High Loan Amount
Cover emergencies or expenses with personal loans up to Rs 5 lakh (subject to eligibility).
Personal Loan for 25000 Salary
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval in 10 Minutes
Calculate Your Personal Loan EMI
Get Instant Personal Loan for 25000 Salary
Facing unexpected expenses? Don't let money come in the way. Hero FinCorp allows you to obtain instant Personal Loans of up to Rs 5 Lakh without guarantors and too much paperwork.
Begin your loan process with Hero FinCorp's instant Personal Loan—created for those with a monthly salary of Rs 25,000. From taking care of an urgent requirement to meeting a personal aspiration, our fair process, flexible repayment tenures and attractive interest rates make lending easy.
In addition, we have a fully online process—you can apply on our website or loan application and get approval in as little as 10 minutes.
So, why dip into your savings when you can have a seamless, trouble-free experience with instant approvals and convenient repayment plans adjusted to fit your pocket.
EMI on a Personal Loan for 25,000 Salary for Tenures of 12-36 Months
Before you apply for a Personal Loan, it is important to know the EMIs so you can plan your monthly budget. You can use the personal loan emi calculator on our website to calculate your monthly instalment instantly. The below table shows the EMIs of Rs 1 Lakh loan for different tenures assuming an interest rate of 19% per annum.
| Loan Amount | Tenure (in Months) | Interest Rate (per annum) | Monthly EMI | Total Interest | Total Amount Payable |
|---|---|---|---|---|---|
| Rs 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| Rs 1,00,000 | 18 | 19% | 6,428 | 15,170 | 1,15,710 |
| Rs 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| Rs 1,00,000 | 30 | 19% | 4,213 | 26,398 | 1,26,398 |
| Rs 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Disclaimer: These EMI amounts are approximate and may vary based on the lender's terms and conditions. For a Rs 1 Lakh loan, the EMIs depend on the tenure and interest rate. Shorter tenures mean higher EMIs with less total interest, while longer tenures mean lower EMIs but higher total interest.
Features and Benefits of 25k Salary Personal Loan
Before applying for a Personal Loan with a salary of Rs 25,000, you must check out the features and benefits of these loans. Here are the key advantages and features ofHero FinCorp’s Personal Loan for salaried employees.
Attractive Interest Rate
Starting from 1.58% per month or 19% to 30% per annum, pay less based on your profile and avoid financial burdens.
Collateral-Free
No security or guarantor needed. Get your loan without risking your assets.
Flexible Repayment Tenure
Choose a repayment plan for up to 36 months based on your budget and income.
Instant Approval and Disbursal
Fast online process, no paperwork, quick approval, and instant funds upon acceptance.
Eligibility Criteria for Personal Loan on 25,000 Salary
To apply for a Personal Loan with a salary of Rs 25,000, make sure you meet the eligibility requirements, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the personal loan eligibility criteria are simple and easy to fulfil. Here are the details.
Age
You should be between 21-58 years.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried applicants and 2 years for self-employed applicants.
Monthly Income
You should have a minimum income of Rs 15,000 monthly.
List of Documents Required for Personal Loan on 25k Salary
At Hero FinCorp, the documentation requirements are minimal for salaried applicants. It is better to know the requirements before applying and be ready with the essential personal loan documents to ensure a smooth application process. Here is the list of documents.
Mandatory Documents
Completed loan application form Coloured passport-size photograph
Identity Proof
Driver’s licence, passport, PAN card, or Aadhaar card
Address Proof
Driver’s licence, passport, Aadhaar card, ration card, or utility bill
Ownership Proof
Proof of residence ownership like electricity bills or property documents
Income Proof
Last six months' salary slips, the previous six months' salary account statement, and Form 16
Job continuity proof, like an appointment letter from the current employer or an experience certificate from the previous employer
Interest Rates and Charges on Loan for Rs 25,000 Salary
It is better to know the loan costs, like the interest rate and processing charges, before applying for an instant Personal Loan with a salary of Rs 25,000. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s check out the charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Note: Charges subject to change. Confirm details during the application process for the latest information.
How to Apply for 25000 Salary Personal Loan?
Securing a personal loan at Hero FinCorp with a Rs. 25,000 salary is effortless. Follow these simple steps to streamline your application process:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
Uses of a Personal Loan Borrowed on a Rs 25,000 Salary
A Personal Loan can be used for various purposes. Here are some common uses:
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Frequently Asked Questions
Use our simple Personal loan EMI calculator online for quick results
No, if you do not have a salary slip, you can provide any other proof of income, for example, Form 16, income tax returns (ITRs) or bank statements.
You can apply through Hero FinCorp online by filling out an application with KYC details and proof of income and you can get approval of your loan in 10 minutes.
Yes, proof of income is required to apply for a Personal Loan. You can provide any proof of income, such as salary slips, Form 16, income tax returns (ITRs) or bank statements.
Some lenders may approve your Personal Loan on a Rs 25,000 salary, even if you have a low or poor CIBIL score. However, you may get a lower loan amount or higher interest rates.
You can apply through the Hero FinCorp loan app and get approval in 10 minutes for an instant Personal Loan.
No, documents are required for a Personal Loan application. Some lenders, like Hero FinCorp, do not ask you to send them the physical copies of your documents when you apply through online mode.
Certainly, you can choose to apply online through the Hero FinCorp website or app and get approval in 10 minutes for a Personal Loan on a salary of Rs 25,00 during an emergency situation.