Ashavmedh Singh

Rahul went into the loan process assuming things would move smoothly. He was consistently on time with every EMI, and his credit score was 742. However, his loan...

Your credit score shows how likely you are to repay the lender. And achieving a credit score of 850 is considered highly exceptional by lenders. It means you are extremely responsible about repaying the money. But can you actually achieve a credit score of 850?

Rohan decided to launch a startup with his savings. When his business grew, he realised he needed more money to sustain operations and stay competitive. However, he was hesitant to take out a loan and was anxious about monthly repayments. 

Payal, a private school teacher, needed urgent funds for medical expenses. She applied for a personal loan of ₹4 lakhs. Even though she didn’t face any issue while applying for a personal loan, she realised the importance of paying EMIs for a 4 lakh personal loan.

रिवर्स रेपो दर वह ब्याज दर जिस पर रिजर्व बैंक ऑफ इंडिया, वाणिज्यिक बैंकों से उनकी अतिरिक्त नकदी जमा करने पर उसके बदले ब्याज देता है। यह रेपो रेट से अलग होता है। यह वह दर है जिस पर बैंक रिजर्व बैंक ऑफ इंडिया से लोन लेते हैं। रिवर्स रेपो का इस्तेमाल अर्थव्यवस्था में पैसा कम करने के लिए किया जाता है, जबकि रेपो रेट का इस्तेमाल इसे नियंत्रित या बढ़ाने के लिए होता है। 

A ₹2 lakh personal loan is often used for immediate needs like medical bills, travel, or short-term expenses. Although the loan is somewhat smaller, the interest on the 2 lakh loan you will pay is still subject to change based on your financial profile.

Vrajesh, a manager at a luxury hotel, had a financial emergency when his vehicle needed urgent uninsured repairs. He needed emergency funds, but he did not want to go through the tedious paperwork process to apply for a personal loan. He started searching online for information on how to get quick personal loan 4 lakhs.

super.money, Kiwi और MobiKwik को सबसे ज्यादा कैशबैक देने वाले यूपीआई ऐप्स माना जाता है। super.money हर ट्रांजैक्शन पर कैशबैक दे रहा है, जबकि Kiwi RuPay क्रेडिट कार्ड के माध्यम से ऑफलाइन UPI पेमेंट पर 1.5 प्रतिशत तक कैशबैक की सुविधा है। वहीं Google Pay और Paytm को भी रिवॉर्ड्स के लिए अच्छा विकल्प माना जाता है। 

Aman was planning to take a ₹5 lakh loan to cover some immediate expenses at home. However, he had a few questions in his minds like how much EMI to pay every month and will he be able to pay them along with other expenses.