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All Hero FinCorp eligible employee may refer to employee scheme policy to get further information on terms applicable to them. The employee scheme policy is available on Hero Fincorp HR portal.
You may email us @ customer.care@herofincorp.
You can apply for a personal loan with herofincorp via the mobile application available in Google Play store.
As per the herofincorp policy, loan can be foreclosed with applicable charges . For any queries on Foreclosure & the related processes, please call customer service team on 1800-102-4145 (Toll Free) or email us on customer.care@herofincorp.com
Yes, Self-employed individuals can apply for a loan in herofincorp provided that they are within the age group of 21-58 years and are in current business for a minimum of one year.
You can re-apply after 20 days of successful closure.
You can re-apply after 30 days of rejection.
All resident Indians aged between 21 to 58 years, salaried, are eligible for a personal loan with herofincorp.
All loans sanctioned through herofincorp are done basis the internal policies of Hero FinCorp Limited.
At herofincorp, the aim is to provide personal loans directly to your bank account almost instantly. Though in some cases there might be a time lag due to reasons beyond our control.
Login to your herofincorp mobile application and you will be shown the current status of your loan application. For further queries, please write to us at customer.care@herofincorp.
If you have taken a loan with herofincorp, you can view the present status of your loan account in the 'Active loan status' section.
You can select different loan tenure options as per your requirement, ranging from 6 months to 24 months depending on the EMI amount that you choose..
You can log in to the herofincorp mobile app to view your complete loan details.
As per herofincorp policy, there is no provision for a co-applicant for your Personal Loan.
Fixed rate of interest is the only type of rate of interest that will be offered for all herofincorp loan applications.
Interest is calculated monthly using a reducing balance method. We consider a 30 day month and 360 day year for interest calculations.
An EMI or equated monthly instalment is the equally divided monthly instalment that is paid towards clearing out an outstanding loan in a stipulated period.
Your complete loan details, inclusive of EMI status and next due date, are available once you login to your account on the mobile app.
EMIs can be paid via NACH mode (Auto debit). In case debit fails due to some issue, EMI can be paid via Pay Now option present in the herofincorp App. To make payments alternatively you can visit the link http://bit.ly/
The installment cycle date will be 8th of every month.
As per the herofincorp policy, part pre-payment is currently not allowed.
As per the herofincorp policy, advance EMI payment is not allowed.
Please download the Account statement showing the EMI paid from below path
Login to herofincorp Mobile App -->Hamburger/Go to Main menu --> Select "View loan document" -->Click on "Request for Account Statement"
You can pay an Advance EMI anytime. Though if an Advance EMI is paid between 6th and 10th of the month, the banking process would have run by then, and there is a chance of normal EMI debit as well. If this happens - do not worry! We will adjust the extra EMI paid in next month cycle, or you can raise a request to ask for a refund
Ideally, you should have received your documents on your registered email address at the time of loan disbursement. However, in case you haven't received them, you may write to us at customer.care@herofincorp.com and quote your loan account number to receive assistance.
For instant disbursement of your Personal Loan, please keep the following information available:
herofincorp uses Secure Socket Layers (SSL) data encryption standards to ensure that there is no misuse of any information shared by customers. Additionally as a part of HeroFinCorp , we adhere to all applicable RBI guidelines and regulations.
All-important loan related documents will be available in herofincorp loan application for Active / Closed loans.
For any queries on NOC or closure document, please call customer service team on 1800-102-4145 (Toll Free) or email us on customer.care@herofincorp.com
An eligible user can avail loans ranging from ₹ 50,000 to ₹ 1,50,000.
No security, collateral or guarantors are required for obtaining a Personal Loan through herofincorp.
In the event that the first due date for payment of EMI is after a period of 30 days from the date of disbursement of the loan amount, the additional number of days beyond this period is known as the broken period. An upfront interest is deducted for this broken period from the loan amount at the time of disbursement.
An amortization schedule is a table giving the reduction of your loan amount by monthly installments. The amortization schedule gives the break-up of every EMI and principal outstanding of your loan.
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