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Bhubaneswar, the capital of Odisha, is a thriving hub of industry, education, and tourism. As the city grows, so do the financial needs of its residents—whether for education, medical bills, home upgrades, or travel. Instead of dipping into your savings, you can opt for an instant Personal Loan in Bhubaneswar to manage such expenses with ease.
Hero FinCorp offers urgent cash loans in Bhubaneswar of up to Rs 5 Lakh with quick approval, minimal documentation, and a minimum income requirement of just Rs 15,000 per month. Apply online for a hassle-free experience and get funds disbursed quickly.
At Hero FinCorp, we offer various Personal Loan options with competitive interest rates, designed to suit different financial needs and help you reach your goals with ease.
Secure a personal loan for medical emergencies and get the funds you need quickly to cover unexpected health expenses.
Transform your living space with ease by applying for a personal loan for home renovation and make your dream home a reality.
Upgrade your qualifications with a personal loan for education and cover tuition fees, study materials, and more.
Plan your dream vacation with a personal loan for travel and explore new destinations without worrying about finances.
Make your wedding day truly special with a personal loan for weddings and cover all wedding-related expenses from venue to attire with ease.
Simplify your finances with a personal loan for debt consolidation, combining multiple debts into a single, manageable payment plan.
At Hero FinCorp, we offer instant personal loans in Bhubaneswar with a range of benefits. Here are some key features of our instant loan offerings:
Choose a repayment tenure between 12 to 36 months as per your convenience.
Get your loan approved instantly when you apply through the Hero FinCorp website or loan app.
You can use the funds for any purpose—education, travel, medical expenses, or home improvement.
You can borrow from Rs 50,000 to 5 Lakh based on your eligibility and income proof.
You do not need to pledge any asset—our Personal Loans are unsecured.
You only need to provide your KYC details and proof of income to apply for a Personal Loan.
To be eligible for a personal loan in Bhubaneswar, an applicant must meet the following criteria:
You should be a citizen of India.
Six months for salaried applicants and 2 years for self-employed applicants.
You should have a minimum income of Rs 15,000 monthly.
You should be between 21-58 years.
At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check the specific details before applying and stay prepared with the right personal loan documents in Bhubaneswar to ensure a smooth application process.
Driving Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport-Size Coloured Photograph
Three Months Salary Slip, Six Months Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driving Licence, Passport, Aadhaar Card, Utility Bill
Driving Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport-Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Hero FinCorp offers a competitive personal loan interest rate in Bhubaneswar based on your eligibility, credit score, and income. Always review the applicable rates and charges before applying to ensure the loan aligns with your financial needs.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
To apply for a personal loan in bhubaneswar from Hero FinCorp, follow these steps.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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