Calculate Your Personal Loan EMI
If you're making Rs 24,000 a month but need money urgently for an expense - planned or unplanned - you've come to the right place. You can get fast cash with an instant Personal Loan on Rs 24,000 salary through Hero FinCorp. From medical emergencies and education to travel or repairs to your home, our Personal Loans can help you manage such expenses with ease. Hero FinCorp offers Personal Loans to individuals with an earning of Rs 15,000 or more monthly. You can now apply for a Personal Loan of up to Rs 5 lakh, with basic documentation, attractive interest rates and tenure of up to 36 months. Our application process is 100% online and takes only 10 minutes for approval.
Get financial flexibility with our Personal Loan that comes with tenures ranging from 12 to 36 months. Explore the table below for EMI details:
| Loan Amount | Tenure (in Months) | Interest Rate (per annum) | Monthly EMI | Total Interest | Total Amount Payable |
|---|---|---|---|---|---|
| Rs 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| Rs 1,00,000 | 18 | 19% | 6,428 | 15,170 | 1,15,710 |
| Rs 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| Rs 1,00,000 | 30 | 19% | 4,213 | 26,398 | 1,26,398 |
| Rs 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Disclaimer: These EMI amounts are approximate and may vary based on the lender's terms and conditions. For a Rs 1 Lakh loan, the EMIs depend on the tenure and interest rate. Shorter tenures mean higher EMIs with less total interest, while longer tenures mean lower EMIs but higher total interest.
Hero FinCorp’s instant loan are based on your income stability and capacity for repayment. So, if you earn a monthly salary of 24k and require a lump sum, we can help you. Here are the benefits of our loans.
Get fast loan approval with our streamlined online process! Skip paperwork and branch visits—receive funds instantly once approved.
Apply for an easy online personal loan with Hero FinCorp on a Rs 24k salary. Get up to Rs 5 lakh based on your income, credit score, and employment history.
Get competitive interest rates on a Rs 24k salary personal loan at Hero FinCorp, tailored to your creditworthiness and repayment ability.
Unburden yourself from collateral worries! Our Rs 24k salary instant personal loans require no collateral, security deposits, or guarantors.
Hero FinCorp makes your loan experience smooth with flexible repayment tenures of up to 36 months for your 24k income Personal Loan.
Secure your Rs 24,000 salary Personal Loan quickly with Hero FinCorp's easy eligibility criteria. We consider your age, income, credit score, and employment status to determine your loan eligibility. Meet these basic requirements and get the financial support you need.
You should be a citizen of India.
Six months for salaried applicants and 2 years for self-employed applicants.
You should have a minimum income of Rs 15,000 monthly.
You should be between 21-58 years.
Documentation plays a key role in Personal Loan processing. It's important to check the required Personal Loan documents in advance to ensure a smooth and hassle-free application process. Here’s a list of the documents you’ll need to apply for a Personal Loan with a Rs 24,000 salary.
Residence ownership proof like electricity bills or property documents
Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.
Driving licence, passport, PAN card, or Aadhaar card
Driving licence, passport, Aadhaar card, ration card, or utility bill
It’s better to know the loan costs, like the interest rate and processing charges, before applying for an instant Personal Loan with a salary of Rs 24,000. At Hero FinCorp, Personal Loan interest rates are competitive, and other charges are nominal. Check out the details.
| Fees & Charges | Amount Chargeable |
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
Note: Rates and charges are subject to change. Verify the latest details during the loan application process.
Applying for a Rs 24,000 salary Personal Loan is easy. Follow these simple steps to get fast approval and funds.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’.
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
After you submit your application, we’ll review your details and determine a loan limit for you. Once we do that, our customer representative will contact you via phone and let you know the details. If you are satisfied with the loan amount, you can proceed with the loan disbursal process, and the amount will be in your bank account.
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*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
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*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.