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Personal Loan in Bhubaneswar
Loan up to ₹5 Lakh
Minimum Salary Required Rs15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Bhubaneswar With Quick Disbursal
Bhubaneswar, the capital of Odisha, is a thriving hub of industry, education, and tourism. As the city grows, so do the financial needs of its residents—whether for education, medical bills, home upgrades, or travel. Instead of dipping into your savings, you can opt for an instant Personal Loan in Bhubaneswar to manage such expenses with ease.
Hero FinCorp offers urgent cash loans in Bhubaneswar of up to Rs 5 Lakh with quick approval, minimal documentation, and a minimum income requirement of just Rs 15,000 per month. Apply online for a hassle-free experience and get funds disbursed quickly.
We Offer a Wide Range of Personal Loans
At Hero FinCorp, we offer various Personal Loan options with competitive interest rates, designed to suit different financial needs and help you reach your goals with ease.
Personal Loan for Home Renovation
Transform your living space with ease by applying for a personal loan for home renovation and make your dream home a reality.
Personal Loan for Education
Upgrade your qualifications with a personal loan for education and cover tuition fees, study materials, and more.
Personal Loan for Travel
Plan your dream vacation with a personal loan for travel and explore new destinations without worrying about finances.
Personal Loan for Wedding
Make your wedding day truly special with a personal loan for weddings and cover all wedding-related expenses from venue to attire with ease.
Debt Consolidation Loans
Simplify your finances with a personal loan for debt consolidation, combining multiple debts into a single, manageable payment plan.
Features and Benefits of Personal Loan in Bhubaneswar
At Hero FinCorp, we offer instant personal loans in Bhubaneswar with a range of benefits. Here are some key features of our instant loan offerings:
Flexibility
Choose a repayment tenure between 12 to 36 months as per your convenience.
Instant Approval
Get your loan approved instantly when you apply through the Hero FinCorp website or loan app.
Flexibility in Usage
You can use the funds for any purpose—education, travel, medical expenses, or home improvement.
High Loan Amount
You can borrow from Rs 50,000 to 5 Lakh based on your eligibility and income proof.
Zero Collateral
You do not need to pledge any asset—our Personal Loans are unsecured.
Minimal Documentation
You only need to provide your KYC details and proof of income to apply for a Personal Loan.
Eligibility Criteria for Instant Personal Loans in Bhubaneswar
To be eligible for a personal loan in Bhubaneswar, an applicant must meet the following criteria:
| Criteria | Requirement |
|---|---|
| Age | You should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried applicants and 2 years for self-employed applicants. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
List of Documents Required to Apply for a Personal Loan in Bhubaneswar
At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check the specific details before applying and stay prepared with the right personal loan documents in Bhubaneswar to ensure a smooth application process.
Required Documents for Salaried Applicants
Proof of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport-Size Coloured Photograph
Proof of Income
Three Months Salary Slip, Six Months Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driving Licence, Passport, Aadhaar Card, Utility Bill
Required Documents for Self-Employed Applicants
Proof of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport-Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates and Charges on Personal Loans in Bhubaneswar
Hero FinCorp offers a competitive personal loan interest rate in Bhubaneswar based on your eligibility, credit score, and income. Always review the applicable rates and charges before applying to ensure the loan aligns with your financial needs.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Bhubaneswar?
To apply for a personal loan in bhubaneswar from Hero FinCorp, follow these steps.
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the Personal Loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Whether you are self-employed or are a salaried individual, you can easily apply for a Personal Loan in Bhubaneswar with Hero FinCorp.
To avail of a personal loan Bhubaneswar, you must have a minimum monthly income of Rs 15,000.
To avail of a Personal Loan in Bhubaneswar from Hero FinCorp, you should have a minimum monthly income of Rs 15,000.
Hero Fincorp’s personal loan provider in Bhubaneswar offers a loan with maximum repayment duration of 36 months.
You can repay your Hero FinCorp Personal Loan in Bhubaneswar over a maximum period of 36 months.
The Equated monthly instalment or EMI of a Personal Loan is based on your loan amount, the applicable rate of interest and repayment tenure. You can use the online EMI calculator to know the instalment amount easily.
To get a Personal Loan quickly, simply apply on the Hero FinCorp website or loan app. Depending on your eligibility, you can get approval within 10 minutes.
Yes, a few lenders may give you a Personal Loan in Bhubaneswar even if you have a low or poor CIBIL score. However, they may not give you a higher loan amount or affordable rates.
Amongst all, new-age loan apps like Hero FinCorp can provide an instant Personal Loan of up to Rs 5 Lakh in Bhubaneswar at attractive rates.
No. Documents are essential for loan application. Some online lenders, like Hero FinCorp, do not ask you to submit physical copies of your documents. You just need your KYC details and income proof.
Yes, you can get approval for a loan for an emergency in around 10 minutes in Bhubaneswar when you apply online with Hero FinCorp.
At Hero FinCorp, the Personal Loan interest rate in Bhubaneswar starts from 1.58% per month or 19% per annum.
You get instant cash loan approval from Hero FinCorp, provided you meet the loan eligibility criteria and apply online.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.