Personal Loan for Self-Employed
Our Personal Loan for Self-Employed offers up to Rs 5 Lakh to help achieve your dreams.
Gadag is a town in Karnataka known for its temples, handloom weaving, and growing small businesses. As the cost of living rises, many people in Gadag are turning to Personal Loans to manage planned or urgent expenses like education, healthcare, or home repairs.
At Hero FinCorp, you can get approval for a Personal Loan in less than 10 minutes when you apply online. Our loans come with competitive rates of interest and flexible repayment tenures. If your monthly income is Rs 15,000, you can apply for a loan of up to Rs 5 Lakh online.
Hero FinCorp offers a wide range of Personal Loan options to empower you. Here's how we can support your journey:
Still, feeling hesitant? Let’s take a quick look at the features and advantages you enjoy when seeking a Personal Loan in Gadag:
Before applying for a Personal Loan in Gadag through Hero FinCorp, certain Eligibility Criteria for Instant Personal Loan must be fulfilled:
You can provide a few documents if you want a Personal Loan from Hero FinCorp in Gadag. The Required Documents for Personal Loan may vary depending on whether you're salaried or self-employed. So, make sure you have the correct documents before you apply.
Driving Licence, Passport, PAN Card, Aadhaar card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
We assure you that you won't be charged any extra fees for the principal amount borrowed when taking out a Personal Loan in Gadag. The table below details our Personal Loan interest rates and other applicable fees.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5% + GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
If you need a Personal Loan in Gadag, Hero FinCorp can assist you. You can apply online or by downloading the Personal Loan app on your smartphone.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.