Katyaini Kotiyal

Rahul needed ₹5 lakh to renovate his home. After comparing two loan offers, he noticed that one lender asked for a higher EMI even though both loans had the same amount and tenure. Naturally, he wanted to know what was causing the difference.

Rohit almost dropped his loan application after looking at the KYC process. He did not want to spend another afternoon visiting the branch, carrying documents, and waiting for his turn just to complete one verification step. Then the lender asked him to join a quick video call instead. A few minutes later, his KYC was done from his phone while sitting at home.

Many students do not continue higher studies even after getting good grades because they cannot afford the expenses. This is when an educational loan helps families and their children to get a large sum of money for their education.

Rahul, based in Pune, has been repaying his personal loan EMIs for almost two years now.
However, while making plans to repay the outstanding loan amount using his annual bonus, Rahul found himself unable to determine what is outstanding amount in loan.

Aman needed a personal loan and started comparing a few offers online. He got two offers, one with 11% interest rate, while the other with 12%. The lower rate caught his attention, and the choice seemed obvious.

Most people learn about the reverse repo rate during a rate announcement and forget it by lunch.

When you need extra funds, the personal loan vs top up loan dilemma can leave you scratching your head. Both promise quick liquidity, but their mechanics and costs differ sharply.

Missing EMIs isn’t a character flaw. It’s often the result of a sudden job loss, a medical emergency, or a pay cut that throws your budget off track. If lender calls are making things worse, you’re not alone.

Rohan, a salaried person earning Rs. 22,000 a month walks into a bank for a personal loan. Salary too low. CIBIL score 690. Application rejected before it even gets reviewed.