Instant Loan Amount
We offer instant Personal Loans up to Rs 5 Lakh in Gandhidham to help you during financial emergencies.
Personal Loan in Gandhidham
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Gandhidham With Quick Disbursal
Gandhidham is a growing city in Gujarat, known for its port-related trade, transport businesses, and developing infrastructure. As living costs increase, many people in Gandhidham are turning to Personal Loans to manage planned or sudden expenses like education, healthcare, or home repairs.
Hero FinCorp provides instant Personal Loans in Gandhidham of up to Rs 5 Lakh with highly competitive rates and flexible repayment terms (12 to 36 months). All salaried or self-employed individuals with a stable monthly income of Rs 15,000 can apply online and get approval in just ten minutes.
Features and Benefits of a Personal Loan in Gandhidham
Hero FinCorp’s Personal Loans in Gandhidham are designed to ease your financial worries. We offer instant approvals and tailored benefits to support you every step of the way. Here are the key benefits:
Attractive Interest Rate
Hero FinCorp offers Personal Loans starting from 19% per annum, based on income and credit history.
Collateral-Free
Hero FinCorp offers Personal Loans without collateral, giving you peace of mind to focus on your financial goals.
Flexible Repayment Tenure
We offer flexible loan repayment periods of up to 36 months to help you manage your finances better.
Instant Approval
Need quick cash? Hero FinCorp offers instant Personal Loan approval with a simple application process.
Eligibility Criteria for Instant Personal Loans in Gandhidham
If you are looking for a Personal Loan in Gandhidham, Hero FinCorp can help! However, to increase your chances of being approved for the loan, you must meet some specific personal loan eligibility criteria:
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Gandhidham
You only need a few documents to apply for a Personal Loan at Hero FinCorp in Gandhidham. However, the requirements may vary for salaried and self-employed individuals, so review the personal loan documentation requirements carefully.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Month's Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Gandhidham
Hero FinCorp offers Personal Loans in Gandhidham at competitive interest rates of up to 25% per annum. For more details, check out our rates and charges, including interest rates on personal loans.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Gandhidham?
We provide hassle-free Personal Loans in Gandhidham. You can apply online or download the Personal Loan app for quick approval.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Clients Say About Us
Blogs
Frequently Asked Questions (FAQs)
Yes, you can transfer your existing loan to a new lender, such as Hero FinCorp.
At Hero FinCorp, we don't ask our borrowers to provide any asset as collateral.
Yes, you sure can; Hero FinCorp provides you with a loan based on your repayment capacity.
Certainly, you can confidently apply for a personal loan in gandhidham, provided you have a good credit score, a low debt-to-income ratio and meet the minimum income requirements of the loan provider.
Yes, a CIBIL credit score of 750 and above is considered for a personal loan application.
The eligibility details are typically published on the websites of lenders. Some loan providers like Hero FinCorp also offer online eligibility calculators.
You can choose a repayment tenure of 12 months to 36 months at Hero FinCorp based on your monthly budget.
Yes, personal loans have a small processing fee that gets deducted at the time of processing the personal loan application.