Online Process
You can use the loan app anytime, anywhere, and apply for an instant cash loan in minutes. When you apply online, the loan is approved instantly.
Instant Cash Loan
Need cash funds for different needs? Hero FinCorp, an RBI-licensed NBFC, offers instant cash loans to help you meet your financial needs quickly and hassle-free.
Loan up to Rs 5 Lakh
Minimum Income Required Rs 15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Instant Cash Loan Online Up to Rs 5 Lakh
Hero FinCorp offers instant cash loans from Rs 50,000 to Rs 5 Lakh to cover expenses like home or vehicle repairs, vacations, medical bills, or wedding costs. The digital application process is easy, and within just a few steps, your loan can go from application to disbursal with quick approval.
With quick cash loans, you can expect competitive interest rates starting at 1.58% per month (based on eligibility, income, and credit score) and flexible tenures of 12 to 36 months, to keep loan repayments manageable and hassle-free. Additionally, you can also calculate different tenures and instalments that fit your budget by using the free online EMI calculator on the Hero FinCorp website.
Whether you are salaried or self-employed, Hero FinCorp gives you instant access to funds to meet urgent requirements, fulfill personal ambitions and progress on your financial journey without any stress.
Features and Benefits of Instant Cash Loan
You can get an online instant cash loan of up to Rs 5 Lakh with Hero FinCorp. But before applying, check out its features and benefits. Here are some other features and benefits of these loans.
Simple Application
Applying online is quick and easy. Just register using your mobile number and apply with you KYC details and proof of income.
Hassle-free Documentation
The online loan application requires minimal documentation. You only need your PAN card, Aadhaar card and proof of income.
Collateral Free
An instant cash loan requires no security in the form of a property or an asset against the loan amount.
Good Credit Score
The higher the credit score is, the higher are the chances of your loan approval. Generally, a credit score of 750 or more is required for instant approval.
Fixed Interest Rate
The loan interest rate is fixed and does not change during the tenure. This lets you plan your EMI payment without any problem.
Flexible Repayment Tenure
Using the EMI calculator, you can adjust the EMI tenure as per your convenience. The facility to choose the loan tenure avoids delays in payments.
Eligibility Criteria for Instant Cash Loan
Before applying for an instant cash fund, it’s good to know the factors to consider for loan eligibility. This makes the application process easier and helps you avoid financial stress later. At Hero FinCorp, the requirements are simple:| Criteria | Requirement |
|---|---|
| Age | Between 21 and 58 years. |
| Citizenship | You must be an Indian citizen. |
| Work Experience | At least 6 months if salaried and 2 years if self-employed. |
| Monthly Income | Minimum income of Rs 15,000 per month. |
Documents Required for Instant Cash Loan
When you need to get a quick cash fund, Hero FinCorp gives you instant access to funds with a simple application process. Whether you are salaried or self-employed, you can apply without any hassle. Just keep these basic documents ready:
- Aadhaar Card
- PAN Card
Interest Rate and Charges for Instant Cash Loan
Cash funds can help cover unexpected expenses, but it’s important to understand the costs involved before applying. Check the competitive interest rates and fees to plan better and avoid repayment issues. With an online process, you can easily see the total cost upfront and choose a repayment option that fits your budget.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply for Instant Cash Loan Online?
Financial stress can be overwhelming, especially when you need quick access to funds. Hero FinCorp offers fast personal loans with a simple application process, providing instant access to the funds you need to ease your financial concerns.
- 1
Visit the Hero FinCorp website, or download the personal loan app.
- 2
Go to the personal loan page and click on ‘apply now’.
- 3
Enter your mobile number and verify it with the OTP generated and sent to you.
- 4
Select the loan amount you need.
- 5
Verify your KYC details to confirm income eligibility.
- 6
Click 'Submit' to finish your application.
Blogs
Personal Loan
Medical Emergencies Don’t Wait: Why an Instant Personal Loan Is a Smart Backup09 Sep, 2025
Frequently Asked Questions (FAQs)
An instant cash loan is a type of Personal Loan available to both salaried and self-employed individuals. At Hero FinCorp, you can get an instant cash loan from Rs 50,000 to Rs 5 Lakh for a tenure of 12 to 36 months.
If you are aged between 21 and 58 years, earn at least Rs 15,000 per month, and have supporting income documents, you are eligible to apply for an instant cash loan.
You will need:
- KYC documents (Aadhaar, PAN card)
- Proof of income (Form 16, salary slips, bank statements, income tax returns)
You can apply online using the Hero FinCorp loan app or website:
- Visit the Personal Loan page and click ‘Apply Now’
- Fill in your personal and KYC details
- Submit income proof
You will get instant approval, followed by quick disbursal.
Go to the Hero FinCorp website or loan app, click on ‘Apply Now’, and fill in your details including KYC and income proof. Once you submit, you can get instant online approval.
Apply online using the Hero FinCorp website or app. If you meet eligibility criteria and submit correct documents, your loan can be approved within 1 hour.
For the fastest approval, apply via the Hero FinCorp loan app or website. The online process is quick and ensures minimal paperwork.
You can apply for a mini cash loan online through the Hero FinCorp app or website. Provide your KYC details and income proof to get between Rs 50,000 and Rs 5 Lakh based on eligibility.
You cannot get an instant loan without proof of income. However, you can provide alternate proofs like bank statements, Form 16, or income tax returns. You may also apply with a co-applicant.
Repay through EMIs using net banking, auto-debit, UPI, or other digital payment modes.
- Attractive interest rates
- Flexible repayment tenures
- Quick approval & disbursal
- No collateral required
- Simple documentation process
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.