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Personal Loan in Gandhidham

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Gandhidham Up to 5 Lakh

While Gandhidham in Gujarat may not boast ancient forts and palaces, it offers a unique perspective on the history of Kutch. The place honours its heritage through vibrant cultural celebrations, keeping traditions alive. Beyond its cultural richness, the town flourishes as a centre for textiles and handicrafts, a testament to the region's artistic spirit.

Explore vibrant markets where you can shop for colourful fabrics, study the area's history, or enjoy the unique flavours of Kutch cuisine. Gandhidham offers an unforgettable experience for those seeking a glimpse into modern India with a strong connection to its past.

Living in a city like Gandhidham, if you need access to instant money for expenses like a medical bill, travel expenses, or education-related expenses, consider taking a Personal Loan from Hero FinCorp.

We Offer a Wide Range of Personal Loans!

Hero FinCorp offers a wide range of Personal Loan options to empower you. Here's how we can support your journey:

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Personal Loan for Self-Employed

Entrepreneurs and self-employed individuals can apply for an instant loan up to Rs 5 Lakh, with our hassle-free Personal Loan for Self-Employed.

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Personal Loan for Women

As women achieve new heights, we offer Personal Loans for women to meet their unique needs.

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Personal Loan for Government Employees

Government employees can apply for our Personal Loans with fast approvals and minimal documentation, tailored to their needs.

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Personal Loan for Education

Say goodbye to financial constraints in your education. Let our Personal Loan for education help you pursue your higher studies.

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Personal Loans for Doctors

Our Personal Loans for doctors provide instant funds with competitive interest rates and flexible repayment terms.

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Personal Loan for Travel

We understand financial constraints can hinder travel, so our Personal loan for Travel are designed to help fulfill your dreams.

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Personal Loan for Wedding

With Hero FinCorp's Personal Loan for wedding, you can easily cover extra costs and make your special day one to remember.

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Personal Loan for Home Renovation

Looking to renovate your home on a budget? Hero FinCorp’s Personal Loan for home renovation is the perfect fit.

Features and Benefits of Personal Loan in Gandhidham

Hero FinCorp’s Personal Loans in Gandhidham are designed to ease your financial worries. We offer instant approvals and tailored benefits to support you every step of the way. Here are the key benefits:

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Instant Loan Amount

We offer instant Personal Loans up to Rs 5 Lakh in Gandhidham to help you during financial emergencies.

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Attractive Interest Rate

Hero FinCorp offers Personal Loans starting from 19% per annum, based on income and credit history.

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Collateral-Free

Hero FinCorp offers Personal Loans without collateral, giving you peace of mind to focus on your financial goals.

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Flexible Repayment Tenure

We offer flexible loan repayment periods of up to 36 months to help you manage your finances better.

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Instant Approval

Need quick cash? Hero FinCorp offers instant Personal Loan approval with a simple application process.

Eligibility Criteria for Instant Personal Loans in Gandhidham

If you are looking for a Personal Loan in Gandhidham, Hero FinCorp can help! However, to increase your chances of being approved for the loan, you must meet some specific Personal Loan eligibility criteria:

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Citizenship

The applicants should be citizens of India.

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Age

To apply for a Hero FinCorp loan, you must be between 21 and 58 years.

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Work Experience

Salaried individuals need 6 months of work experience, while business owners require 2 years.

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Monthly Income

You need to have a minimum monthly income of Rs 15,000.

Documents Required to Apply for a Personal Loan in Gandhidham

You only need a few documents to apply for a Personal Loan at Hero FinCorp in Gandhidham. However, the requirements may vary for salaried and self-employed individuals, so review the personal loan documentation requirements carefully.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Month's Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Gandhidham

Hero FinCorp offers Personal Loans in Gandhidham at competitive interest rates of up to 25% per annum. For more details, check out our rates and charges, including Interest Rates on Personal Loans.

Interest Rate

Starting from 1.58%* per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

N.A.

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Gandhidham?

We provide hassle-free Personal Loans in Gandhidham. You can apply online or download the Personal Loan app for quick approval.

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

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    Choose the loan amount you need

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    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Yes, you can transfer your existing loan to a new lender, such as Hero FinCorp.
We at Hero FinCorp offer tenure of up to 36 months.
At Hero FinCorp, we don't ask our borrowers to provide any asset as collateral.
In case your loan is not approved, you can talk to our customer care representative for clarity.
Yes, you sure can; Hero FinCorp provides you with a loan based on your repayment capacity.