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Manya Ghosh

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About Author

Manya is a seasoned finance professional with expertise in the non-banking financial sector, offering 3 years of experience. She excels in breaking down complex financial topics, making them accessible to readers. In their free time, she enjoys playing golf.

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Best Bike Under 3 Lakh in India
Two Wheeler LoansBest Bike Under 3 Lakh in India

Looking for the best bike under 3 lakhs in India sounds simple at first, until you actually start looking for the right one. One search turns into ten tabs. Every bike claims to do...

5 Most Comfortable Bikes In India
Two Wheeler Loans5 Most Comfortable Bikes In India Under Rs.2 Lakh in India

Rohan reaches his office every day and gets a final warning from his manager. He gets up on time and finishes his chores, but finding a daily commute to the office takes time...

How to Cancel UPI Mandate
Personal LoanHow to Cancel UPI Mandate: Step-by-Step Guide

Ravi signed up for a streaming subscription using UPI Autopay. The free trial ended, but the monthly charge continued because the mandate stayed active. He noticed the debit...

725 Credit Score
Credit History725 Credit Score: Is It Good or Bad?

It might appear as an ordinary three-digit number, but your credit score can have a big impact on your entire financial life. If you’re debating whether 725 is good, average or just...

NACH Mandate Charges
Finance TipsNACH Mandate Charges Explained

Managing your loan EMIs, SIPs, and utility bills every month may feel overwhelming. After all, it’s not easy to remember every payable and make payments on time. This is where the...

UPI ट्रांज़ैक्शन शुल्क
Personal LoanUPI ट्रांजैक्शन चार्ज और लिमिट्स – पूरी जानकारी

यूपीआई (UPI) का मतलब यूनिफाइड पेमेंट्स इंटरफेस है, जो भारत का एक रियल-टाइम भुगतान सिस्टम है। बिना बैंक अकाउंट नंबर या IFSC कोड दिए, इससे आप अपने मोबाइल से तुरंत किसी भी बैंक खाते में...

सिबिल स्कोर 800 से ऊपर कैसे पाएं
Credit Historyसिबिल स्कोर 800 से ऊपर कैसे पाएं: एक विस्तृत गाइड

CIBIL स्कोर आपके वित्तीय स्वास्थ्य का एक ज़रूरी प्राचल है। 800 का CIBIL स्कोर आपकी वित्तीय विश्वसनीयता का एक मज़बूत सबूत है। अगर आप चाहते हैं कि आपका CIBIL स्कोर बेहतर हो या 800 से...

Personal Loan vs Business Loan
Personal LoanPersonal Loan vs Business Loan: What's the Difference?

Loans are not interchangeable. A personal loan usually handles personal obligations, while a business loan supports commercial activity. From documentation to repayment expectations, the structure changes depending on the loan type.

What is Discounted Cash Flow
Business LoanWhat is Discounted Cash Flow (DCF)?

If you follow the news, you will come across similar headlines quite often: Company A (a small and upcoming business) has been acquired for a huge sum of money, or Person X...