Katyaini Kotiyal

Women often dream of starting a business but hold back, thinking it requires major investments. Not anymore. If you have the skills, you can start a business from home.

An 800 CIBIL score generally indicates a strong credit history and responsible management of past credit. However, your credit score is only one part of a personal loan assessment.

Your loan may have worked well when you took it, but your finances may have changed. A better rate, stronger credit profile, or a difficult EMI may make you look for a new option. Refinancing can replace your existing loan with terms that better fit your needs. This guide explains how it works, when it helps, and how to check savings.

This October, take a step towards a safer digital world. Understand common cyber threats, practise good cyber hygiene and learn how to protect your personal and financial information online.

Salary day comes. The EMI auto-debit runs. The account does not have enough. What follows is not just a failed transaction. Personal loan EMI bounce charges kick in, sometimes penal interest too, and the credit score takes a note of what happened. This blog explains what these charges are, what triggers them, how much they typically cost, and what to do if an EMI does not go through.

Three years ago, ₹1.5 lakh got you a decent commuter and not much else. That ceiling has shifted considerably. Today the same budget opens up 225cc engines, USD forks, ride modes, dual-channel ABS, and in one case, a CNG powertrain that costs almost nothing to run. The ten bikes below represent the strongest picks across different riding needs — compared on real-world mileage, performance, safety, and what ownership actually costs over time.

If you drive every day and sometimes have a pillion, comfort and reliability matter as much as style to you. A family bike is not just a means of getting from one place to another, but an excellent companion for office commutes, taking children to school, shopping for groceries, and weekend trips. The best motorcycle should have a comfortable seat, be fuel efficient, have low maintenance costs, be a reliable vehicle, and still be affordable to buy.

Mr. Anand Sachdeva just received his year-end bonus from his company. Instead of utilising the entire money, he wanted to clear a certain amount of his personal loan.

Have you ever received a message stating that you’re pre approved for a personal loan? If so, chances are that you were intrigued by the offer - after all, unlike typical loan applications, these offers are made based on a lender’s evaluation of your financial profile, making the loan application process faster and simpler.