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Hero FinCorp Personal Loan Documents

With Hero FinCorp, say goodbye to the cumbersome documentation process. Just submit your basic documents and get instant personal loan approval.

At Hero FinCorp, we help you meet your financial needs quickly and simply. At the time of an emergency, the need for funds is urgent and there is absolutely no time to waste. Knowing this, we have eliminated the cumbersome paperwork process for personal loan applications. At Hero FinCorp, the documents needed for a personal loan are minimal; you need to furnish only a few basic documents such as KYC and income proof to avail of the loan. However, when applying for the loan, remember that the required documents for a personal loan are different for salaried and self-employed individuals. So, make sure you submit the right documents required for a personal loan to get instant approval.

Documents Required for a Personal Loan

Salaried

At Hero FinCorp, the list of documents for a personal loan for salaried individuals includes:

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Mandatory Documents

Duly filled loan application form, Passport size coloured photograph

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Identity Proof

Driver’s Licence/ Passport PAN Card (mandatory)/ Aadhaar card

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Residence Proof

Driver’s Licence/ Passport/ Aadhaar Card/ Ration Card/ Utility Bill

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Residence Ownership Proof

Electricity Bills/ Maintenance Bills/ Property Documents

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Income Proof

Last three months salary slips, Last six months bank account statement (salary account), Form 16

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Job Continuity Proof

Appointment letter from the current employer, Experience certificate from the previous employer

Self-Employed

If you are a non-professional or a professional self-employed individual then the personal loan required documents slightly differ from that for salaried individuals.

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Mandatory Documents

Duly filled loan application form, Passport size coloured photograph

identity_proof.png
Identity Proof

Driver’s Licence/ Passport PAN Card (mandatory)/ Aadhaar card

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Residence Proof

Driver’s Licence/ Passport/ Aadhaar Card/ Ration Card/ Utility Bill

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Office Address Proof

Maintenance Bill/ Utility Bill/ Property Documents/ Rent Agreement

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Business Existence Proof

Copy of Tax Registration/ Shop Establishment Proof/ Company’s Registration Certificate

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Income Proof

Last six months bank statement, ITR for the last two consecutive years

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions (FAQs)

To get instant approval, you need to furnish some basic documents for personal loans. These documents include a duly filled application form, KYC, income proof, and passport size photograph, among others. However, you should be aware that the personal loan documents for salaried borrowers and those for self-employed borrowers differ slightly.
The turnaround time depends on the list of documents for the personal loan that were attached for loan processing. If you fill your loan application form correctly and verify the documents to be submitted for a personal loan, the loan will be processed faster, without any hassle.
No, while attaching the documents required for a personal loan, you need to submit photocopies of your relevant documents such as KYC, income proof etc. However, it is recommended that you carry all your original documents to the financial institution's branch so that their representatives can cross-verify the photocopies with the originals. Also, don't forget to carry along your recent coloured passport-size photograph when applying for the loan.
When applying for a personal loan online, you must upload a copy of your KYC documents such as identity proof, proof of address, and proof of income. You can also opt for e-KYC by entering your Aadhaar card number which will instantly retrieve your identification and address information. Upon the successful verification of your documents, the lender will approve your personal loan application.
If you want to apply for a personal loan with less documents then pre-approved loans are ideal for you. Since pre-approved loans are mostly offered to previous or existing customers, the lenders already have your information saved in their database. Therefore, when applying for a pre-approved personal loan, you do not have to deal with the tiresome paperwork.
At Hero FinCorp, we offer flexible repayment terms starting at about 6 months and extending up to 3 years. You can use a Personal Loan EMI calculator to opt for tenure with budget-friendly EMIs. Remember, a shorter tenure increases the EMI amount, while a longer-term reduces it. So make your decision wisely.
If you are looking for an online Personal Loan at Hero FinCorp, you can evaluate your expenses and apply for a loan of up to Rs 3 lakh. Check your Personal Loan eligibility online using our loan eligibility calculator and know the maximum and minimum Personal Loan amount you are eligible to borrow.
If you earn at least Rs 15,000 per month, you are eligible for a Personal Loan at Hero FinCorp. However, there are several other factors based on which we determine your eligibility for a Personal Loan, including your credit history, current financial obligations, nature and length of employment, age, etc.
We have different documentation requirements for salaried and self-employed individuals. Documents required for Personal Loan for a salaried person include salary slips of the last months, bank account statements of the last six months in which salary gets credited, and Form 16. On the other hand, Personal Loan documents required for self-employed include the bank statement for the last six months and ITR for the last two consecutive years. Ensure that these loan documents for Personal Loans are ready before applying to get easy approval according to your funding requirement.
No. You must not submit any paperwork when applying for a Personal Loan. We accept scanned copies of Personal Loan documents uploaded through our website.
A PAN card is an essential document for a Personal Loan application. You can use your Aadhaar card, passport, or driver's licence as identity proof if you don't have one.