Manya Ghosh

NACH (National Automated Clearing House) जो कि नेशनल पेमेंट्स कॉरपोरेशन ऑफ इंडिया (NPCI) द्वारा विकसित एक केंद्रीकृत इलेक्ट्रॉनिक भुगतान प्रणाली है।...

रवि एक छोटे कारोबारी हैं। महीने के आखिर में सप्लायर को भुगतान करना था, लेकिन खाते में उतना बैलेंस नहीं बचा था। काम रुकने का सवाल नहीं था, इसलिए उन्होंने बैंक से बात की। वहीं उन्हें ऐसी सुविधा के बारे ...

Rohan​‍​‌‍​‍‌ was confident about his income, documents, and repayment plan when he took a personal loan for his sister's wedding.

Big plans often need a financial backup. Whether you’re renovating your home, paying for education, or planning that long-overdue trip, a personal loan can make it happen, without draining your savings.
 

Loan EMIs have enabled everyone to afford the lifestyle they’ve always desired.  

In India, people spend more than 33% of their income on paying EMIs. And why not? From buying a home appliance to purchasing a house, every financial goal looks achievable, thanks to this repayment method.
But beyond affordability, paying EMI on time brings several long-term financial benefits. Let’s explore them. 

UPI has become the go-to payment mode across the country today. It's fast and convenient, but at the same time, it's dependent on the internet and bank servers. 

What’s the first thing that comes to your mind after hearing the word “credit report?” CIBIL score, right? Well, that’s instinctive.

A recent survey shows that 67% of Indians have taken a personal loan for their financial requirements. However, many people are still unaware of the factors affecting personal loan interest rates. 
Getting a personal loan is easy today, but understanding why your interest rate is higher (or lower) than someone else’s isn’t always obvious. From your credit score and job type to the Reserve Bank’s repo rate, several factors quietly shape the rate you get.
Let's lay them out in simple terms, so you can borrow more intelligently and perhaps even save yourself a few thousand rupees in interest along the way.