Tanuj Lalchandani

Both personal loan and salary advance loan are helpful for money shortage. Yet their jobs are quite different.

Many people assume that filing an Income Tax Return (ITR) is mandatory to apply for a personal loan. While several lenders may request an ITR as part of their documentation process, some may offer a loan without ITR to eligible applicants by assessing alternative proof of income and repayment capacity.

A payment request pops up while you are busy. It looks routine, so you approve it. Moments later, the money is gone, and the sender has vanished.

One has to submit a comprehensive application with a wealth of details to apply for a personal loan. Lenders then review your details, verify documents, and assess your repayment capacity before approving the request.

Anita wanted a personal loan to pay for an urgent medical expense. She had a regular income, so she expected the application to move ahead without any problems. During the process, the lender checked several details apart from her salary.

Do you, despite setting up multiple reminders, always end up missing payment deadlines? EMIs and subscriptions are a way of life now, and if you add to this how hectic life is, the most common answer you'll get is 'yes.'

NBFCs (Non-Banking Financial Companies) are crucial entities that help in expanding credit access across sectors where traditional banks often fall short. Unlike banks, they...

Rohit had just paid the final EMI on his personal loan and closed it. He now wants to apply for a home loan and checks his CIBIL report to ensure everything is in order...

हर बड़ा वित्तीय निर्णय चाहे वह बचत, निवेश या ऋण से जुड़ा हो सीधे तौर पर ब्याज से संबंधित होता है। इसलिए यह समझना बेहद जरूरी है कि ब्याज क्या है और यह कैसे काम करता है। ब्याज की सही जानकारी न केवल आपको धन के वास्तविक मूल्य को समझने में मदद करती है बल्कि बेहतर योजना और स्पष्टता के साथ समझदारी भरे वित्तीय निर्णय लेने में भी सक्षम बनाती है।