High Loan Amount
Cover emergencies or expenses with personal loans up to Rs 5 lakh (subject to eligibility).
Personal Loan for 25000 Salary
Earning Rs 25,000 per month? You may be eligible for a personal loan from Hero FinCorp with a simple digital application, no collateral requirement, and flexible repayment options.
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval in 10 Minutes
Calculate Your Personal Loan EMI
Get Instant Personal Loan for 25000 Salary
Running short of money when an urgent need arises can be stressful. Whether it’s a medical bill, home repair, or a personal goal, arranging funds on time is not always easy. Hero FinCorp offers a personal loan for salary Rs 25,000, designed to give you the support you need without requiring a guarantor or heavy paperwork.
If your monthly salary is Rs. 25,000, you can easily apply online and check the loan amount you can get. Our fully digital process ensures a smooth borrowing experience, with approval in minutes and quick disbursal of funds. Based on your repayment capacity, you can choose flexible tenures that suit your budget.
Instead of dipping your savings, count on Hero FinCorp for a convenient and transparent solution. With competitive rates and flexible repayment, we make your financial journey simpler and stress-free.
EMI on a Personal Loan for 25,000 Salary for Tenures of 12-36 Months
Before you apply for a personal loan, it is wise to know your EMIs so you can plan your monthly budget. With Hero FinCorp’s digital application, you can check the loan amount and tenure that fit your needs. Our personal loan EMI calculator shows the eligible loan amount and plays a key role in determining your personal repayment plan. The table below shows EMIs for a Rs 1 Lakh loan at 19% per annum for different tenures.
| Loan Amount | Tenure (in Months) | Interest Rate (per annum) | Monthly EMI | Total Interest | Total Amount Payable |
|---|---|---|---|---|---|
| Rs 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| Rs 1,00,000 | 18 | 19% | 6,428 | 15,170 | 1,15,710 |
| Rs 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| Rs 1,00,000 | 30 | 19% | 4,213 | 26,398 | 1,26,398 |
| Rs 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Disclaimer: These EMI amounts are approximate and may vary based on the lender's terms and conditions. For a Rs 1 Lakh loan, the EMIs depend on the tenure and interest rate. Shorter tenures mean higher EMIs with less total interest, while longer tenures mean lower EMIs but higher total interest.
Features and Benefits of 25k Salary Personal Loan
Before applying for a Personal Loan with a salary of Rs 25,000, you must check out the features and benefits of these loans. Here are the key advantages and features ofHero FinCorp’s Personal Loan for salaried employees.
Attractive Interest Rate
Starting from 1.58% per month or 19% to 30% per annum, pay less based on your profile and avoid financial burdens.
Collateral-Free
No security or guarantor needed. Get your loan without risking your assets.
Flexible Repayment Tenure
Choose a repayment plan for up to 36 months based on your budget and income.
Instant Approval and Disbursal
Fast online process, no paperwork, quick approval, and instant funds upon acceptance.
Eligibility Criteria for Personal Loan on 25,000 Salary
If your salary is Rs 25,000 and you want to apply for a personal loan, first check your eligibility. At Hero FinCorp, the requirements are simple, and you can even use our personal loan eligibility calculator to know your chances of getting a personal loan and quick loan approval.
| Criteria | Requirement |
|---|---|
| Age | 21–58 years |
| Citizenship | Must be an Indian citizen. |
| Work Experience | 6 months of stable employment for salaried applicants, 2 years for self-employed. |
| Monthly Income | Minimum Rs 15,000. |
List of Documents Required for Personal Loan on 25k Salary
It is easy and simple to obtain an instant personal loan with minimal documentation. To get loan approval quickly and access the funds you need, just keep these documents ready. For both salaried and self-employed applicants,need to provide the documents listed below:
- Aadhaar Card
- PAN Card
Interest Rates and Charges on Loan for Rs 25,000 Salary
Before applying for an instant personal loan on a Rs 25,000 salary, factor the costs and charges associated into your budget. Understand the interest rate and fees to manage your loan amount wisely. Planning ahead helps ensure you can repay comfortably and avoid financial stress.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Note: Charges may change. Please confirm the details during the application process for the latest information.
How to Apply for 25000 Salary Personal Loan?
With Hero FinCorp, you can easily apply for a personal loan even with a salary of Rs. 25,000. The process is simple and makes your financial journey smooth. Follow these steps for a hassle-free loan application and a better borrowing experience:
- 1
Visit the Hero FinCorp website or download the personal loan app.
- 2
Go to the personal loan section and click on apply now.
- 3
Enter your mobile number and verify it with the OTP.
- 4
Select the loan amount.
- 5
Provide your KYC and income details to check eligibility.
- 6
Click Submit to complete your personal loan application process.
Uses of a Personal Loan Borrowed on a Rs 25,000 Salary
A Personal Loan can be used for various purposes. Here are some common uses:
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Frequently Asked Questions
Use our simple Personal loan EMI calculator online for quick results
No, if you do not have a salary slip, you can provide any other proof of income, for example, Form 16, income tax returns (ITRs) or bank statements.
You can apply through Hero FinCorp online by filling out an application with KYC details and proof of income and you can get approval of your loan in 10 minutes.
Yes, proof of income is required to apply for a Personal Loan. You can provide any proof of income, such as salary slips, Form 16, income tax returns (ITRs) or bank statements.
Some lenders may approve your Personal Loan on a Rs 25,000 salary, even if you have a low or poor CIBIL score. However, you may get a lower loan amount or higher interest rates.
You can apply through the Hero FinCorp loan app and get approval in 10 minutes for an instant Personal Loan.
No, documents are required for a Personal Loan application. Some lenders, like Hero FinCorp, do not ask you to send them the physical copies of your documents when you apply through online mode.
Certainly, you can choose to apply online through the Hero FinCorp website or app and get approval in 10 minutes for a Personal Loan on a salary of Rs 25,00 during an emergency situation.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.