Ashavmedh Singh

Imagine applying for a personal loan and spotting “Suit Filed” next to your name in your credit report. Confused? You’re not alone.

Loan companies provide finance to cover planned and unplanned expenses. They have become integral parts of people’s lives. Expensive things like home, car, and foreign trips have come within everyone's reach. However, when seeking a loan, you must be concerned about the monthly instalment you must pay. Since you must adjust it in your monthly budget for an extended period, calculating it accurately helps you plan the finances appropriately.

Is a loan still getting reflected on your PAN card even after full repayment? Or you haven't applied for one, but it's still reflecting?
This doesn't mean that you still have to make the payment, but it affects your credit score and future loan applications. Lenders might reject your loan or charge higher interest rates.
To avoid this, you should regularly check your loan details on your PAN card. This helps you raise an issue in a timely manner and avoid fraud and errors.
Let's find out how you can check loan details on your PAN card and the steps to keep the details updated.
 

Quick Loan and Express Loan sound the same, right? Many people even use them interchangeably when talking about fast money solutions. 
But the only thing identical between the two is that they offer swift access to funds. In reality, they differ in how fast they work, the loan amount, and the overall process. We break down what each term really means.
So, hang tight as we go from quick loan definition to differences between quick loan and express loan to when to choose what.
 

Whether it's a TV, an air conditioner, or a bigger fridge, upgrading your home is necessary. But these things often come with a heavy cost. 

UPI has changed the way Indians do their financial transactions. As an instant payment system, UPI allows users to send money, request money and transfer funds across multiple bank accounts using just a mobile number or UPI ID. These transactions are done through various UPI apps like PhonePe, Google Pay and BHIM app which provide instant and secure payment solutions. The digital payments industry has grown rapidly with industry leaders and innovators driving the adoption of UPI and related technologies. In June alone, UPI processed over ₹24.03 lakh crore in transactions, for everything from utility bills to loan EMIs. But with increased usage comes increased risk of UPI fraud which has gone up significantly in recent times.

Running out of cash before the month ends is a common problem many of us face. Whether it’s an unexpected medical bill, a school fee reminder or just everyday expenses piling up, financial shortfalls can happen to anyone. We traditionally dip into our savings, borrow from friends or swipe a credit card to cover these costs. But what if the UPI app you already trust could give you a small buffer of credit you can tap anytime, anywhere?

Tied up in an urgent situation where you need quick access to funds? You think of a traditional bank loan only to realise it is a lengthy process. Many of us find ourselves in such crossroads, unsure about what to do next.
Whether you are facing an unexpected medical crisis or need to pay for a vehicle repair, you can opt for a reliable and fast instant cash loan. Unlike traditional loans, they are secure, fully digital, and instant, as the name suggests, requiring minimal documentation.
Wondering where and how to get an instant cash loan? This blog walks you through the simple steps to apply for an instant cash loan and get approved instantly.
 

Managing monthly EMIs for your personal loan can be stressful, especially when you have to juggle multiple payments. Missing even one EMI doesn’t just mean paying a penalty; it can also harm your credit score, leaving a negative mark that might affect your financial freedom for years. Managing a bank personal loan involves understanding key aspects such as the loan and interest rate, repayment tenure, and loan processing charges, all of which play a significant role in your overall loan experience. The interest rate on a personal loan depends on several factors, including your credit score, repayment history, principal amount, and loan tenure. To avoid such risks, many borrowers are shifting from manual payments to automated options like eNACH and UPI AutoPay. These solutions offer convenience and security, but understanding their differences is crucial to choosing the best method for your needs.