Manya Ghosh

A decade ago, if someone said cash payments would have a serious rival, no one would’ve believed it. But today, that’s a reality.

Salary usually comes with a plan already attached. Rent gets paid first, groceries come next, and the remaining amount somehow stretches across the month. Trouble starts when an unplanned expense arises in the middle, and the bank balance does not cooperate.

UPI has become the go-to payment mode across the country today. It's fast and convenient, but at the same time, it's dependent on the internet and bank servers. 

UPI is now India’s go-to payment method, used for everything from daily purchases to large recurring payments, including paying with QR codes at stores. With new NPCI and RBI updates, one question keeps coming up: “Are there any UPI charges in 2026?”

While applying for a personal loan, Sunaina considered only the 12% interest rate offered by a financial institution. On the other hand, Arvind took APR into consideration - the total cost of borrowing.

If you are wondering how to get a 4 lakh loan for home renovation, it is actually quite simple. You can use a renovation loan to cover costs without using all your savings. A 4 lakh loan for home renovation is ideal for medium-sized upgrades. Hero FinCorp offers easy eligibility, limited paperwork and quick processing.

You spotted an unknown transaction on your credit card, or a payment was deducted from your account, but the app shows payment failed. What should you do?

Priya is 38 and sitting at her dining table on a Saturday morning with two school fee invoices and a calculator in front of her. The family moved cities last year, which means her elder son is starting Class 5 at a new tier-1 CBSE school.

Digital payments have become part of day-to-day spending in India. From paying utility bills to buying groceries, people now prefer fast, secure payment methods over cash.