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Katyaini Kotiyal

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About Author

Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.

Blog By Author

current assets and fixed assets
Current Assets and Fixed Assets - Advantages and Example

For any business, assets play a key role in managing and upgrading the company’s financial health. These assets are mainly of two types- current assets and fixed assets.

07 May, 2025
break even point
Break Even Point: Meaning, Examples, and How to Calculate

Every business wishes to reach profitability, but before that happens, an entrepreneur is expected to know the break-even point. Knowing this helps businesses make well-informed financial decisions, set realistic sales targets, and ensure long-term sustainability. It also plays an important role while applying for a Business Loan because lenders check financial stability before the approval of a loan. Proper break-even analysis enables business owners to price their products correctly and manage costs effectively.

06 May, 2025
what is possession certificate
What is Possession Certificate and How To Get It?

Buying a property in India has certain rules and regulations and along with it it also has the need to acquire some documents.

06 May, 2025
equifax credit score
Equifax Credit Score: Meaning, Importance, Benefits & How to Check

When you apply for a loan or a credit card, the lender needs to assess your profile. They want to ensure that you can repay the amount within the specified time. The credit score is a numeric representation of your previous credit behaviour. It reflects how well you have managed your loans or credit card repayments. Equifax is one prestigious organisation that evaluates your creditworthiness. After analysis, they give you a 3-digit number called the credit score. It can be anything between 300 and 900. The higher your score is, the more creditworthy you as a borrower will be.

05 May, 2025
Pre-delivery Inspection (PDI) Checklist for Used Cars.jpg
Pre-delivery Inspection (PDI) Checklist for Used Cars

Car ownership is a very special moment. However, it also includes a significant investment from your side. Now if you are buying a used car instead of a new one, it becomes way more important to get the best value for your money. This is where having a PDI list becomes crucial.

01 May, 2025
cost of capital
Cost of Capital: Types, Importance, Formula, and Example

As business owners, you may be familiar with the term “Cost of Capital.” It is a key financial measure that shows the minimum return a company must earn to meet investor expectations. This concept plays a crucial role in business decisions, investment management, and financial planning.

30 Apr, 2025
cruise tours in india
10 Best Cruise Tours in India

Dreaming of a unique vacation? Cruise tours in India offer a fantastic way to explore diverse destinations, from serene backwaters to the vast ocean. 

30 Apr, 2025
Best Places to Visit in Switzerland
10 Best Places to Visit in Switzerland

A trip to Switzerland is almost every Indian’s dream. That is because several Bollywood movies have showcased its natural splendour and projected it as paradise on earth. The Alps cover around 60% of the country, offering majestic views of glacier-capped peaks, waterfalls, meadows, and lakes. While travelling to Switzerland can be a magical experience, you must plan your itinerary carefully to explore all that it offers. This article features the top ten places to visit in Switzerland.

30 Apr, 2025
multi point fuel injection
Multi Point Fuel Injection: What Is It and How It Works

A vehicle with a high-performance engine is crucial for maximum performance, reduced emissions, and future fuel savings. In this regard, the MPFI system has become increasingly popular. This advanced technology provides fuel to every cylinder with great accuracy, enhancing engine efficiency.

29 Apr, 2025