buy an ac on emi without a credit card
Buy an Air Conditioner on EMI Without a Credit Card

Indian summers can be very harsh. When we hear the word summer, especially in northern India, we associate it with hot weather and dryness. Not just cold water but cool air is also needed in the summer season. And that's where air conditioning (AC) has become a part of life. It is like a necessity for us when we want to feel cold and comfortable. But buying an AC involves a huge cost while still demanding some level of planning and thoughtfulness regarding money.

14 May, 2025
fair credit reporting act
What is the Fair Credit Reporting Act?

Financial management and reporting functions through data; therefore, accuracy in data reporting is necessary. The Fair Credit Reporting Act (FCRA) was introduced with this purpose only. It is a US federal law that safeguards credit-related concerns. In India, the Credit Information Companies Act, 2005, serves the same purpose.

14 May, 2025
how to buy gold on emi for wedding
How to Buy Gold on EMI for a Wedding?

In India, marriages are incomplete without gold jewellery. In fact, families plan for the wedding in a way that a dedicated budget is set aside for gold purchases. However, due to the ever-growing prices of gold, currently reaching around Rs 1 Lakh for 10 grams, people are finding it difficult to purchase this yellow metal.

14 May, 2025
loan against mutual funds
Is It a Good Idea to Take Out a Personal Loan to Invest in a Mutual Fund?

Investing money in mutual funds is a quick way to earn good returns and build wealth. If your savings are insufficient or you don't want to put your emergency funds at risk, consider borrowing a Personal Loan for investment to buy mutual funds. However, remember that mutual funds are market-linked investment products that carry an element of risk. If the market does not turn in your favour, you may lose the investment amount rather than earning any returns.

28 Apr, 2025
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Key Highlights of the Union Budget 2025-26

Union Minister of Finance and Corporate Affairs, Smt. Nirmala Sitharaman presented the Union Budget 2025, which focused on tax relief, economic growth, infrastructure development, and support for numerous key sectors. It clearly emphasises boosting capital expenditure, enhancing disposable income, and supporting domestic industries to shape the country’s economic well-being.

07 Apr, 2025
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What is Indemnity - Know Everything About It

You might be familiar with the concept of insurance. However, what is indemnity may be new to you. In terms of indemnity definition, it is a type of insurance that provides protection against financial liability in case of damage or loss. Sometimes, it may also indicate an exemption from liability for damage. Simply put, it is a mechanism to reduce financial loss and manage risk in terms of law and insurance.

31 Mar, 2025
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Money Market vs Capital Market: What is the Difference?

Financial markets play a very important role in the economy by connecting investors with those who need funds.v

31 Mar, 2025
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15 Best International Places to Visit from India in April

April often means scorching heat. You can escape the rising temperatures and explore exciting international destinations! You can experience pleasant weather in many parts of the world during April.

25 Mar, 2025
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What is a Multipurpose Loan?

Life's full of surprises, right?  Several unexpected situations in life require additional funds because they necessitate home repairs or present unique investment possibilities or assist in matching the gap between paychecks. A multi-purpose loan provides the solution needed in this situation. This money functions as a fiscal security system that lets you handle uncertainties without restrictions.

25 Mar, 2025