High Loan Amount
Access personal loans up to Rs 5 lakh easily, helping you achieve your goals.
Personal Loan in Gandhinagar
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Gandhinagar With Quick Disbursal
Gandhinagar, the capital of Gujarat, is renowned for its clean, well-planned layout and continuous development. With increasing living costs, local residents are now opting for Personal Loans to manage their planned or urgent needs.
We, at Hero FinCorp, provide Personal Loans in Gandhinagar of up to Rs 5,00,000 at highly competitive rates and flexible repayment terms (12 to 36 months). All salaried or self-employed individuals with a stable monthly income of Rs 15,000 can apply online and get approval in just ten minutes.
Features and Benefits of a Personal Loan in Gandhinagar
An instant Personal Loan in Gandhinagar from Hero FinCorp is a great option for borrowers seeking immediate funds without much hassle.
Attractive Interest Rate
Enjoy competitive rates starting from 19% per annum with an eligible credit history.
Collateral-Free
Secure a personal loan in Gandhinagar without collateral, with a simplified application process.
Flexible Repayment Tenure
These instant loans provide flexible repayment options of up to 36 months for easy management.
Instant Approval
Get quick approval and fast access to funds with minimal documentation.
Eligibility Criteria for Instant Personal Loans in Gandhinagar
Before applying for a personal loan in gandhinagar, make sure you meet the personal loan eligibility criteria. here are the details.
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Gandhinagar
At Hero FinCorp, the documentation requirements vary for salaried and self-employed individuals. it's important to check the required personal loan documents in advance to ensure a smooth and hassle-free application process.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Month's Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Gandhinagar
Explore our competitive personal loan interest rates in Gandhinagar, starting at 12.5% per annum. Bid farewell to additional fees beyond your borrowed amount, as our transparent fee structure simplifies understanding the complete loan charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Gandhinagar?
Here’s how you can apply for an instant cash loan in Gandhinagar from Hero FinCorp – a reliable Personal Loan provider in Gandhinagar.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Clients Say About Us
Blogs
Frequently Asked Questions (FAQs)
Certainly, you can apply for a personal loan in gandhinagar, provided you have a good credit score, a low debt-to-income ratio and meet the minimum income requirements of the loan provider.
Yes, a CIBIL credit score of 750 and above is considered for a personal loan application.
The eligibility details are typically published on the websites of lenders. Some loan providers like Hero
FinCorp also offer online eligibility calculators.
You can choose a repayment tenure of 12 months to 36 months at Hero FinCorp based on your monthly budget.
Yes, personal loans have a small processing fee that gets deducted at the time of processing the personal loan application.