High Loan Amount
Cover emergencies or expenses with personal loans up to Rs 5 lakh (subject to eligibility).
Facing unexpected expenses? Don't let money come in the way. Hero FinCorp allows you to obtain instant Personal Loans of up to Rs 5 Lakh without guarantors and too much paperwork.
Begin your loan process with Hero FinCorp's instant Personal Loan—created for those with a monthly salary of Rs 25,000. From taking care of an urgent requirement to meeting a personal aspiration, our fair process, flexible repayment tenures and attractive interest rates make lending easy.
In addition, we have a fully online process—you can apply on our website or loan application and get approval in as little as 10 minutes.
So, why dip into your savings when you can have a seamless, trouble-free experience with instant approvals and convenient repayment plans adjusted to fit your pocket.
Before you apply for a Personal Loan, it is important to know the EMIs so you can plan your monthly budget. You can use the personal loan emi calculator on our website to calculate your monthly instalment instantly. The below table shows the EMIs of Rs 1 Lakh loan for different tenures assuming an interest rate of 19% per annum.
Loan Amount | Tenure (in Months) | Interest Rate (per annum) | Monthly EMI | Total Interest | Total Amount Payable |
---|---|---|---|---|---|
Rs 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
Rs 1,00,000 | 18 | 19% | 6,428 | 15,170 | 1,15,710 |
Rs 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
Rs 1,00,000 | 30 | 19% | 4,213 | 26,398 | 1,26,398 |
Rs 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Disclaimer: These EMI amounts are approximate and may vary based on the lender's terms and conditions. For a Rs 1 Lakh loan, the EMIs depend on the tenure and interest rate. Shorter tenures mean higher EMIs with less total interest, while longer tenures mean lower EMIs but higher total interest.
Before applying for a Personal Loan with a salary of Rs 25,000, you must check out the features and benefits of these loans. Here are the key advantages and features ofHero FinCorp’s Personal Loan for salaried employees.
To apply for a Personal Loan with a salary of Rs 25,000, make sure you meet the eligibility requirements, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the personal loan eligibility criteria are simple and easy to fulfil. Here are the details.
At Hero FinCorp, the documentation requirements are minimal for salaried applicants. It is better to know the requirements before applying and be ready with the essential personal loan documents to ensure a smooth application process. Here is the list of documents.
It is better to know the loan costs, like the interest rate and processing charges, before applying for an instant Personal Loan with a salary of Rs 25,000. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s check out the charges.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
Note: Charges subject to change. Confirm details during the application process for the latest information.
Securing a personal loan at Hero FinCorp with a Rs. 25,000 salary is effortless. Follow these simple steps to streamline your application process:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
A Personal Loan can be used for various purposes. Here are some common uses: