UPI (Unified Payments Interface) is a real-time digital payment system developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI). It allows users to instantly send and receive money between bank accounts using a mobile number, UPI ID, QR code, or bank account details.
UPI has transformed digital payments in India by enabling secure, 24x7 money transfers across participating banks. Whether you are paying a merchant, transferring money to friends and family, or managing everyday expenses, UPI offers a fast, convenient, and low-cost way to make transactions directly from your bank account.
The Hero FinCorp UPI App helps users access these benefits through a simple and secure mobile experience. Users can link their bank accounts, make instant UPI payments, scan QR codes for merchant payments, and manage transactions from a single platform. Every transaction is processed through India's trusted UPI infrastructure, ensuring reliability and security.
UPI continues to be one of the most widely used payment systems in the country. According to recent NPCI data, UPI processes an average of over 66 Crore transactions per day, reflecting growing trust among consumers and businesses in digital payments.
With Hero FinCorp UPI, users can enjoy seamless money transfers, secure payments, and convenient access to everyday digital transactions.
Experience the smarter way to pay – Fast, Secure & Effortless
Send and receive money in real time, 24x7, including weekends and bank holidays. Transfer funds to any supported bank account within seconds.
Make payments quickly using just a registered mobile number. No need to remember lengthy bank account details or IFSC codes.
Built on India's trusted UPI infrastructure developed by NPCI and regulated by the RBI, ensuring secure and reliable transactions.
Enjoy zero fees on UPI person-to-person transfers. Pay exactly what you send without worrying about additional transaction costs.
Scan QR codes or pay directly to saved contacts for faster, more convenient transactions at shops and businesses, and among friends and family.
Whether you are paying friends, shopping at local stores, managing recurring bills, or making business payments, Hero FinCorp UPI offers a simple and secure way to transfer money instantly. With real-time transactions and easy account access, users can manage a wide range of payment needs through a single app.
Send money instantly to friends and family using their mobile number or UPI ID. Whether you are splitting restaurant bills, contributing to group expenses, or sending emergency funds, Hero FinCorp UPI helps complete transfers in seconds without requiring bank account details.
Make quick, contactless payments at shops, restaurants, supermarkets, pharmacies, and other merchants. Simply scan the merchant's QR code, enter the amount if required, and complete the transaction securely through the app.
Set up automatic payments for loan EMIs, utility bills, insurance premiums, subscription services, and other recurring expenses. UPI Autopay helps ensure timely payments and reduces the chances of missed due dates.
Pay vendors, freelancers, service providers, and business partners instantly through UPI. Digital payment records and transaction history help improve transparency and simplify expense tracking.
Use Hero FinCorp UPI for mobile recharges, DTH payments, electricity bills, gas payments, broadband bills, and other routine transactions. Manage multiple payment requirements conveniently from a single platform.
Start in minutes – Just 4 simple steps
Download the Hero Digital Lending & UPI App and register using your mobile number
Select your bank from the supported list and securely link your account to the app.
Create a secure 4 or 6-digit UPI PIN to authorize and protect your transactions.
Send money, receive payments, and pay bills instantly using UPI.
Your Money is 100% Safe
We use the highest level of security protocols to ensure your money and personal information are always protected.
✔ RBI Regulated & Authorized
✔ 256-bit SSL Encryption
✔ Multi-Factor Authentication
✔ Real-time Fraud Detection
All transactions are routed via NPCI's secure UP| network.
Real-time fraud monitoring and instant alerts keep you safe.
Secure PIN + device verification for every payment.
Your financial data is never shared with anyone.
Payments Designed for Your Busy Life
Simple: Intuitive interface, no technical knowledge required.
Fast: Money transfers take seconds – not minutes.
Secure: PIN-protected, NPCI-approved platform.
Our customers have rated us
"Setting up UPI on the app was unbelievably smooth. The instant UPI payments experience is far better than what I used earlier."
Amit Sharma
"I’ve been using it for all my daily UPI transactions. The speed and reliability make it my preferred UPI payment app now."
Neha Iyer
"The secure UPI flow gave me full confidence. Linking my bank account and generating a UPI PIN took less than a minute."
Rohan Deshpande
"This app has made UPI money transfers so simple. Even large transactions go through instantly without any failures."
Priya Menon
"Loving the clean UI and super-fast UPI checkout. It has genuinely improved my day-to-day payment experience."
Vikas Singh
"The UPI onboarding was seamless. I was able to link two bank accounts and switch between them easily."
Sanya Kapoor
"Reliability matters for UPI—and this app delivers. My UPI transactions have been 100% successful so far."
Arjun Dutta
"The speed of UPI money transfer on this app is outstanding. Even during peak hours, there’s zero lag."
Kunal Bhatia
"One of the most secure apps for UPI payments. I appreciate how smooth the overall UPI experience is."
Shruti Kulkarni
9 June 2026
Picture this: you’re sipping tea at a roadside stall. It’s time to pay. You grab your phone, scan a QR code, and ka-ching. The payment is settled within minutes. Now imagine you’re in the queue for the next iPhone. When it’s your time to pay, you repeat the action. Scan and pay.
19 May 2026
The National Payments Corporation of India (NPCI) has recently introduced new UPI rules effective August 1, 2025. This means that using UPI for your daily transactions may result...
12 November 2025
India’s love for UPI is undeniable. With an average exceeding 650 million transactions per day, it is clearly the crowd favourite. A quick scan and a beep can settle payments for anything and everything.
From buying vegetables at the local market to splitting a dinner bill with friends, it covers it all.
What started as a government-backed initiative has become a national habit. UPI has ushered in a new era of convenience. And as a result, it’s now an integral part of how we live, shop, and move through the day.
Most person-to-person UPI transactions are processed without additional charges. Applicable fees, if any, are determined by the relevant service provider or bank.
Yes. Hero FinCorp UPI supports QR code-based payments, allowing users to make quick and secure merchant payments.
Yes. You can change or reset your UPI PIN through the app by following the verification process linked to your bank account.
If an incorrect UPI PIN is entered multiple times, transaction access may be temporarily restricted for security purposes.
UPI transactions are protected through multiple security measures, including mobile verification, device authentication, and UPI PIN authorisation.
First, update your mobile number with your bank. After that, re-register the new number in the Hero FinCorp UPI app to continue using UPI services.
Ensure that your mobile number is registered with the bank account and that the selected bank supports UPI services.
Yes. You can link multiple bank accounts in the Hero FinCorp UPI app and select your preferred account while making transactions.
No. The Hero FinCorp UPI app automatically detects eligible bank accounts linked to your registered mobile number, making the setup process quick and convenient.
<p>Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant fund transfers between bank accounts.</p> <p>A UPI PIN is a secure authentication code used to authorise transactions. It helps ensure that only authorised users can access and transfer funds.</p>