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If you are planning to buy an EV in Delhi, the showroom price isn't the only thing to check. Delhi EV Policy 2.0 can affect your purchase through incentives, tax and registration benefits, while phased rules will change which vehicles can get new registrations. Here’s what the policy means for buyers and vehicle owners, and what to check before you buy.

The phrase "NBFCs" may seem a little technical to those who are first introduced to it. These are not full-fledged banks. They are financial firms that offer loans and other credit services. They now play a significant role in lending in India, particularly for those who require more flexible qualifying requirements and faster access to loans.

Not long ago, borrowing meant a branch visit, a folder of photocopies and a wait of several days to hear anything back.

Every month, a slice of your salary vanishes into something called “PF”. It’s easy to treat it as just another deduction, but that deduction is quietly building your retirement corpus, tax-free. Understanding PF in salary, such as what it means, how it’s calculated, and when you can withdraw it, helps put you in charge of your long-term financial health. Let’s decode it without the jargon.

Clearing your loan repayments is an important financial milestone. But there is one more document that helps officially close the loop: a loan NOC. Many borrowers overlook it, even though this certificate can help maintain accurate records and avoid issues in the future.

Missing an EMI payment can happen for many reasons, like a sudden expense, a delayed salary, simply forgetting a due date, etc. But when a repayment is not made on time, it may become an overdue loan.

A lot of borrowers hear "your loan has been written off" and assume the debt is gone. It is not.

Jaya had been planning this moment for months. She finally found the right personal loan, the right lender, the right interest rate, the right tenure. She filled out the application, selected her amount, and then came the screen she had not anticipated: KYC Verification Pending.

It was a Tuesday afternoon when Priya received a call she had been dreading. Her loan EMI had bounced, and the customer care executive on the other end needed one thing before anything else - her Loan Account Number (LAN). She scrolled through her emails, checked old SMS threads, and rummaged through a folder of physical documents. Fifteen minutes later, she finally found it buried inside a welcome letter she had barely glanced at months ago.