Personal Loan in Bhubaneswar

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Loan up to ₹5 Lakh
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Minimum Salary Required Rs15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Bhubaneswar With Quick Disbursal

Bhubaneswar, the capital of Odisha, is a thriving hub of industry, education, and tourism. As the city grows, so do the financial needs of its residents—whether for education, medical bills, home upgrades, or travel. Instead of dipping into your savings, you can opt for an instant Personal Loan in Bhubaneswar to manage such expenses with ease.

Hero FinCorp offers urgent cash loans in Bhubaneswar of up to Rs 5 Lakh with quick approval, minimal documentation, and a minimum income requirement of just Rs 15,000 per month. Apply online for a hassle-free experience and get funds disbursed quickly.

We Offer a Wide Range of Personal Loans!

At Hero FinCorp, we offer various Personal Loan options with competitive interest rates, designed to suit different financial needs and help you reach your goals with ease.

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Personal Loans for Medical Emergencies

Secure a Personal Loan for medical emergencies and get the funds you need quickly to cover unexpected health expenses.

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Personal Loan for Home Renovation

Transform your living space with ease by applying for a Personal Loan for home renovation and make your dream home a reality.

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Personal Loan for Education

Invest in your future with a Personal Loan for education and cover tuition fees, study materials, and more.

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Personal Loan for Travel

Plan your dream vacation with a Personal Loan for travel and explore new destinations without worrying about finances.

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Personal Loan for Wedding

Make your wedding day truly special with a Personal Loan for weddings and cover all wedding-related expenses from venue to attire with ease.
 

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Debt Consolidation Loans

Simplify your finances with a Personal Loan for debt consolidation, combining multiple debts into a single, manageable payment plan.
 

Features & Benefits of Hero FinCorp Personal Loans in Bhubaneswar

At Hero FinCorp, we offer instant Personal Loans in Bhubaneswar with a range of benefits. Here are some key features of our Personal Loan offerings:

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Flexibility

Choose a repayment tenure between 12 to 36 months as per your convenience.

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Instant Approval

Get your loan approved instantly when you apply through the Hero FinCorp website or loan app.

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Flexibility in Usage

You can use the funds for any purpose—education, travel, medical expenses, or home improvement.

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High Loan Amount

You can borrow from Rs 50,000 to 5 Lakh based on your eligibility and income proof.

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Zero Collateral

You do not need to pledge any asset—our Personal Loans are unsecured.

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Minimal Documentation

You only need to provide your KYC details and proof of income to apply for a Personal Loan.

Eligibility Criteria for Instant Personal Loans in Bhubaneswar

To be eligible for a Personal Loan in Bhubaneswar, an applicant must meet the following criteria:

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Age

Between 21 to 58 years

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Income

Minimum Rs 15,000 per month

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Work Experience

Salaried applicants (6 months in current company) and self-employed professionals (2 years in current business)

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Nationality

Indian citizen

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Credit Score

A good credit score will increase your chances of approval (preferably 750 or more).

Documents Required to Apply for a Personal Loan in Bhubaneswar

Hero FinCorp offers urgent cash loans in Bhubaneswar with minimal documentation. The entire process is 100% paperless. However, the documentation requirement varies slightly for salaried and self-employed applicants. Here are the details.

Required Documents for Salaried Applicants

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Proof of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport-Size Coloured Photograph

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Proof of Income

Three Months Salary Slip, Six Months Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driving Licence, Passport, Aadhaar Card, Utility Bill

Required Documents for Self-Employed Applicants

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Proof of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport-Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Bhubaneswar

At Hero FinCorp, we offer Personal Loans in Bhubaneswar at competitive interest rates. There are no hidden charges—just clear and honest terms. Take a look at our interest rates and fees below.

How to apply personal loan in Bhubaneswar?

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    Applicants can apply with Hero Fincorp personal loan provider in Bhubaneswar either offline or online. To complete the application process, you can either visit our outlets or DSA or can apply through our website.

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    To avail of a personal loan Bhubaneswar, complete the loan application form.

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    The next step involves document submission. You can submit the KYC and income proof at our branch or through our website.

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    Accept our loan terms after reading the fine lines.

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    Once we are satisfied with the documents, Hero FinCorp personal loan provider in Bhubaneswar will immediately approve your application

Frequently Asked Questions (FAQs)

If you own a business or are a salaried individual, you can easily apply for personal loan Bhubaneswar.
To avail of a personal loan Bhubaneswar, you must have a minimum monthly income of Rs 15,000.
Hero Fincorp’s personal loan provider in Bhubaneswar offers a loan with maximum repayment duration of 36 months.
A personal loan Bhubaneswar can be utilised for several purposes, including education and home decor.
The rate of interest is determined by the applicant's profile. To provide instant personal loan approval in Bhubaneswar, we consider the customer's age, income, and other aspects.