Apply for loan on HIPL app available on Google PlayStore and App Store - Download Now

Instant Personal Loan App

Need funds urgently? Download the fastest loan App to apply for a Personal Loan up to Rs 5 Lakh and get the financial support you need quickly and securely.

logo
4.5/5 Star Rating on App Store
logo
4.8/5 Star Rating on Play Store
logo
RBI-Licensed NBFC App
Get Your App Now
logologo
logologo
logo

Get Quick Personal Loan Approval with Hero FinCorp App

The mobile-first application process makes borrowing money accessible, quick, and easy. You can apply online, get instant approval, and access funds right when you need them. Borrow anywhere between Rs 50,000 and Rs 5 Lakh without any collateral.

The personal loan app is simple to use, and the easy step-by-step process ensures fast approval and quick disbursement. You can choose flexible repayment options from 12 to 36 months, with interest rates starting at 19% per annum.

Whether it is for a wedding, education, home repairs, or a sudden trip, Hero FinCorp is a trusted financial partner for instant loan needs in India. Download the instant loan app to avail loan in minutes.

Features & Benefits

Hero FinCorp brings the best of user-friendly features and benefits to simplify urgent financial needs. As a regulated NBFC, we ensure a transparent and efficient borrowing experience.

minimum_paperwork.png
100% Digital Process

No physical documents are required during registration. Verification is done using the KYC details submitted online.

no-collateral-free.png
No-Collateral Loan

Personal Loan requires no security or guarantor. Individuals who meet the eligibility criteria are given quick loans.

small_cash_loan_aaa90e8c34_ecd517d2ad.png
Small Cash Loan

Satisfy your urgent financial needs with instant Personal Loan ranging from Rs 50,000 to Rs 5 Lakh.

Affordable-Interest-Rates.png
Attractive Interest Rate

The loan interest rate starts from 19% p.a.

disbursal-time.png
Quick Disbursal

Once your details are verified, the loan is approved within minutes, and the amount is credited to your bank account.

No-hidden-charges.png
No Hidden Charges

We follow a transparent process with no hidden charges at any stage of the Personal Loan journey.

user-friendly-interface.png
User-friendly Interface

New users registering with Personal Loan app find it easy to navigate through each step. It ensures the registration process is completed correctly.

Personal Loan Solutions Tailored to Your Needs

The mobile App makes borrowing quick, easy, and paperless for everyone, whether you’re salaried or self-employed. With instant approval and a secure digital process, it’s one of the best quick loan apps in India.

  • For Salaried Professionals: Salaried individuals can use the instant loan app for salaried professionals to cover unexpected expenses such as medical bills, rent, or travel plans. The process is completely online, and once approved, the funds are credited directly to your account.
  • For Self-Employed Individuals: Freelancers, entrepreneurs, and small business owners can rely on the mobile app to maintain a steady cash flow. It helps manage business costs, buy equipment, or handle slow months. Flexible EMIs and quick disbursal make it a reliable instant loan app for self-employed individuals who value convenience and control
  • For Students: The instant loan app for students makes it easy to cover education and personal expenses. Whether you need to pay tuition fees, buy study materials, or plan an education trip, this education loan app offers quick funds without requiring a guarantor or collateral. The simple online process saves time and effort, making it perfect for students.
  • For Emergencies: In urgent situations, such as medical needs or sudden travel, emergency loan apps provide fast access to funds. With an entirely paperless process and instant approval, it ensures you are financially ready when unexpected expenses arise.
  • For Travel and Personal Plans: If you are planning a trip or fulfilling a personal dream, you can take a loan with the travel loan app. You can use the loan to book flights, hotels, and activities without worrying about finances. You can borrow up to Rs 5 lakh and repay easily in flexible EMIs.
  • Small Loan: If you ever find yourself short on funds before payday or need to handle an unexpected expense, a small loan app can be a real lifesaver. With fast approvals, it takes the stress out of handling short-term money issues and helps you stay on track financially.
  • Short-Term Loan: A short-term loan app is best for those who need funds for a limited period and prefer faster repayment. It’s designed to give you flexibility without long commitments. You can repay it within months and stay financially stress-free.
  • Quick Loan: A quick loan app gives you instant access to money when you need it the most. Whether it’s an emergency or a sudden expense, the process is fast and simple. Apply online and get funds credited in no time.
  • Cash Loan: A cash loan app provides direct financial help when you need liquid cash urgently. It helps handle daily expenses or emergencies. You can apply online and receive the money straight into your account without delays.
  • Mobile Loan: A mobile loan app lets you apply, track, and manage your loan directly from your phone. It’s a convenient and secure way to get funds anytime, anywhere. With just a few taps, you can complete the process without visiting a branch.

Eligibility Criteria

To borrow money through the Personal Loan app, you just need to meet a few basic eligibility requirements.
CriteriaRequirement
AgeBetween 21 and 58 years
CitizenshipMust be an Indian resident to get a loan of up to Rs 5 Lakh
Work Experience1. Salaried employees need at least 6 months
2. Self-employed applicants need at least 2 years
Monthly IncomeMinimum Rs 15,000 per month
Credit ScoreA score of 700 or above is generally preferred for instant approval.

Interest Rate and Charges

Using our digital platform makes it easy to handle emergencies with instant approval. Knowing the interest rates and charges in advance helps you plan better and manage your loan smoothly without any financial stress. All charges are transparent and as per RBI-mandated Fair Practices Code.

Fees & ChargesAmount Chargeable
Interest RateStarting from 19% p.a.
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI overdue amount per month
Cheque BounceFixed nominal penalty
Loan Cancellation1. The online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Download & Install Hero FinCorp Personal Loan App?

We offer Personal Loans through a trusted, RBI-registered app that you can download from the Google Play Store or Apple App Store. It’s the easiest way to get an instant loan of Rs 50,000 to Rs 5 lakh, with quick approval and a simple, paperless process.

Here’s how to get started:

  • 1

    Open the Google Play Store or App Store and search for the Hero FinCorp Loan App.

  • 2

    Tap Install to download it.

  • 3

    Once installed, open the app.

  • 4

    Allow the app to access your location when you are using it.

  • 5

    Enter your mobile number and log in securely using the OTP sent to you.

Personal Loan App

Documents Required for Applying for a Loan via the App

To get instant Personal Loan approval through the mobile app, all you need are your basic KYC details. The process is paperless and relies on official digital verification.

Just keep the following documents ready:

  • Aadhaar Card
  • PAN Card ready 

How to Apply for a Personal Loan Online via Hero FinCorp Instant Personal Loan App?

We offer instant Personal Loans of up to Rs 5 lakh through a simple, 100% digital mobile app process. You can get quick approvals and easy access to funds right from your phone.

Here is how it works:

hfc

  • 1

    Install the app: Download the app from the Play Store.

  • 2

    Select loan details: Choose your desired loan amount (up to Rs 5 lakh) and preferred EMI plan.

  • 3

    Provide basic information: Enter your Name, Income, Loan Purpose, and PAN Card number.

  • 4

    Complete KYC: Verify your identity by completing the KYC process.

  • 5

    Enter bank details: Input your bank account details for loan disbursement.

  • 6

    Get approval: Receive real-time loan approval.

  • 7

    Sign digitally: Digitally sign the e-Mandate and loan agreement.

  • 8

    Receive funds: The approved loan amount will be credited directly to your bank account.

Frequently Asked Questions (FAQs)

A loan app is a mobile app that lets you apply for a Personal Loan online, receive instant approval, and get a quick disbursement without visiting any office.
You can download the online Loan App, complete KYC, verify your bank, choose your amount, e-sign, and get instant approval.
To get a Personal Loan at a low-interest rate through an app, maintain a good credit score, choose the right tenure, avoid multiple applications, and repay existing debts to show financial stability and reduce your debt-to-income ratio.
Online Personal Loan apps are safe when properly verified. Always cross-check details on the official website, read user reviews on the Google Play Store or Apple App Store, and look for consistent information. Avoid apps that ask for unnecessary permissions, personal data, or upfront fees.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.