Personal Loan EMI Calculator
Gandhinagar, the capital of Gujarat, is renowned for its clean, well-planned layout and continuous development. With increasing living costs, local residents are now opting for Personal Loans to manage their planned or urgent needs.
We, at Hero FinCorp, provide Personal Loans in Gandhinagar of up to Rs 5,00,000 at highly competitive rates and flexible repayment terms (12 to 36 months). All salaried or self-employed individuals with a stable monthly income of Rs 15,000 can apply online and get approval in just ten minutes.
Hero FinCorp offers various Personal Loan finance options in Gandhinagar for every financial need.
Our personal loans for self-employed help entrepreneurs manage urgent personal or business-related expenses with ease.
Female borrowers, whether salaried or self-employed, can get a personal loan for women at attractive interest rates online.
If you’re working in the government sector, you can easily get a personal loan for government employees for various purposes.
Upgrade your qualifications with a personal loan for education and repay in equated monthly instalments (EMIs).
Medical professionals can take a personal loan for doctors for various personal and professional needs.
Get a personal loan for travel to cover all your trip-related expenses and repay in monthly instalments.
Get a personal loan for wedding of up to Rs 5 Lakh and handle marriage-related expenses without hassle.
A personal loan for home renovation can help you cover the cost of repairing, painting, construction materials, and even labour.
An instant Personal Loan in Gandhinagar from Hero FinCorp is a great option for borrowers seeking immediate funds without much hassle.
Access personal loans up to Rs 5 lakh easily, helping you achieve your goals.
Enjoy competitive rates starting from 19% per annum with an eligible credit history.
Secure a personal loan in Gandhinagar without collateral, with a simplified application process.
These instant loans provide flexible repayment options of up to 36 months for easy management.
Get quick approval and fast access to funds with minimal documentation.
Before applying for a personal loan in gandhinagar, make sure you meet the personal loan eligibility criteria. here are the details.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Applicant should be between 21-58 years
At Hero FinCorp, the documentation requirements vary for salaried and self-employed individuals. it's important to check the required personal loan documents in advance to ensure a smooth and hassle-free application process.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Month's Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Explore our competitive personal loan interest rates in Gandhinagar, starting at 12.5% per annum. Bid farewell to additional fees beyond your borrowed amount, as our transparent fee structure simplifies understanding the complete loan charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Here’s how you can apply for an instant cash loan in Gandhinagar from Hero FinCorp – a reliable Personal Loan provider in Gandhinagar.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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