Personal Loan for Doctors
We offer customised Personal Loans for doctors to help them cover personal and professional needs.
Personal Loan in Kolkata
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval
Personal Loan EMI Calculator
Get a Personal Loan in Kolkata for Up to 5 Lakh
Kolkata, the cultural capital of India, is a historic city known for its literary heritage, vibrant festivals, and economic significance. As a central hub for education, trade, and business, it attracts students, professionals, and entrepreneurs. The city's continuous growth has increased demand for better education, healthcare, lifestyle, and Personal Loans to support these needs. There are many Personal Loan providers in Kolkata. However, you can visit the nearest Hero FinCorp branch in your city to get an affordable and attractive loan.
We Offer a Wide Range of Personal Loans!
Securing Personal Loan finance in Kolkata is now hassle-free with Hero FinCorp. Tailored to address diverse financial needs, our range of loans includes:
Personal Loan for Travel
Cover all trip-related expenses with a Personal Loan from Hero FinCorp.
Personal Loan for Wedding
Plan a destination wedding with a Personal Loan for a wedding from Hero FinCorp.
Personal Loan for Home Renovation
Make the best house in the neighbourhood with a Personal Loan for home renovation.
Personal Loan for Self-Employed
Self-employed professionals looking for an instant loan in Kolkata can get up to Rs 5 Lakh.
Personal Loan for Women
We offer Personal Loans to female applicants with flexible repayment tenures and attractive loan rates.
Personal Loan for Government Employees
Government employees get the best loan deals at Hero FinCorp for any expenses.
Personal Loan for Education
Finance your study abroad programme with a Personal Loan for Education from Hero FinCorp.
Features And Benefits of Hero FinCorp Personal Loan Kolkata
When applying for a Personal Loan in Kolkata, be sure the features available to you include time and cost-saving benefits. Here are some features of Hero FinCorp Personal Loans that set us apart.
Instant Loan Amount
We offer Personal Loans of up to Rs 5 Lakh so you can confidently tackle financial challenges.
Attractive Interest Rate
Take advantage of our competitive Personal Loan interest rates, starting from 19%* per annum.
Collateral-Free
Our loans don't require collateral, so you don't need to pledge any assets to apply for a loan.
Flexible Repayment Tenure
Our loans offer flexibility, with repayment tenures of up to 36 months.
Instant Approval
We understand the urgency of financial issues, that's why we approve loans instantly.
Eligibility Criteria for Instant Personal Loan in Kolkata
To apply for a Personal Loan in Kolkata through Hero FinCorp, the following eligibility criteria must be fulfilled.
Age
You must be between 21 and 58 years old.
Citizenship
You must be an Indian citizen.
Work Experience
6 months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
To ensure loan approval, you must maintain a minimum monthly income of Rs 15,000.
Documents Required to Apply for a Personal Loan in Kolkata
Are you looking for an urgent cash loan in Kolkata? The documentation requirements may vary based on whether you are salaried or self-employed. Prepare the documents according to your profession and upload their scanned copies online through our loan app.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required For Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last 6 Months’ Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Kolkata
Unlike private loan providers in Kolkata, our loan charges are transparent and nominal. However, knowing the loan-related charges and fees is always better before making a borrowing decision. Here is detailed information about the costs involved:
How To Apply For a Personal Loan in Kolkata?
Need an instant Personal Loan in Kolkata? Here’s how you can get it with Hero FinCorp.
- 01
Visit the Hero FinCorp website or install the Personal Loan app
- 02
Go to the Personal Loan page and click on ‘Apply Now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
Frequently Asked Questions
We consider the following factors while deciding on the maximum loan amount: Applicant's age and income, Credit history, Employer reputation, and Debt-to-income ratio.
When applying with Hero FinCorp Personal Loan in Kolkata, you enjoy the flexible repayment term for up to 36 months. It means you can choose a term ranging from 12 months to 36 months, depending on your needs and budget.
Applying for our Personal Loan is very simple. You can apply for it either online through our official website or by visiting our Kolkata branch or outlet in person.
When you apply with us, you enjoy the following perks and features: Instant approval, Minimal documentation, Unsecured and multi-purpose loans, Flexible repayment terms
At Hero FinCorp, you can get instant approval if you fulfil all Personal Loan formalities and provide the required documents. You will get a loan offer you must accept for disbursal within 48 hours.
Yes, Personal Loans from Hero FinCorp have no end-use restrictions. As their name suggests, you can use them for any personal purpose, be it a wedding, vacation, education, home renovation, medical emergency, debt consolidation, big-ticket purchase, etc.
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