Personal Loan for Self-Employed
Personal loan for self-employed tailored to support unique personal and business financial needs.
Birbhum is one of the culturally rich districts in West Bengal. It is famous for its heritage and urban growth. With changing lifestyles, local residents are making use of Personal Loans to manage both planned and unexpected expenses. Hero FinCorp offers a Personal Loan in Birbhum of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.
Explore the trusted financial partnership of Hero FinCorp when it comes to applying for Personal Loan finance in Birbhum. We offer a wide range of Personal Loans designed to cater to your requirements:
Get access to a hassle-free instant personal loan in Birbhum with attractive features from Hero FinCorp:
Before applying, make sure you meet the loan eligibility criteria. At Hero FinCorp, the personal loan eligibility criteria are easy to fulfil.
The required personal loan documents at Hero FinCorp vary for salaried and self-employed applicants. Here’s a list of documents you’ll need.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Hero FinCorp stands out in Birbhum with its highly competitive interest rates on personal loans, starting from 19% per annum. It ensures borrowers can access funds at favourable terms with affordable repayment options. The commitment to offering competitive interest rates empowers borrowers to manage their finances effectively while accessing the funds needed to achieve their goals.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5% + GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation |
|
Here’s how you can apply for a personal loan in Birbhum from Hero FinCorp:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.