If you have ever typed "Rent April" or "Birthday gift" while making a UPI payment, you have used a VPA remark. Most users do it without knowing what it is formally...

Anay Dixit is a financial analyst who plans his expenses smartly each month. However, in a specific month, he needed funds for an emergency medical bill. These expenses were beyond his earnings.

Instead of ignoring critical payments, Anay applied for a personal loan for monthly expenses to manage the temporary shortfall.

Personal loans are unsecured loans that do not require any collateral.

Let us understand how to use personal loan wisely to avoid future financial problems. 

Rohit earns well and feels confident about applying for a personal loan. When the lender reviews his application, they ask for his Net Monthly Income instead of just his salary...

Rajeev was short by ₹12,000 just three days before his salary. Rent had already gone through, and a medical bill showed up at the worst time. His bank app showed...

A loan application may feel simple on the surface. The information is provided, and the income details are submitted; the application proceeds to the next stage...

Ravi, a lecturer at a private university in Delhi, applied for a personal loan to cover home maintenance costs...

EMI bounces are common. They usually occur when your bank account doesn’t have the required balance to pay the EMI. But once you fail to repay an instalment, the system keeps a record of it, and applicable EMI bounce charges are triggered

Everybody knows how important the Aadhar card is to unlock loans, investments, SIM cards, and other such services. That’s exactly why you cannot afford to lose it or worse damage it to the point it becomes unreadable.

According to a recent study, 74% of borrowers focus on the interest rate. It makes or breaks the deal for them. Next comes the loan’s tenure, processing fee, and ease of application.