and repayment tenure.
Yes, Personal Loans are unsecured loans that do not require any security and collateral for approval.
At Hero FinCorp, the maximum loan tenure offered on a Personal Loan for women is 36 months or 3 years.
A Personal Loan can be approved within 10 minutes when you apply on the Hero FinCorp website or loan app. Once approved, the loan amount gets disbursed quickly.