Growing your business requires substantial financial resources. Whether looking to scale operations, invest in new equipment, or tap into new markets, you will need funding support. That is where a business Loan Against Property (LAP) comes in handy. This financial instrument leverages the equity in your property to secure a loan with terms and conditions far better than traditional business loans.

With benefits like the potential for long-term gains, high returns, and a hedge against inflation, people continue to gravitate towards property ownership to diversify their investment portfolio.   

An Adjustable-Rate Mortgage (ARM) loan is where the interest rate fluctuates over time based on market conditions. Unlike a fixed-rate mortgage with a constant interest rate throughout the loan term, an ARM starts with a lower fixed rate for an initial period before adjusting periodically. These adjustments are linked to a financial index. It means that your monthly payments can increase or decrease depending on interest rate trends.

When in the capital city of Delhi and planning to buy a property, there are many financial and legal considerations. The key legal requirements include stamp duty and registration charges. 

अगर आपने ज़मीन ख़रीदी या बेची है, तो आप शायद बीघा और गज जैसे शब्दों से परिचित होंगे। बीघा और गज भारत में ज़मीन मापने के लिए इस्तेमाल होने वाली पारंपरिक इकाइयाँ हैं। विभिन्न राज्यों एवं प्रांतों की एक स्टैण्डर्ड इकाई होती है। इसलिए कभी-कभी एक से दूसरे इकाई में परिवर्तन कर गणना करने की आवश्यकता पड़ती है। अगर आपको पता है कि आपकी ज़मीन कितने बीघे की है और आप जानना चाहते हैं कि वह कितने गज की है, तो आप आसानी से इसका पता लगा सकते हैं। आइए जानते हैं कि 1 बीघा में कितने गज होते हैं।

मध्य प्रदेश सरकार ने अपनी भूमि रिकॉर्ड को ऑनलाइन उपलब्ध कराकर नागरिकों की सुविधा के लिए एक महत्वपूर्ण कदम उठाया है। अब आप घर बैठे ही अपने खेत या ज़मीन की जानकारी प्राप्त कर सकते हैं।

Sometimes, individuals may need additional funds for significant life events like a marriage or higher education or to finance business expansion plans. In such cases, a micro Loan Against Property (LAP) from Hero FinCorp can be highly beneficial. These are secured loans where you borrow against the property you own. The advantage of micro LAPs is that they are relatively easy to access and typically come with lower interest rates compared to unsecured loans.

Many Indian families and individuals desire to become homeowners one day. The Indian government has launched several government housing schemes to make homeownership more accessible for Indian citizens. 

Owning a house is an important milestone, often representing both a financial and emotional investment. However, with rising real estate prices, many people find it challenging to afford their dream home. This is where Home Loans and Construction Loans come into play, providing the financial support needed to make homeownership a reality.
While these loan options may seem similar, they serve different purposes and come with varying terms. Understanding Home Loan vs Construction Loan comparison is essential before making a decision. Here’s a brief guide to help you understand these two types of loans and choose the right one for your needs.