Personal Loan in Gadag

Loan up to Rs 5 Lakh

Minimum Salary Required Rs 15K

Instant Approval in 10 minutes

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Personal Loan EMI Calculator

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Get Personal Loan in Gadag With Quick Disbursal

Gadag is a town in Karnataka known for its temples, handloom weaving, and growing small businesses. As the cost of living rises, many people in Gadag are turning to Personal Loans to manage planned or urgent expenses like education, healthcare, or home repairs.

At Hero FinCorp, you can get approval for a Personal Loan in less than 10 minutes when you apply online. Our loans come with competitive rates of interest and flexible repayment tenures. If your monthly income is Rs 15,000, you can apply for a loan of up to Rs 5 Lakh online.

Features and Benefits of a Personal Loan in Gadag

Still, feeling hesitant? Let’s take a quick look at the features and advantages you enjoy when seeking a Personal Loan in Gadag:

High Loan Amount

We offer Personal Loans up to Rs 5 Lakh in Gadag to help with unexpected financial challenges.

Attractive Interest Rate

Hero FinCorp offers attractive interest rates to help fund weddings, vacations, or debt consolidation.

Collateral Free

At Hero FinCorp, no collateral is required for Personal Loans, so your assets remain safe.

Flexible Repayment Tenure

Our loan repayment options range from 12 to 36 months, offering flexibility.

Instant Approval

Hero FinCorp offers instant approvals on Personal Loans in Gadag with a quick, easy application process.

Eligibility Criteria for Instant Personal Loans in Gadag

Before applying for a Personal Loan in Gadag through Hero FinCorp, certain Eligibility Criteria for Instant Personal Loan must be fulfilled:

Criteria	Description
Age	Applicant should be between 21-58 years
Citizenship	You should be a citizen of India.
Work Experience	Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Salary	Applicant should at least earn a minimum amount of Rs 15,000 monthly

List of Documents Required to Apply for a Personal Loan in Gadag

You can provide a few documents if you want a Personal Loan from Hero FinCorp in Gadag. The Required Documents for Personal Loan may vary depending on whether you're salaried or self-employed. So, make sure you have the correct documents before you apply.

Documents Required For Salaried Employee

Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Loan Application Form, Passport Size Photo

Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

Job Continuity Proof

Appointment Letter from Current Employer

Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

Mandatory Documents

Loan Application Form, Passport Size Photo

Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

Job Continuity Proof

N/A

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Gadag

We assure you that you won't be charged any extra fees for the principal amount borrowed when taking out a Personal Loan in Gadag. The table below details our Personal Loan interest rates and other applicable fees.

Fees & Charges	Amount Chargeable
Interest Rate	Starting from 1.58% per month
Loan Processing Charges	Minimum 2.5% + GST
Prepayment Charges	N.A.
Foreclosure Charges	5% + GST
EMI Bounce Charges	Rs 350/-
Interest on Overdue EMIs	1-2% of the loan/EMI Overdue Amount Per Month
Cheque Bounce	Fixed Nominal Penalty
Loan Cancellation	1. Online loan app does not charge any cancellation charges
	2. Interest amount paid is non-refundable
	3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Erode?

If you need a Personal Loan in Gadag, Hero FinCorp can assist you. You can apply online or by downloading the Personal Loan app on your smartphone.

1
Visit the Hero FinCorp website or install the personal loan app
2
Go to the Personal Loan page and click ‘Apply Now’
3
Enter your mobile number and verify with the OTP received
4
Choose the loan amount you need
5
Verify your KYC details to check income eligibility
6
Click ‘Submit’ to complete your application

Apply Now

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash