Special Loan Offers
Specifically designed for Chartered Accountants, these loans offer instant approval and quick disbursal.
Personal Loan for Chartered Accountant (CA)
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Calculate Your Personal Loan EMI
Get Personal Loan For Chartered Accountant Up to 5 Lakh
Chartered Accountants (CAs) are widely regarded as financial experts, and rightly so. Following completion of this professional CA course, many chartered accountants begin their careers as full-time employees with large corporations, while others establish their firms. In both cases, the need for funds can arise at any time. For example, if you are a CA and want to start your firm, you will need money to rent an office space, set up furniture, purchase office stationery, or maintain operational costs. A Personal Loan for CA is specifically designed to assist you in this regard. At Hero FinCorp, we can provide up to Rs 5 Lakh at competitive rates and flexible repayment tenures without collateral. You can apply online and get approval in 10 minutes.
Why Opt Personal Loan for Chartered Accountant (CA)?
A Personal Loan for CA is an unsecured loan that can be used for various personal and professional needs. Since the interest rates are competitive, the repayment becomes manageable. The best part is that you can choose a repayment term as per your monthly budget. Here are a few more reasons to consider a Personal Loan for CAs.
Features and Benefits of Personal Loan for Chartered Accountant (CA)
Before you consider applying for a Personal Loan for CA, you must look at the features and benefits of these loans. Here are some advantages and features of a Hero FinCorp Personal Loan for CAs.
Collateral-Free
Our personal loans for CAs are unsecured. You do not have to provide any security, collateral or guarantor.
Flexible Repayment Tenure
You can select a repayment tenure from 12 to 36 months based on your finances.
Instant Approval
You can apply online using the Hero FinCorp website or app to get approval in 10 minutes.
High Loan Amount
As a CA, you can get a personal loan of up to Rs 5 lakh for various planned or unplanned expenses.
Attractive Interest Rate
The Personal Loan interest rates at Hero FinCorp start from 1.58% per month or 19% per annum.
Eligibility Criteria for Personal Loan for Chartered Accountant (CA)
To apply for a Personal Loan for Chartered Accountant, make sure you meet the eligibility requirements, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the personal loan eligibility criteria are simple and easy to fulfil.
List of Documents Required for a Personal Loan for Chartered Accountant (CA)
At Hero FinCorp, the documentation requirements differ for both salaried and self-employed chartered accountants. It is better to know the requirements before applying and be ready with the essential documents to ensure a smooth application process. Here are the documentation requirements for a personal loan for a chartered accountant:
Documents Required for Salaried Employee
Proof of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Proof of Business Existence
Not Applicable
Documents required for Self-Employed
Proof of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Job Continuity Proof
Not Applicable
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates and Charges on Personal Loan For Chartered Accountant
Before you apply for an instant personal loan for CAs, it’s important to know the related costs, like the interest rate and processing fees. At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Check out the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply for a Personal Loan for a Chartered Accountant (CA)?
At Hero FinCorp, we value your time the most. As such, we offer you the option of applying for a Personal Loan both online and offline. The following are the steps in both procedures.
Online Process
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the personal loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
After all the steps are successfully completed, you will get funds in your account shortly.
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
personal loan for chartered accountants Related Blogs
Personal Loan
Common Reasons Personal Loan Applications Are Rejected for Salaried Individuals03 Jul, 2025
Personal Loan
Top Private Engineering Colleges in India for CSE 2025: Rankings, Fees, and Admission Process02 Jul, 2025
Personal Loan
Electric Two-Wheelers You Can Buy with a Personal Loan: Complete Cost Breakdown27 Jun, 2025
Personal Loan
Kedarnath Travel Guide 2025: Best Time to Visit, Registration, Route, and Stay Tips27 Jun, 2025
Personal Loan
Switzerland Trip Cost from India in 2025: Complete Budget Guide for Travelers26 Jun, 2025
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.