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Katyaini Kotiyal

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About Author

Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.

Blog By Author

impact of budget on auto sector
Impact of Budget 2025-26 on Auto Sector & Two-Wheeler Financing

In the Union Budget 2025, the Finance Minister made some significant announcements impacting the Indian automotive sector. These include incentivising the manufacturing of electric vehicles, revising the import duty, and investing in infrastructure.

29 Apr, 2025
loan against mutual funds
Is It a Good Idea to Take Out a Personal Loan to Invest in a Mutual Fund?

Investing money in mutual funds is a quick way to earn good returns and build wealth. If your savings are insufficient or you don't want to put your emergency funds at risk, consider borrowing a Personal Loan for investment to buy mutual funds. However, remember that mutual funds are market-linked investment products that carry an element of risk. If the market does not turn in your favour, you may lose the investment amount rather than earning any returns.

28 Apr, 2025
Hero Splendor Plus XTEC 2.0
Hero Splendor Plus XTEC 2.0 - Price, Mileage and Specification

The Hero Splendor Plus XTEC 2.0 offers contemporary engineering and traditional design elements to consumers within the commuter motorcycle market. The Hero Splendor Plus XTEC 2.0 serves as an efficient solution for everyday commuting because it combines better features with an improved engine system. Its affordability combined with reliability, makes the Hero Splendor Plus XTEC 2.0 popular among two-wheeler buyers.

25 Apr, 2025
list of car accessories
10 Must-Have Accessories For Your Car

After you buy a car, it's essential to improve the overall interior and exterior decorations to ensure greater safety and comfort. For buying good quality accessories, you should have decent cash in hand. When you have a list of accessories ready, it will be easy to allocate the budget for each. Read this blog to know about 10 of the most unique car accessories for your vehicle.

24 Apr, 2025
how to start a water plant business
How to Start a Water Plant Business?

People prefer drinking mineral water due to its health benefits, not only during travel but also for daily use. Therefore, setting up a water plant business is a lucrative idea, given India's increasing demand for packaged drinking water.

14 Apr, 2025
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What is Entrepreneurship? Meaning, Types, Characteristics, Importance

The growth of entrepreneurship has been taking place steadily across India. The initiatives have established fresh business prospects which simultaneously powered economic growth in the nation. The different forms of entrepreneurship include small businesses, scalable startups, and social entrepreneurship and innovation-based businesses. The development of entrepreneurship drives economic growth and job creation while promoting innovation, making it necessary to build a thriving economy.

11 Apr, 2025
What_is_Revenue_Based_Funding_3d2dd80b6b.webp
What is Revenue-Based Funding?

Revenue-based funding (RBF) is an investment in a company where funds are provided in return for a percentage of future revenue. This kind of funding differs from traditional loans because it doesn't involve fixed repayments and doesn't require collateral.

10 Apr, 2025
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Road Bike Vs Hybrid Bike - Choose the Right Option

Cycling enthusiasts wonder which bike type is better for them—road bikes or hybrid bikes. While both have advantages and disadvantages, choosing one depends on your personal preferences, requirements, and objectives. Road bikes are designed for long-distance riding on pavements, while hybrid bikes combine mountain and road bikes to offer more versatility.

09 Apr, 2025
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What Is an Adjustable-Rate Mortgage (ARM) Loan?

An Adjustable-Rate Mortgage (ARM) loan is where the interest rate fluctuates over time based on market conditions. Unlike a fixed-rate mortgage with a constant interest rate throughout the loan term, an ARM starts with a lower fixed rate for an initial period before adjusting periodically. These adjustments are linked to a financial index. It means that your monthly payments can increase or decrease depending on interest rate trends.

08 Apr, 2025