Ashavmedh Singh

Education costs are rising fast.

Tuition and related expenses have been increasing at 11–12%, doubling roughly every six to seven years. And when you plan to study further, tuition is only one part of the total cost. You also need to budget for food, travel, accommodation, and other living expenses. 

Ever found yourself stuck in paperwork just when you needed money fast? Sorting through salary slips, bank PDFs, and KYC proofs can wear you out before you even hit “Apply.”
Account Aggregators (AA) are rewriting that story. Backed by the RBI, this system securely connects your verified financial data with trusted lenders, with your consent. The outcome? Speedy approvals, fewer documents, and full control over what you share.
 

Most people in India use digital banking daily. We compare loan offers. We evaluate FD interest rates. We switch apps for better savings returns. Yet very few actually understand one core concept: the difference between APY and APR.

India’s love for UPI is undeniable. With an average exceeding 650 million transactions per day, it is clearly the crowd favourite. A quick scan and a beep can settle payments for anything and everything.
From buying vegetables at the local market to splitting a dinner bill with friends, it covers it all.
What started as a government-backed initiative has become a national habit. UPI has ushered in a new era of convenience. And as a result, it’s now an integral part of how we live, shop, and move through the day.
 

Two people and a government are in need of money. Rohan wants ₹3 lakhs for their wedding. Mohit wants ₹50 crores to expand their business, and the government needs ₹10,000 crores for an infrastructure project. 

The CIBIL score is like your financial identity. It helps lenders understand how creditworthy you are. Those who have high CIBIL scores get quicker loan approvals and better interest rates.
Through this blog, you will learn how to generate your first CIBIL score and improve it with best practices over time. You will also learn about the common myths and how to check your CIBIL score online.
 

Ever found yourself wishing your EMI date came just a little later? Maybe your salary day shifted, or you’re juggling multiple EMIs that all fall around the same time.

A personal loan isn’t just quick cash; it’s financial breathing space. It is one of the most flexible forms of credit available today. It’s unsecured and easy to get. No collateral, no long queues. Plus, with the rise of digital platforms, applying for a personal loan in India is as easy as ABC!
Most importantly, it is truly multipurpose and versatile. You can use the funds for any of your needs. The personal loan uses vary depending on your needs, whether it’s a hospital bill, a dream wedding, or home repairs. Let’s revisit a few common ones.
 

Imagine applying for a personal loan and spotting “Suit Filed” next to your name in your credit report. Confused? You’re not alone.