Personal Loan EMI Calculator
Pondicherry is one of the most charming union territories in India. It is known for its French colonial heritage and emerging urban lifestyle. As financial needs continue to grow, residents are turning to Personal Loans to manage planned and unplanned expenses with ease. Hero FinCorp offers a Personal Loan in Pondicherry of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.
Find out the various loan types we offer to different borrowers according to their needs.
Medical professionals in Pondicherry can cover all their personal and professional expenses with a Personal Loan for doctors at Hero FinCorp.
Travel to your dream destination in India or abroad with a Personal Loan for travel without any end-use restrictions.
Whether it’s a last-minute expense or a planned wedding desire, cover its cost with a Personal Loan for a wedding and make your special day memorable for life.
Planning to renovate your home with the latest design? Fund its costs with a Personal Loan for home renovation and repay in easy EMIs.
A personal loan for self-employed can help entrepreneurs manage urgent personal or business-related expenses with ease.
Whether salaried or self-employed, female professionals can get a personal loan for women at attractive interest rates online.
Those working in the public sector can get a personal loan for government employees without collateral at attractive interest rates.
Looking for an instant Personal Loan in Pondicherry for various expenses? Know the features and benefits of Hero FinCorp Personal Loans:
The Personal Loan interest rate at Hero FinCorp starts from 1.58% per month or 19% per annum.
Our Personal Loans are collateral-free, so you do not need to provide any security or guarantor for application.
You can choose a repayment tenure of 12 to 36 months according to your monthly budget and affordability.
You can get approval for a Personal Loan in Pondicherry within 10 minutes when you apply online.
You can get a Personal Loan of up to Rs 5 Lakh based on your needs and eligibility.
Compared to other Personal Loan providers in Pondicherry, we have the easiest eligibility criteria that most aspiring borrowers can meet. We determine your eligibility criteria for personal loan based on basic parameters like your age, income, employment, and credit history. Check out our eligibility conditions before applying to avoid rejection and get assured approval.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Applicant should be between 21-58 years
Hero FinCorp has minimal documentation requirements to approve Personal Loan applications. However, you must check out and understand them carefully, as they differ for salaried and self-employed individuals based on their occupation and work experience. Don't worry about the hefty paperwork you must submit at our branch office. Instead of calling you to our office for loan application and document submission, we accept your documents for Personal Loan in soft copies uploaded through our website or Personal Loan app.
Look at these documentation requirements for personal loans at Hero FinCorp and prepare your application accordingly
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
N/A
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
You must know the loan costs before applying for an instant Personal Loan in Pondicherry. At Hero FinCorp, personal loan interest rates are competitive and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation |
|
At Hero FinCorp, we follow a 100% digital procedure for Personal Loan applications in Pondicherry. You don't need to visit our branch office even once to apply for a personal loan. You can complete all formalities from your home and get the required funding quickly. Planning to apply for a Personal Loan at Hero FinCorp? Follow these three simple steps to achieve success.
Visit the Hero FinCorp website or install the Personal Loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
Remember to use our personal loan eligibility calculator to decide on a loan amount and determine a loan tenure using a Personal Loan EMI calculator before applying
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