Attractive Interest Rate
Manage your monthly EMIs effortlessly with interest rates, starting at 19%* per annum.
Personal Loan In Ajmer
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Ajmer With Quick Approval
Ajmer is a culturally rich city in Rajasthan. It is known for the Ajmer Sharif Dargah and its heritage charm. With the growing cost of living, many residents are now using personal loans for handling various planned and unplanned expenses. We at Hero FinCorp offer personal loans in Ajmer of up to Rs 5 Lakh at competitive interest rates and flexible repayment tenures. So, whether you're salaried or self-employed, if your monthly income is Rs 15,000, you can apply on the Hero FinCorp website or app and get approval in just 10 minutes.
Features and Benefits of a Personal Loan in Ajmer
Personal Loans from Hero FinCorp come with various features and benefits. Let’s explore some of them before you apply for a personal loan in Ajmer.
Collateral-Free
Hero FinCorp eases the loan process by offering collateral-free personal loans.
Flexible Repayment Tenure
Tailor your loan to fit your budget with flexible repayment tenures of up to 36 months.
Instant Approval
Experience swift verification for immediate access to funds.
High Loan Amount
Pursue your aspirations with easy access to substantial loans up to Rs 5 Lakh to eligible applicants.
Eligibility Criteria for Instant Personal Loans in Ajmer
Before applying for a Personal Loans in Ajmer, make sure you meet the eligibility requirements. At Hero FinCorp, the personal loan eligibility criteria are easy to fulfil.
| Criteria | Requirement |
|---|---|
| Age | An Indian resident in the age category of 21 years to 58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Ajmer
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check out the essential personal loan documents to ensure a smooth application process.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Ajmer
Before applying for a Personal Loan in Ajmer, it’s important to know the loan costs. At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Ajmer?
Hero FinCorp, a reliable personal loan provider in Ajmer, ensures a straightforward and convenient application process. Here are the steps to apply for a personal loan online.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Personal Loans are unsecured loans that can be used for multiple purposes like weddings, medical emergencies, education, home renovation, and more. With Hero FinCorp, the application, approval and disbursal process of Personal Loans in Ajmer is the same across India.
Based on your creditworthiness, you can get a Personal Loan of up to Rs 5 Lakh online from Hero FinCorp in Ajmer.
You can choose to apply online with Hero FinCorp. Just fill out an application form and submit it with your KYC (Know Your Customer) and income details.
Install the Hero FinCorp app, register with your mobile number, fill in application, provide KYC and income details, select loan parameters, and submit the application
Many loan providers charge penalties. At Hero FinCorp, there is no penalty on prepayment. You can contact the customer care for the terms and conditions.
At Hero FinCorp, the loan is disbursed soon after the approval, which takes 10 minutes when you apply online.