Apply for loan on HIPL app available on Google PlayStore and App Store - Download Now

Personal Loan in Pune

logo
Loan up to ₹5 Lakh
logo
Minimum Salary Required ₹15K
logo
Instant Approval in 10 minutes
Calculate Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Pune With Quick Approval

Pune in Maharashtra is one of the progressive cities in India. It is popular for its academic institutions, IT companies and modern way of living. With growing costs of living, both self-employed and salaried individuals are considering Personal Loans as a go-to option for planned and unplanned expenses. We at Hero FinCorp offer Personal Loans in Pune of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.

Features and Benefits of a Personal Loan in Pune

When applying for a personal loan in Pune, be sure the features available to you include time and cost-saving benefits. Here are some features of Hero FinCorp Personal Loans that set us apart from the others.

Collateral.png
Flexible Tenure

Personal loan in Pune term can be chosen for any period ranging from 6 months to 36 months.

repayment-tenure.png
Hassle-free Process

Complete the online application form, upload your e-KYC, and receive instant approval.

high-loan-amount.png
Unsecured Loan

With Hero FinCorp personal loan in Pune, you can acquire the funds you need without collateral.

attractive.png
Competitive Interest Rates

Hero FinCorp provides a personal loan in Pune at a competitive interest rate.

Eligibility Criteria for Instant Personal Loan in Pune

To apply for a Personal Loan, make sure you meet the eligibility requirements, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the Personal Loan eligibility criteria are simple and easy to fulfil.

Eligibility CriteriaDetails
AgeOur personal loan is available to individuals aged between 21 years and 58 years.
CitizenshipYou must be an Indian citizen.
Work ExperienceFor salaried- 6 months and for self-employed- 2 years of business experience is compulsory.
Monthly IncomeYou must earn a monthly income of at least Rs 15,000.

 

List of Documents Required to Apply for a Personal Loan in Pune

Are you looking for an urgent cash loan in Pune? The required personal loan documents at Hero FinCorp vary for salaried and self-employed applicants. Here’s a list of documents you’ll need.

Documents Required for Salaried Employee

identity_proof.png
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar Card

mand-doc.png
Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

income.png
Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

ownership.png
Job Continuity Proof

Appointment Letter From the Current Employer

addr.png
Proof of Residence

Driver’s Licence, Passport, Aadhaar Card, Utility Bill

business-existence-proof.png
Proof of Business Existence

Not Applicable

Documents Required for Self-Employed

identity_proof.png
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar Card

mand-doc.png
Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

income.png
Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

ownership.png
Job Continuity Proof

Not Applicable

addr.png
Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

business-existence-proof.png
Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rate and Charges for Personal Loan in Pune

You should know the loan costs before applying for an instant personal loan in Pune. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Here are the details.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation
  • Online loan app does not charge any cancellation charges

  • Interest amount paid is non-refundable

  • Processing charges are also non-refundable

How To Apply For a Personal Loan in Pune?

Need an instant personal loan in Pune? Here’s how you can get it with Hero FinCorp.

hfc

  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions (FAQs)

We consider the following factors while deciding on the maximum loan amount: Applicant's age and income Credit history Employer reputation Debt-to-income ratio.
When applying with Hero FinCorp Personal Loan in Pune, you enjoy the flexible repayment term for up to 36 months. It means you can choose a term ranging from 6 months to 36 months, depending on your needs and budget.
Applying for our Personal Loan is very simple. You can apply for it either online through our official website or by visiting our Pune branch or outlet in person.
When you apply with us, you enjoy the following perks and features: Instant approval Minimal documentation Unsecured and multi-purpose loan Flexible repayment terms.
At Hero FinCorp, you can get instant approval if you fulfil all Personal Loan formalities and provide the required documents. You will get a loan offer you must accept for disbursal within 48 hours.
Yes, Personal Loans from Hero FinCorp have no end-use restrictions. As their name suggests, you can use them for any personal purpose, be it a wedding, vacation, education, home renovation, medical emergency, debt consolidation, big-ticket purchase, etc.
We consider the following factors while deciding on the maximum loan amount: Applicant's age and income Credit history Employer reputation Debt-to-income ratio.
The maximum age limit set by Hero FinCorp for eligibility for a Personal Loan in Pune is 58 years.
Applying for our Personal Loan is very simple. You can apply for it either online through our official website or by visiting our Pune branch.
When you apply with us, you enjoy the following perks and features: Instant approval Minimal documentation Unsecured and multi-purpose loan Flexible repayment terms.
At Hero FinCorp, you can get approval for a Personal Loan within 10 minutes when you apply online.
Yes, you can use a Personal Loan for any personal purpose, be it a wedding, vacation, education, home renovation, or medical emergency.