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Manya Ghosh

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About Author

Manya is a seasoned finance professional with expertise in the non-banking financial sector, offering 3 years of experience. She excels in breaking down complex financial topics, making them accessible to readers. In their free time, she enjoys playing golf.

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एमपीआईएन एमपीआईएन का पूरा नाम
Finance Tipsएमपीआईएन क्या है: यूपीआई में एमपीआईएन कैसे जनरेट करें

क्या आपने कभी UPI का प्रयोग पैसे ट्रांसफर करने के लिए किया है? आपका उत्तर शायद हाँ ही होगा, क्योंकि आज के डिजिटल समय में मोबाइल बैंकिंग और UPI पेमेंट हमारी रोज़मर्रा का हिस्सा बन चुके हैं। मोबाइल पेमेंट जितना आरामदायक है, उतना ही यह कई तरह के ऑनलाइन रिस्क से भी भरा होता है।ऐसे में MPIN एक सुरक्षा कवच की तरह हमारी वित्तीय लेनदेन को सुरक्षित रखता है। तो चलिए जानते हैं कि MPIN क्या है और MPIN generate और सुरक्षित कैसे रखें। 

What Is VPA Remark in UPI? Meaning, Uses, and How It Works
Personal LoanWhat Is VPA Remark in UPI? Meaning, Uses, and How It Works

If you have ever typed "Rent April" or "Birthday gift" while making a UPI payment, you have used a VPA remark. Most users do it without knowing what it is formally...

Financial Planning for Salaried Employees
Finance TipsFinancial Planning for Salaried Employees: A Comprehensive Guide

The importance of systematic financial planning is immense for salaried workers who depend on a fixed monthly income. It is an easy, quick way for them to build financial...

UPI P2M Transactions
Finance TipsUPI P2M Transactions- Meaning In UPI

It is now common to pay for groceries with a QR code scan or pay a restaurant bill with a UPI app. These daily online payments are P2M transactions...

What is NMI in a loan?
Personal LoanWhat is NMI in a loan? Understanding Net Monthly Income

Rohit earns well and feels confident about applying for a personal loan. When the lender reviews his application, they ask for his Net Monthly Income instead of just his salary...

Couple Financial Planning
Finance TipsCouple Financial Planning: Tips for Married Couples

As a couple, you have to manage personal expenses, as well as those for your kids and extended family. So, it is essential to plan your finances effectively to avoid conflicts and...

Stable Income for Bike Loan
Two Wheeler LoansStable Income for Bike Loan: Key to Approval

Anil earns ₹35000 per month, but works on contracts that change frequently. Sunil earns ₹25000 per month, but he has been working at the same company for the past 6 months...

Partial Settlement of Loans
Personal LoanPartial Settlement of Loans: Meaning and Impact on Credit Score

Missing a few EMIs can become stressful very quickly. When a lender suggests a “partial settlement”, it can feel like a practical way to regain control. You pay a reduced lump sum, the loan account is closed, and the immediate pressure eases.

CIBIL Written Off
Credit HistoryCIBIL Written Off: Meaning, Impact, and Removal Process

You take a loan with the best of intentions, but end up missing a few EMIs due to circumstances beyond your control. Later, you are shocked to see a written-off status on...