Personal Loan in Bhubaneswar

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Loan up to ₹5 Lakh
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Minimum Salary Required Rs15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

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Get Personal Loan in Bhubaneswar With Quick Disbursal

Bhubaneswar, the capital of Odisha, is a thriving hub of industry, education, and tourism. As the city grows, so do the financial needs of its residents—whether for education, medical bills, home upgrades, or travel. Instead of dipping into your savings, you can opt for an instant Personal Loan in Bhubaneswar to manage such expenses with ease.

Hero FinCorp offers urgent cash loans in Bhubaneswar of up to Rs 5 Lakh with quick approval, minimal documentation, and a minimum income requirement of just Rs 15,000 per month. Apply online for a hassle-free experience and get funds disbursed quickly.

We Offer a Wide Range of Personal Loans!

At Hero FinCorp, we offer various Personal Loan options with competitive interest rates, designed to suit different financial needs and help you reach your goals with ease.

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Personal Loans for Medical Emergencies

Secure a Personal Loan for medical emergencies and get the funds you need quickly to cover unexpected health expenses.

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Personal Loan for Home Renovation

Transform your living space with ease by applying for a Personal Loan for home renovation and make your dream home a reality.

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Personal Loan for Education

Invest in your future with a Personal Loan for education and cover tuition fees, study materials, and more.

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Personal Loan for Travel

Plan your dream vacation with a Personal Loan for travel and explore new destinations without worrying about finances.

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Personal Loan for Wedding

Make your wedding day truly special with a Personal Loan for weddings and cover all wedding-related expenses from venue to attire with ease.
 

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Debt Consolidation Loans

Simplify your finances with a Personal Loan for debt consolidation, combining multiple debts into a single, manageable payment plan.
 

Features & Benefits of Hero FinCorp Personal Loans in Bhubaneswar

At Hero FinCorp, we offer instant Personal Loans in Bhubaneswar with a range of benefits. Here are some key features of our Personal Loan offerings:

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Flexibility

Choose a repayment tenure between 12 to 36 months as per your convenience.

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Instant Approval

Get your loan approved instantly when you apply through the Hero FinCorp website or loan app.

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Flexibility in Usage

You can use the funds for any purpose—education, travel, medical expenses, or home improvement.

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High Loan Amount

You can borrow from Rs 50,000 to 5 Lakh based on your eligibility and income proof.

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Zero Collateral

You do not need to pledge any asset—our Personal Loans are unsecured.

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Minimal Documentation

You only need to provide your KYC details and proof of income to apply for a Personal Loan.

Eligibility Criteria for Instant Personal Loans in Bhubaneswar

To be eligible for a Personal Loan in Bhubaneswar, an applicant must meet the following criteria:

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Age

Between 21 to 58 years

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Income

Minimum Rs 15,000 per month

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Work Experience

Salaried applicants (6 months in current company) and self-employed professionals (2 years in current business)

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Nationality

Indian citizen

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Credit Score

A good credit score will increase your chances of approval (preferably 750 or more).

Documents Required to Apply for a Personal Loan in Bhubaneswar

Hero FinCorp offers urgent cash loans in Bhubaneswar with minimal documentation. The entire process is 100% paperless. However, the documentation requirement varies slightly for salaried and self-employed applicants. Here are the details.

Required Documents for Salaried Applicants

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Proof of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport-Size Coloured Photograph

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Proof of Income

Three Months Salary Slip, Six Months Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driving Licence, Passport, Aadhaar Card, Utility Bill

Required Documents for Self-Employed Applicants

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Proof of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport-Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Bhubaneswar

At Hero FinCorp, we offer Personal Loans in Bhubaneswar at competitive interest rates. There are no hidden charges—just clear and honest terms. Take a look at our interest rates and fees below.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum 2.5%+ GST

Prepayment Charges

N.A.

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Our online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Bhubaneswar?

To apply for a Personal Loan in Bhubaneswar from Hero FinCorp, follow these steps.

  • 01

    Visit the Hero FinCorp website or install the loan app

  • 02

    Go to the Personal Loan page and click ‘Apply Now

  • 03

    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

  • 05

    Verify your KYC details to check income eligibility

  • 06

    Click ‘Submit’ to complete your application

Before applying, check your Personal Loan eligibility and documentation requirements.You can use our Personal Loan Eligibility Calculator

If you need more information about a Personal Loan in Bhubaneswar, you can get in touch with a Hero FinCorp customer representative.

Frequently Asked Questions (FAQs)

Whether you are self-employed or are a salaried individual, you can easily apply for a Personal Loan in Bhubaneswar with Hero FinCorp.
To avail of a Personal Loan in Bhubaneswar from Hero FinCorp, you should have a minimum monthly income of Rs 15,000.
You can repay your Hero FinCorp Personal Loan in Bhubaneswar over a maximum period of 36 months.
A Personal Loan Bhubaneswar can be utilised for several purposes, including travel, education, medical emergency and home renovation.
At Hero FinCorp, the personal loan interest rate in Bhubaneswar starts from 1.58% per month. The rate is determined by your credit profile and other factors like age, income, and nationality.