Ashavmedh Singh

आज के डिजिटल इकॉनमी और भुगतान के ज़माने में, UPI (यूनिफाइड पेमेंट्स इंटरफ़ेस) ने पेमेंट करना आसान और तेज़ बना दिया है। चाहे आप किसी छोटी दुकान पर हों या फ़ूड-स्टॉल पर, चाहे आप अपने ID...

You check your bank balance one morning and notice an extra fee debited. Your EMI was supposed to go automatically through ACH, but instead, you see ACH debit return charges...

Bearing a child comes with multiple medical and lifestyle expenses. From routine checkups and postnatal care to home adjustments, expenses keep adding up.

So, how to fund one? The answer: Maternity loans, also known as personal loans for maternity expenses. It offers the financial support you need to cover these expenses without using up all of your savings. 

Governments, private companies, and banks constantly need funds to build infrastructure, expand operations, or manage short-term cash flows. But how do these institutions raise money? The answer is debt instruments.  

From government bonds, corporate debentures, to loans and commercial paper, debt instruments are crucial in today’s financial landscape for both investors and businesses.  

Here’s a guide that breaks down everything you need to know about these financial tools. 

Most of us look at our credit score the moment we think of applying for a loan. It feels like the “first checkpoint” before any financial move.  

But here’s where confusion kicks in: Does a credit check reduce a credit score? Does checking it too often make it fall? These doubts are common. And today we’ll clear them up in simple, friendly language so you can manage your credit with confidence.

Although UPI has become an integral part of our daily lives, managing multiple UPI IDs linked to a bank account can quickly get overwhelming for users. Apart from creating confusion (by forgetting which ID is for what), it increases the risk of fraud, leads to transaction tracking issues, and complicates dispute resolution.

To navigate such a situation well, it helps to know how to delete UPI IDs in a few simple steps.

This blog explains how to deactivate your UPI ID on Google Pay, PhonePe and PayTM. 

Entrepreneurs don’t usually sit down planning to borrow. It arises when something needs funding. Quickly. That’s when the discussion of business loans vs. personal loans arises.

Both options are common. Both are widely available. And both are often misunderstood. The difference isn’t just paperwork or interest rates. It’s about how the loan fits into the business now and in the future. 

The following scenarios are something you must have experienced or can definitely relate to. The first: you place an order on Zomato or Swiggy, you select UPI to pay, and enter your PIN. The money gets deducted for you, but does not get registered on the app.  

Or, you want to send money to a friend or a family member, but end up sending it to someone else entirely. In both scenarios, the most common reaction anyone has is, "What now?", followed by, "Will I or how can I get my money back?"

This post will answer both questions for you. It will walk you through how to raise and check the UPI complaint's status without having to run from pillar to post.  

Today, the question of whether or not someone can afford something is no longer relevant. Why? Cause every checkout page gives you numerous options to split one major purchase into smaller, manageable chunks.  

Of these two options,  Buy Now Pay Later (BNPL) has become popular, as has opting for quick loans and paying them back as EMIs. The former offers you a 3 or 6-month interest-free option, and the latter offers longer tenures but with added interest.