Personal Loan for Self-Employed
A personal loan for self-employed can help entrepreneurs manage urgent personal or business-related expenses with ease.
Personal Loan in Pune
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Calculate Personal Loan EMI
Get Personal Loan in Pune With Quick Approval
Pune in Maharashtra is one of the progressive cities in India. It is popular for its academic institutions, IT companies and modern way of living. With growing costs of living, both self-employed and salaried individuals are considering Personal Loans as a go-to option for planned and unplanned expenses. We at Hero FinCorp offer Personal Loans in Pune of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.
We Offer a Wide Range of Personal Loans
From emergencies to aspirations, our diverse Personal Loan portfolio caters to your unique needs.
Personal Loan for Women
We offer personal loans to women with flexible repayment tenures and attractive loan rates.
Personal Loan for Government Employees
If you’re working in any government company, you can easily get a personal loan for government employees at competitive rates.
Personal Loan for Education
Finance your study abroad programme with a personal loan for education from Hero FinCorp.
Personal Loans for Doctors
We offer customised personal loans for doctors to help them cover personal and professional needs.
Personal Loan for Travel
Get an instant personal loan for travel to cover your trip expenses and repay in a tenure of up to 36 months.
Personal Loan for Wedding
Get a personal loan for wedding of up to Rs 5 Lakh and handle all related expenses without hassle.
Personal Loan for Home Renovation
Make the best house in the neighbourhood with a personal loan for home renovation.
Features and Benefits of a Personal Loan in Pune
When applying for a personal loan in Pune, be sure the features available to you include time and cost-saving benefits. Here are some features of Hero FinCorp Personal Loans that set us apart from the others.
Flexible Tenure
Personal loan in Pune term can be chosen for any period ranging from 6 months to 36 months.
Hassle-free Process
Complete the online application form, upload your e-KYC, and receive instant approval.
Unsecured Loan
With Hero FinCorp personal loan in Pune, you can acquire the funds you need without collateral.
Competitive Interest Rates
Hero FinCorp provides a personal loan in Pune at a competitive interest rate.
Eligibility Criteria for Instant Personal Loan in Pune
To apply for a Personal Loan, make sure you meet the eligibility requirements, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the Personal Loan eligibility criteria are simple and easy to fulfil.
| Eligibility Criteria | Details |
|---|---|
| Age | Our personal loan is available to individuals aged between 21 years and 58 years. |
| Citizenship | You must be an Indian citizen. |
| Work Experience | For salaried- 6 months and for self-employed- 2 years of business experience is compulsory. |
| Monthly Income | You must earn a monthly income of at least Rs 15,000. |
List of Documents Required to Apply for a Personal Loan in Pune
Are you looking for an urgent cash loan in Pune? The required personal loan documents at Hero FinCorp vary for salaried and self-employed applicants. Here’s a list of documents you’ll need.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver’s Licence, Passport, Aadhaar Card, Utility Bill
Proof of Business Existence
Not Applicable
Documents Required for Self-Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Job Continuity Proof
Not Applicable
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rate and Charges for Personal Loan in Pune
You should know the loan costs before applying for an instant personal loan in Pune. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation |
|
How To Apply For a Personal Loan in Pune?
Need an instant personal loan in Pune? Here’s how you can get it with Hero FinCorp.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
We consider the following factors while deciding on the maximum loan amount: Applicant's age and income Credit history Employer reputation Debt-to-income ratio.
When applying with Hero FinCorp Personal Loan in Pune, you enjoy the flexible repayment term for up to 36 months. It means you can choose a term ranging from 6 months to 36 months, depending on your needs and budget.
Applying for our Personal Loan is very simple. You can apply for it either online through our official website or by visiting our Pune branch or outlet in person.
When you apply with us, you enjoy the following perks and features: Instant approval Minimal documentation Unsecured and multi-purpose loan Flexible repayment terms.
At Hero FinCorp, you can get instant approval if you fulfil all Personal Loan formalities and provide the required documents. You will get a loan offer you must accept for disbursal within 48 hours.
Yes, Personal Loans from Hero FinCorp have no end-use restrictions. As their name suggests, you can use them for any personal purpose, be it a wedding, vacation, education, home renovation, medical emergency, debt consolidation, big-ticket purchase, etc.
We consider the following factors while deciding on the maximum loan amount: Applicant's age and income Credit history Employer reputation Debt-to-income ratio.
The maximum age limit set by Hero FinCorp for eligibility for a Personal Loan in Pune is 58 years.
Applying for our Personal Loan is very simple. You can apply for it either online through our official website or by visiting our Pune branch.
When you apply with us, you enjoy the following perks and features: Instant approval Minimal documentation Unsecured and multi-purpose loan Flexible repayment terms.
At Hero FinCorp, you can get approval for a Personal Loan within 10 minutes when you apply online.
Yes, you can use a Personal Loan for any personal purpose, be it a wedding, vacation, education, home renovation, or medical emergency.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.