Personal Loan for Self-Employed
Our Personal Loan for Self-Employed offers up to Rs 5 Lakh to help achieve your dreams.
Personal Loan in Gadag
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Gadag With Quick Disbursal
Gadag is a town in Karnataka known for its temples, handloom weaving, and growing small businesses. As the cost of living rises, many people in Gadag are turning to Personal Loans to manage planned or urgent expenses like education, healthcare, or home repairs.
At Hero FinCorp, you can get approval for a Personal Loan in less than 10 minutes when you apply online. Our loans come with competitive rates of interest and flexible repayment tenures. If your monthly income is Rs 15,000, you can apply for a loan of up to Rs 5 Lakh online.
We Offer a Wide Range of Personal Loans
Hero FinCorp offers a wide range of Personal Loan options to empower you. Here's how we can support your journey:
Personal Loan for Women
Our Personal Loan for Women is designed to empower financial independence with flexibility and support.
Personal Loan for Government Employees
Our Personal Loan for Government Employees offers lower interest rates and a hassle-free application process.
Personal Loan for Education
Our customised Personal Loans for Education offer easy financing, so you can focus on your studies and goals.
Personal Loans for Doctors
Our Personal Loans for doctors are designed to meet both professional and personal financial needs with easy, hassle-free solutions.
Personal Loan for Travel
Our Personal Loan for Travel offers hassle-free funding to help you achieve your travel dreams.
Personal Loan for Wedding
Hero FinCorp offers personalised Personal Loans for Weddings to ease the financial burden of your celebration.
Personal Loan for Home Renovation
Our flexible Personal Loans for Home Renovation make it easy to revamp your space hassle-free.
Features and Benefits of a Personal Loan in Gadag
Still, feeling hesitant? Let’s take a quick look at the features and advantages you enjoy when seeking a Personal Loan in Gadag:
High Loan Amount
We offer Personal Loans up to Rs 5 Lakh in Gadag to help with unexpected financial challenges.
Attractive Interest Rate
Hero FinCorp offers attractive interest rates to help fund weddings, vacations, or debt consolidation.
Collateral Free
At Hero FinCorp, no collateral is required for Personal Loans, so your assets remain safe.
Flexible Repayment Tenure
Our loan repayment options range from 12 to 36 months, offering flexibility.
Instant Approval
Hero FinCorp offers instant approvals on Personal Loans in Gadag with a quick, easy application process.
Eligibility Criteria for Instant Personal Loans in Gadag
Before applying for a Personal Loan in Gadag through Hero FinCorp, certain Eligibility Criteria for Instant Personal Loan must be fulfilled:
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Age
Applicant should be between 21-58 years
List of Documents Required to Apply for a Personal Loan in Gadag
You can provide a few documents if you want a Personal Loan from Hero FinCorp in Gadag. The Required Documents for Personal Loan may vary depending on whether you're salaried or self-employed. So, make sure you have the correct documents before you apply.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Gadag
We assure you that you won't be charged any extra fees for the principal amount borrowed when taking out a Personal Loan in Gadag. The table below details our Personal Loan interest rates and other applicable fees.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Erode?
If you need a Personal Loan in Gadag, Hero FinCorp can assist you. You can apply online or by downloading the Personal Loan app on your smartphone.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
To apply, you must meet the age, income, and job criteria that Hero FinCorp sets.
You can borrow a maximum of Rs 5 Lakh in Gadag with Hero FinCorp as your loan provider.
You will need an Aadhaar card or any other proof of ID, salary slip, or the above mentioned documents.
You will get your amount instantly with Hero FinCorp as your loan provider.
Yes, there is a 5% foreclosure fee upon closing the loan before the scheduled date.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.