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Personal Loan in Guwahati

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Guwahati With Quick Approval

Guwahati is one of the biggest cities in the Northeast region of India. It is a key entry point to the region. A small trading town in the past, Guwahati has evolved into one of Assam's most developing cities now. Due to numerous industries and business activity, it remains active and houses an increasingly growing population. The standard of living is also high here, particularly because of costly real estate and day-to-day expenses.

If you are a salaried or self-employed person living in Guwahati and require additional funds—whether it is for medical care, wedding arrangements, or other necessities—you can take a Personal Loan of Rs 5 Lakh from Hero FinCorp. We offer competitive interest rates and convenient repayment periods of up to 36 months on our loans. Even with a minimum monthly income of Rs 15,000, you can apply for a loan and get approval in less than 10 minutes. It is a fast and easy way to manage your expenses hassle-free.

We Offer a Wide Range of Personal Loans

At Hero FinCorp, we have a wide range of Personal Loans designed to your specific needs. So, whether you are salaried, self-employed or professional, you can find a loan that suits you.

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Personal Loan for Doctors

Medical experts can take advantage of easy application, instant approval, and direct disbursals for a personal loan for doctors.

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Personal Loan for Travel

If you love to travel, you can use a personal Loan for travel instead of your savings and pay in EMIs.

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Personal Loan for Wedding

Obtain a quick personal loan for wedding to cover all urgent or last-minute expenses on your big day.

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Personal Loan for Home Renovation

Our personal loans for home renovation can help you upgrade your home with instant funds of up to Rs 5 Lakh.

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Personal Loan for Self-Employed

Hero FinCorp provides personal loan Self-employed individuals at attractive rates and flexible tenures.

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Personal Loan for Women

Whether you need funds for your wedding, higher education, home renovations, or a medical emergency, you can take a personal loan for women at best rates.

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Personal Loan for Government Employees

Those in government jobs can take a personal loan for government employees for various purposes.

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Personal Loan for Education

Get up to Rs 5 Lakh instant Personal Loan for Education in Guwahati at the competitive interest rate and flexible repayment terms.

Features And Benefits of Hero FinCorp Personal Loan Guwahati

Hero FinCorp, a Personal Loan finance company in Guwahati, offers Personal Loans with the following benefits:

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Instant approval with minimal documentation:

You can get a personal Loan in Guwahati approved in 10 minutes with minimal documentation requirement.

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High loan amount:

At Hero FinCorp, you can get up to Rs 5,00,000 online for various planned or unplanned expenses.

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Competitive interest rates:

The Personal Loan interest rate in Guwahati starts from 1.58% per month or 19% per annum.

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Zero collateral requirement:

At Hero FinCorp, Personal Loans require no collateral, helping you get faster approvals than most other loans.

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Flexible repayment options:

Our Personal Loans in Guwahati come with flexible repayment tenures ranging from 12 to 36 months.

Eligibility Criteria for Instant Personal Loan in Guwahati

To apply for an instant loan in Guwahati through Hero FinCorp, you must meet the basic personal loan eligibility criteria listed below

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Citizenship

You should be a citizen of India.

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Work Experience

Six months for salaried applicants and 2 years for self-employed applicants.

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Monthly Salary

You should have a minimum income of Rs 15,000 monthly.

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Age

You should be between 21 and 58 years.

List of Documents Required to Apply for a Personal Loan in Guwahati

At Hero FinCorp, the personal loan documents required vary for salaried and self-employed applicants. Check the specific requirements before applying and stay prepared with the right documents to ensure a smooth application process.Here are the details:

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Guwahati

Although the personal loan interest rates in Guwahati at Hero FinCorp are competitive, you must be prepared to pay some other charges that are not recurring. Here are a few of them: 

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1–2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Guwahati?

To apply for a Personal Loan in Guwahati from Hero FinCorp, follow these steps:

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the personal loan page and click ‘apply now

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    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

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    Verify your KYC details to check income eligibility 

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

EMI or equated monthly instalment for Personal Loan consists of the loan amount, applicable interest rate and repayment tenure. You can use an online EMI calculator to know your monthly instalment amount instantly.
The salary requirement for a Personal Loan application is not the same for every lender. For instance, at Hero FinCorp, the minimum monthly salary requirement is Rs 15,000.
No, you cannot apply for a Personal Loan without salary slips. You can use other proof of income as a salaried employee, such as Form 16, bank statements, or ITRs (income tax returns).
If you urgently want to apply for a Personal Loan, applying online is the best option. At Hero FinCorp, to apply online for a Personal Loan, you will have to provide your KYC details and proof of income, and you can get a quick approval within 10 minutes.
Yes, you need to show proof of income, such as pay slips, Form-16, bank statements, ITRs and income tax returns etc., for Personal Loan application. Proof of income helps the lender know your repayment ability.
Yes, some loan providers may give you a Personal Loan with a low or poor CIBIL score. However, they may sanction a lower amount or charge a higher interest rate.
Loan apps like Hero FinCorp are known to offer you a Personal Loan in Guwahati online in minutes with minimal paperwork.
No. Documentation is a mandatory requirement for applying for a Personal Loan. Some online loan providers like Hero FinCorp do not require you to submit physical copies of your documentation. You will still need your KYC information and income proof.
Yes, you can receive approval for an instant cash loan within 10 minutes as long as you apply online via the Hero FinCorp app or website.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.