100% Digital Process
No physical documents are required during registration. Verification is done using the KYC details submitted online.

The mobile-first application process makes borrowing money accessible, quick, and easy. You can apply online, get instant approval, and access funds right when you need them. Borrow anywhere between Rs 50,000 and Rs 5 Lakh without any collateral.
The personal loan app is simple to use, and the easy step-by-step process ensures fast approval and quick disbursement. You can choose flexible repayment options from 12 to 36 months, with interest rates starting at 19% per annum.
Whether it is for a wedding, education, home repairs, or a sudden trip, Hero FinCorp is a trusted financial partner for instant loan needs in India. Download the instant loan app to avail loan in minutes.
Hero FinCorp brings the best of user-friendly features and benefits to simplify urgent financial needs. As a regulated NBFC, we ensure a transparent and efficient borrowing experience.
The mobile App makes borrowing quick, easy, and paperless for everyone, whether you’re salaried or self-employed. With instant approval and a secure digital process, it’s one of the best quick loan apps in India.
| Criteria | Requirement |
|---|---|
| Age | Between 21 and 58 years |
| Citizenship | Must be an Indian resident to get a loan of up to Rs 5 Lakh |
| Work Experience | 1. Salaried employees need at least 6 months 2. Self-employed applicants need at least 2 years |
| Monthly Income | Minimum Rs 15,000 per month |
| Credit Score | A score of 700 or above is generally preferred for instant approval. |
Using our digital platform makes it easy to handle emergencies with instant approval. Knowing the interest rates and charges in advance helps you plan better and manage your loan smoothly without any financial stress. All charges are transparent and as per RBI-mandated Fair Practices Code.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI overdue amount per month |
| Cheque Bounce | Fixed nominal penalty |
| Loan Cancellation | 1. The online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
We offer Personal Loans through a trusted, RBI-registered app that you can download from the Google Play Store or Apple App Store. It’s the easiest way to get an instant loan of Rs 50,000 to Rs 5 lakh, with quick approval and a simple, paperless process.
Here’s how to get started:
Open the Google Play Store or App Store and search for the Hero FinCorp Loan App.
Tap Install to download it.
Once installed, open the app.
Allow the app to access your location when you are using it.
Enter your mobile number and log in securely using the OTP sent to you.

To get instant Personal Loan approval through the mobile app, all you need are your basic KYC details. The process is paperless and relies on official digital verification.
Just keep the following documents ready:
We offer instant Personal Loans of up to Rs 5 lakh through a simple, 100% digital mobile app process. You can get quick approvals and easy access to funds right from your phone.
Here is how it works:

Install the app: Download the app from the Play Store.
Select loan details: Choose your desired loan amount (up to Rs 5 lakh) and preferred EMI plan.
Provide basic information: Enter your Name, Income, Loan Purpose, and PAN Card number.
Complete KYC: Verify your identity by completing the KYC process.
Enter bank details: Input your bank account details for loan disbursement.
Get approval: Receive real-time loan approval.
Sign digitally: Digitally sign the e-Mandate and loan agreement.
Receive funds: The approved loan amount will be credited directly to your bank account.
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.