Last Sunday, Meera tried to split a dinner bill with her friends and suddenly realised she couldn’t recall her UPI PIN. That same evening, her cousin Rohit changed his PIN after spotting a couple of unusual login alerts on his banking app.
Two very ordinary moments, yet both highlight how important that code really is.
The National Payments Corporation of India (NPCI) has recently introduced new UPI rules effective August 1, 2025. This means that using UPI for your daily transactions may result...
Rakesh urgently needed money for a medical bill on a Saturday late evening. Banks are closed, it is too late for NEFT, and waiting isn’t an option. He contacted a few friends for help, and within seconds, Rakesh received the amount. How did this happen? The answer: IMPS. Through IMPS, a few taps on the phone can do what once took hours.
Ravi runs a small grocery store in a busy lane where most customers pay through UPI. He checks his phone after every transaction to confirm the payment. One evening, a customer shows a success screen, but the amount does not appear in his account.
Neha sells homemade beauty products and accepts payment through UPI. When her customers pay through UPI, she receives the money within seconds.
super.money, Kiwi और MobiKwik को सबसे ज्यादा कैशबैक देने वाले यूपीआई ऐप्स माना जाता है। super.money हर ट्रांजैक्शन पर कैशबैक दे रहा है, जबकि Kiwi RuPay क्रेडिट कार्ड के माध्यम से ऑफलाइन UPI पेमेंट पर 1.5 प्रतिशत तक कैशबैक की सुविधा है। वहीं Google Pay और Paytm को भी रिवॉर्ड्स के लिए अच्छा विकल्प माना जाता है।
प्रीपेड पेमेंट इंस्ट्रूमेंट्स (PPI) एक ऐसा डिजिटल या फिजिकल माध्यम है जो सामानों की खरीद, नकद निकासी या फंड ट्रांसफर के लिए पहले से जमा राशि का इस्तेमाल करते हैं। यह कार्ड या फिर मोबाइल वॉलेट हो सकते है। रिजर्व बैंक ऑफ इंडिया (आरबीआई) द्वारा विनियमित, यह डिजिटल लेनदेन को सुरक्षित और आसान बनाता है।
If you have ever typed "Rent April" or "Birthday gift" while making a UPI payment, you have used a VPA remark. Most users do it without knowing what it is formally...
It is now common to pay for groceries with a QR code scan or pay a restaurant bill with a UPI app. These daily online payments are P2M transactions...