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Spirit of Togetherness Fest - Going Higher, Together!
As the third Togetherness Fest concludes, we stand tall and proud of our achievement. It's amazing to see, how a relatively small event initiated by the Delhi Team three years ago, has now grown a...
19 Mar, 2025
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Road to Prosperity - How Hero Fincorp Is Driving Financial Inclusion
It is impossible to talk about the India growth story without talking about financial inclusion. Its almost universally agreed that without financial inclusion comprehensive growth cannot be reache...
19 Mar, 2025
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In Conversation with our Jt. MD & CEO Mr Abhimanyu Munjal - Part 2
Welcome back to our conversation series with Hero FinCorp's Jt. MD & CEO - Abhimanyu Munjal, to view the previous interview Interviewer: Hero FinCorp has been in existence
19 Mar, 2025
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Togetherness Fest - Going Together, Going Far!!
What does it take to make a champion? Hard work, dedication, skill, knowledge, ambition and luck. The key ingredient however is team work. When we come together as a team, complement each other'...
18 Mar, 2025

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    Credit Worthiness

    Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.