Personal Loan for Self-Employed
Designed for self-employed individuals to support their business or personal needs.
Personal Loan EMI Calculator
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Personal Loan EMI CalculatorPersonal Loan EMI CalculatorKakinada is a city that boasts of panoramic landscapes and a lively culture. It is home to several attractions that are sure to engage visitors. The Coringa Wildlife Sanctuary is a must-visit for nature lovers, while those who enjoy spending time by the sea can head to Kakinada Beach. Those requiring instant cash can connect to Hero FinCorp. We offer Personal Loans in Kakinada to both salaried and self-employed individuals at attractive interest rates and flexible repayment tenures.
Hero FinCorp offers different Personal Loan options to meet your specific financial requirements:
Designed for self-employed individuals to support their business or personal needs.
This loan is specifically designed to help women meet their financial needs.
This loan is tailored specifically for government employees who need financial assistance.
This loan is intended to help students finance their education-related expenses.
This loan is designed for medical professionals who need financial assistance.
This type of loan is designed to help individuals finance travel expenses.
This loan is intended to help individuals handle last-minute wedding expenses.
This loan is designed to help individuals finance home renovation projects.
Experience the advantages of choosing Hero FinCorp for your Personal Loan in Kakinada:
At Hero FinCorp, we offer Personal Loans in Kakinada with loan amounts of up to 5 Lakh.
We offer competitive interest rates, making Personal Loans easier to handle.
Hero FinCorp's Personal Loans in Kakinada are collateral-free.
Our Personal Loans in Kakinada come with flexible tenures of 6 to 36 months.
Apply online and get quick approval for your instant Personal Loan in Kakinada.
Check your eligibility effortlessly based on the following:
To apply for our Personal Loan, you must be at least 21 years old and no older than 58 years.
You must meet certain eligibility criteria to apply for a Personal Loan in Kakinada.
Salaried individuals: 6 months, self-employed: 2 years.
The minimum monthly income required is Rs 15,000.
As one of Kakinada's preferred Personal Loan providers, we require some basic documents to process the loan. These include:
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months’ Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Our Personal Loan interest rates are competitive, so you can manage your loan without worrying about unreasonable charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
If you are looking for a Personal Loan in Kakinada, Hero FinCorp has got you covered. Here’s a stepwise guide to apply for an instant cash loan in Kakinada.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter a few necessary details like your personal, professional, employment, and financial information.
Scan and upload the required documents, including your identity, address, and income proofs.
Get approval with a loan offer after the verification.
Accept the loan offer to initiate the disbursal process.
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Secured Personal Loans require collateral, while unsecured Personal Loans do not require collateral. The interest rates of secured loans may be lower, while unsecured loans may have higher interest rates.
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
EMI Payment: Refer to our T&Cs here
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.