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Personal Loan in Bhubaneswar

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Loan up to ₹5 Lakh
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Minimum Salary Required Rs15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Bhubaneswar With Quick Disbursal

Bhubaneswar, the capital of Odisha, is a thriving hub of industry, education, and tourism. As the city grows, so do the financial needs of its residents—whether for education, medical bills, home upgrades, or travel. Instead of dipping into your savings, you can opt for an instant Personal Loan in Bhubaneswar to manage such expenses with ease.

Hero FinCorp offers urgent cash loans in Bhubaneswar of up to Rs 5 Lakh with quick approval, minimal documentation, and a minimum income requirement of just Rs 15,000 per month. Apply online for a hassle-free experience and get funds disbursed quickly.

Features and Benefits of Personal Loan in Bhubaneswar

At Hero FinCorp, we offer instant personal loans in Bhubaneswar with a range of benefits. Here are some key features of our instant loan offerings:

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Flexibility

Choose a repayment tenure between 12 to 36 months as per your convenience.

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Instant Approval

Get your loan approved instantly when you apply through the Hero FinCorp website or loan app.

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Flexibility in Usage

You can use the funds for any purpose—education, travel, medical expenses, or home improvement.

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High Loan Amount

You can borrow from Rs 50,000 to 5 Lakh based on your eligibility and income proof.

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Zero Collateral

You do not need to pledge any asset—our Personal Loans are unsecured.

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Minimal Documentation

You only need to provide your KYC details and proof of income to apply for a Personal Loan.

Eligibility Criteria for Instant Personal Loans in Bhubaneswar

To be eligible for a personal loan in Bhubaneswar, an applicant must meet the following criteria:

CriteriaRequirement
AgeYou should be between 21-58 years.
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried applicants and 2 years for self-employed applicants.
Monthly IncomeYou should have a minimum income of Rs 15,000 monthly.

List of Documents Required to Apply for a Personal Loan in Bhubaneswar

At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check the specific details before applying and stay prepared with the right personal loan documents in Bhubaneswar to ensure a smooth application process.

Required Documents for Salaried Applicants

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Proof of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport-Size Coloured Photograph

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Proof of Income

Three Months Salary Slip, Six Months Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driving Licence, Passport, Aadhaar Card, Utility Bill

Required Documents for Self-Employed Applicants

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Proof of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport-Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates and Charges on Personal Loans in Bhubaneswar

Hero FinCorp offers a competitive personal loan interest rate in Bhubaneswar based on your eligibility, credit score, and income. Always review the applicable rates and charges before applying to ensure the loan aligns with your financial needs.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5%+ GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Bhubaneswar?

To apply for a personal loan in bhubaneswar from Hero FinCorp, follow these steps.

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the Personal Loan page and click ‘apply now

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    Enter your mobile number and verify with the OTP received

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    Choose the loan amount you need

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    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions (FAQs)

Whether you are self-employed or are a salaried individual, you can easily apply for a Personal Loan in Bhubaneswar with Hero FinCorp.
To avail of a personal loan Bhubaneswar, you must have a minimum monthly income of Rs 15,000.
To avail of a Personal Loan in Bhubaneswar from Hero FinCorp, you should have a minimum monthly income of Rs 15,000.
Hero Fincorp’s personal loan provider in Bhubaneswar offers a loan with maximum repayment duration of 36 months.
You can repay your Hero FinCorp Personal Loan in Bhubaneswar over a maximum period of 36 months.
The Equated monthly instalment or EMI of a Personal Loan is based on your loan amount, the applicable rate of interest and repayment tenure. You can use the online EMI calculator to know the instalment amount easily.
To get a Personal Loan quickly, simply apply on the Hero FinCorp website or loan app. Depending on your eligibility, you can get approval within 10 minutes.
Yes, a few lenders may give you a Personal Loan in Bhubaneswar even if you have a low or poor CIBIL score. However, they may not give you a higher loan amount or affordable rates.
Amongst all, new-age loan apps like Hero FinCorp can provide an instant Personal Loan of up to Rs 5 Lakh in Bhubaneswar at attractive rates.
No. Documents are essential for loan application. Some online lenders, like Hero FinCorp, do not ask you to submit physical copies of your documents. You just need your KYC details and income proof.
Yes, you can get approval for a loan for an emergency in around 10 minutes in Bhubaneswar when you apply online with Hero FinCorp.
At Hero FinCorp, the Personal Loan interest rate in Bhubaneswar starts from 1.58% per month or 19% per annum.
You get instant cash loan approval from Hero FinCorp, provided you meet the loan eligibility criteria and apply online.