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Take a step towards your dream home with HHFL’s home loans.
We aim to facilitate you in fulfilling your dreams with timely assistance and a solution for your every need - personal or commercial.
*Home Loan product is offered by our group company Hero Housing Finance Ltd.
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Differences Between Land Loans And Home Loans
Our main goal at Hero Housing Finance is to ensure that we are able to make financing simpler and understand your desire to own a new age home. Our goal is to help deliver the joy of being a proud homeowner and cater to all kinds of profiles.
Hero Brand promises a long term commitment to all the ventures it enters into. You can trust us with your most cherished possession - Home.
Built on a foundation of digitized and customer focused processes, the Company aims to service the customers at industry leading turn-around-time.
Crisil and ICRA AA+ Rated
Housing loans with easy documentation
Upto 50% higher loan amount
Reduce EMI upto 20%
30 years loan tenure for ALL profiles - Salaried and Self Employed.
Enhanced age limit upto 75 for Self Employed and Pensioners; upto 70 years for formal salaried
We, at Hero Housing, understand that not every dream is the same. Keeping this in mind, we provide the following types of home loans to cater every requirement of a homeowner.
02-11-2020
What Could Be the Top 7 Reasons Behind Home Loan Rejection First Time Loan Takers Should be Aware of
Read articlePersonal loans are short-term unsecured loans that are disbursed quickly, to meet all your immediate /exigencies Requirement.
The eligibility criteria are pretty simple. You have to be 21-58 years of age, and have a valid Aadhaar and PAN card.
For salaried persons, the minimum income required is Rs 15000 and they should have been in current employment for at least 1 year.
For self-employed & professionals, the last ITR filed should be more than Rs 2, 00, 000 in value and they should have been in the current business for a period of 2 years.
Loan amount can vary from Rs 50,000 to Rs 5 lakhs.
Loan tenure is up to 60 months.
The minimum age to apply for a personal loan is 21 years.
Personal loans are disbursed within a few minutes as soon as you submit all the required documents.
To change your communication/mailing address, you need a valid address proof for that address. You can either visit the nearest branch or contact our customer care and follow the simple process.
Valid PAN card and income proof are the KYC documents required.
For closing/foreclosing your personal loan, contact us with all your documents like ID/address proof, EMI payment document etc. We will verify all your documents and issue a No Objection Certificate, stating that there is no outstanding balance that is pending. For any assistance, please contact our customer care team.
Our evaluation process is very fast and we share status through SMS and Email. You can always contact our customer care team to check the status of your personal loan by quoting your Application No. or Mobile No. mentioned in the application.
There is no tax exemption on personal loans in India.
Some common reasons for personal loan rejection are a low credit score, incomplete details in the application form, job instability or too many existing loans. To avoid personal loan rejection, it is always advisable to discuss your case with the lender before applying for a loan.
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