The personal loan documents required at Hero FinCorp are exactly two: your PAN Card number and your Aadhaar Card number. The rest is handled digitally through secure e-KYC and digital consent in under 10 minutes.
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The documents required for a personal loan at Hero FinCorp are identical for salaried employees, self-employed professionals, and borrowers applying for any loan purpose including wedding loans, medical loans, or instant cash loans. Both groups need only:
| Document | Purpose |
| PAN Card | Mandatory for identity verification and credit assessment. Required by all regulated lenders per RBI guidelines. |
| Aadhaar Card | Used for e-KYC, instantly retrieves your name, date of birth, and address from UIDAI records. No physical copy needed. |
Income verification is completed digitally through net banking. Consent allows you to authorise the lender to access your income and bank statement data. No salary slips, no Form 16, no physical uploads required.
Note: The entire process is 100% paperless. You do not need to visit a branch, send documents by courier, or upload scanned files. Digital KYC is completed entirely on the Hero FinCorp website or loan app.
Many borrowers are surprised that Hero FinCorp requires only two documents for a personal loan worth up to Rs 5 Lakh. Here is why this is possible:
This is not just convenience it is compliance. Hero FinCorp operates as an RBI-regulated NBFC. Digital KYC and consent-based data access are fully compliant with RBI digital lending guidelines.
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Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
No, the required document details (PAN Card number and Aadhaar number) are identical for both salaried and self-employed applicants. The only difference is in how income is verified digitally:
No physical salary slips, ITR filings, or employer letters are required from either applicant type.
Before applying, verify that the following details are consistent across your PAN and Aadhaar records:
If your Aadhaar and PAN records contain mismatched details, the e-KYC process will flag a discrepancy. Update your records through the UIDAI portal (for Aadhaar) or the Income Tax Department portal (for PAN) before applying to avoid delays.
