Personal Loan in Gadag

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Loan up to Rs 5 Lakh
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Minimum Salary Required Rs 15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

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Get Personal Loan in Gadag With Quick Disbursal

Gadag is a town in Karnataka known for its temples, handloom weaving, and growing small businesses. As the cost of living rises, many people in Gadag are turning to Personal Loans to manage planned or urgent expenses like education, healthcare, or home repairs.

At Hero FinCorp, you can get approval for a Personal Loan in less than 10 minutes when you apply online. Our loans come with competitive rates of interest and flexible repayment tenures. If your monthly income is Rs 15,000, you can apply for a loan of up to Rs 5 Lakh online.

We Offer a Wide Range of Personal Loans

Hero FinCorp offers a wide range of Personal Loan options to empower you. Here's how we can support your journey:

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Personal Loan for Self-Employed

Our Personal Loan for Self-Employed offers up to Rs 5 Lakh to help achieve your dreams.

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Personal Loan for Women

Our Personal Loan for Women is designed to empower financial independence with flexibility and support.

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Personal Loan for Government Employees

Our Personal Loan for Government Employees offers lower interest rates and a hassle-free application process.

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Personal Loan for Education

Our customised Personal Loans for Education offer easy financing, so you can focus on your studies and goals.

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Personal Loans for Doctors

Our Personal Loans for doctors are designed to meet both professional and personal financial needs with easy, hassle-free solutions.

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Personal Loan for Travel

Our Personal Loan for Travel offers hassle-free funding to help you achieve your travel dreams.

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Personal Loan for Wedding

Hero FinCorp offers personalised Personal Loans for Weddings to ease the financial burden of your celebration.

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Personal Loan for Home Renovation

Our flexible Personal Loans for Home Renovation make it easy to revamp your space hassle-free.

Features and Benefits of a Personal Loan in Gadag

Still, feeling hesitant? Let’s take a quick look at the features and advantages you enjoy when seeking a Personal Loan in Gadag:

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High Loan Amount

We offer Personal Loans up to Rs 5 Lakh in Gadag to help with unexpected financial challenges.

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Attractive Interest Rate

Hero FinCorp offers attractive interest rates to help fund weddings, vacations, or debt consolidation.

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Collateral Free

At Hero FinCorp, no collateral is required for Personal Loans, so your assets remain safe.

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Flexible Repayment Tenure

Our loan repayment options range from 12 to 36 months, offering flexibility.

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Instant Approval

Hero FinCorp offers instant approvals on Personal Loans in Gadag with a quick, easy application process.

Eligibility Criteria for Instant Personal Loans in Gadag

Before applying for a Personal Loan in Gadag through Hero FinCorp, certain Eligibility Criteria for Instant Personal Loan must be fulfilled:

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Citizenship

You should be a citizen of India.

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Work Experience

Six months for salaried individuals and 2 years for self-employed individuals.

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Monthly Income

Applicant should at least earn a minimum amount of Rs 15,000 monthly

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Age

Applicant should be between 21-58 years

List of Documents Required to Apply for a Personal Loan in Gadag

You can provide a few documents if you want a Personal Loan from Hero FinCorp in Gadag. The Required Documents for Personal Loan may vary depending on whether you're salaried or self-employed. So, make sure you have the correct documents before you apply.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Gadag

We assure you that you won't be charged any extra fees for the principal amount borrowed when taking out a Personal Loan in Gadag. The table below details our Personal Loan interest rates and other applicable fees.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Erode?

If you need a Personal Loan in Gadag, Hero FinCorp can assist you. You can apply online or by downloading the Personal Loan app on your smartphone.

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    Visit the Hero FinCorp website or install the personal loan app

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    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

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    Choose the loan amount you need

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    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions

To apply, you must meet the age, income, and job criteria that Hero FinCorp sets.
You can borrow a maximum of Rs 5 Lakh in Gadag with Hero FinCorp as your loan provider.
You will need an Aadhaar card or any other proof of ID, salary slip, or the above mentioned documents.
You will get your amount instantly with Hero FinCorp as your loan provider.
Yes, there is a 5% foreclosure fee upon closing the loan before the scheduled date.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.