Abhishek Singh

Rahul applied for a personal loan and felt confident about its approval. After all, he had a strong 796 credit score in one app. However, when the bank checked it, the score was a bit..

Ramesh needed funds, but there was no lending option available to him. When he researched his options, he learned about microcredit.

Ravi runs a small grocery store in a busy lane where most customers pay through UPI. He checks his phone after every transaction to confirm the payment. One evening, a customer shows a success screen, but the amount does not appear in his account.

Mr. Rao booked his dinner order through an app and confirmed the transaction using his UPI PIN. This security measure is part of the 2FA rule, which has been initiated by the RBI for digital payments.

When you check your credit score, your credit mix is one factor that influences it. And so, whenever you look for ways to improve your credit score, you get a suggestion to improve your credit score. Now, what exactly is credit mix?

VaIndividuals who want to pay medical expenses or urgent repairs often apply for a 3 lakh personal loan. The interest on the 3 lakh loan varies with the loan amount.

IRR (Internal Rate of Return) एक महत्वपूर्ण वित्तीय मेट्रिक है, जिसका उपयोग किसी निवेश की लाभप्रदता को मापने के लिए किया जाता है। यह बताता है कि आपका निवेश समय के साथ कितनी वार्षिक दर से बढ़ रहा है।

बिज़नेस में कैपिटल यानी पूंजी वह संसाधन है, जिसकी मदद से कोई भी व्यवसाय शुरू, संचालित और विस्तार किया जाता है। इसमें पैसा, मशीनरी, कच्चा माल और अन्य वित्तीय संसाधन शामिल होते हैं।

बाइक लोन लेने से पहले आपका CIBIL स्कोर सबसे महत्वपूर्ण फैक्टर होता है। यह एक 3-डिजिट नंबर होता है जो आपकी क्रेडिट हिस्ट्री और भुगतान की आदतों को दर्शाता है, और इसी के आधार पर बैंक तय करते हैं कि आपको लोन देना सुरक्षित है या नहीं।