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The capital of two Indian states—Punjab and Haryana— Chandigarh is one of the well-planned cities in the country. It is famous for its architecture and cleanliness. The city attracts a lot of people for jobs as well as trade opportunities, thus creating a high demand for a personal loan in Chandigarh. To meet the demand, Hero FinCorp, a personal loan finance company in Chandigarh, offers personal loans at nominal interest rates with quick approval.
Personal Loan for Self-employed professionals can get a Personal Loan for planned and unplanned expenses at attractive interest rates and minimal processing fees.
Personal Loan for Female borrowers can get an Instant Personal Loan for women with low-interest rates, instant approvals, and quick disbursals.
Personal Loan for At Hero FinCorp, we offer Personal Loans for government employees with comfortable EMIs suitable to their monthly budget.
Personal Loan for A Personal Loan for education is an unsecured loan you can use to cover your expenses related to higher education in India or abroad.
Personal Loan for Apply for a Personal Loan for doctors online and get quick approval with low-interest rates at Hero FinCorp.
Personal Loan for With a Hero FinCorp travel loan, you can enjoy your Indian or foreign vacations without worrying about repayment.
Personal Loan for Get instant Personal Loan finance in Chandigarh of up to Rs 5 Lakh with flexible EMIs at Hero FinCorp.
Personal Loan for Hero FinCorp provides Personal Loans for home renovations with easy and quick application, minimal paperwork and flexible repayment tenures.
While looking for an instant loan in Chandigarh, use a Personal Loan EMI calculator to choose a repayment term with budget-friendly EMIs. It calculates your EMIs using three variables: loan amount, repayment tenure, and interest rate. The EMI amount increases as you shorten the repayment term. So, based on the results obtained, you can adjust the loan term to find a plan with EMIs you can easily afford to pay each month.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 5,00,000
Interest Rate
15 %
Min 15%
Max 35%
Select Loan Repay Duration
12 Months
Min 12 Months
60 Months
Hero FinCorp, a personal loan provider in Chandigarh, offers personal loans with attractive features and benefits such as:
Hero FinCorp offers personal loans starting from a minimum of Rs 50,000 up to a substantial maximum of Rs 5,00,000 to both salaried and self-employed customers who meet the eligibility criteria.
Monthly EMIs are heavily dependent on the interest rate. The higher the interest rate, the higher will be the repayment EMI. Here, at Hero FinCorp, personal loans Chandigarh are provided at modest interest rates compared to other personal loan providers in Chandigarh.
Personal loan in Chandigarh doesn’t require a collateral pledge as it is an unsecured loan. At Hero FinCorp, personal loan approval is done at zero collateral for both salaried and self-employed professionals.
Customers are allowed to choose their loan repayment tenure with a minimum of 12 months to a maximum of 60 months. This gives them the flexibility to set their monthly budget.
Hero FinCorp, a personal loan provider in Chandigarh, strives for providing the best customer experience and hence offers instant personal loan approval with a few relevant document submissions.
To be eligible for personal loan Chandigarh, an applicant must meet the following criteria:
Age
An Indian citizen in the age group between 21 years to 58 years is eligible for a personal loan in Chandigarh.
Citizenship
To be eligible for an instant Personal Loan in Chandigarh, candidates must be Indian citizens.
Work Experience
A salaried individual working in a company and earning a fixed salary for the last 6 months or above. A self-employed individual should own a business establishment for 2 years or more.
Monthly Salary
The applicant must be earning a monthly wage of Rs 15,000 or more to avail of a personal loan in Chandigarh.
While applying for an instant Personal Loan in Chandigarh, the documentation requirements vary for self-employed and salaried applicants. That is because they have different income sources and frequency of payments. You must know the documentation requirements according to your profession and prepare the necessary documents adequately. Scan and upload their copies online through our website or loan app and begin your application process without hassle.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Unlike private money lenders in Chandigarh, our Personal Loans come with competitive interest rates and transparent charges. We charge minimal fees for our service to keep your loan cost as low as possible. Still, some charges are inevitable, and you must be prepared to pay them. Some of these charges include the following:
| Fees & Charges | Chargeable Amount |
|---|---|
| Interest Rate | Minimum 15% |
| Processing Fee | 2.5% to 3.5% |
| Part-payment charges | NA |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
To apply for a Personal Loan in Chandigarh from Hero FinCorp, follow these steps:
No. Personal loan in Chandigarh will not come under tax exemptions as per the tax regulations
Flexible tenure of 12 months to 60 months is available at Hero FinCorp for personal loan repayment.
The repayment tenure for Personal Loans in Chandigarh is up to 60 months. You can use our Personal Loan Calculator to choose the most suitable tenure as per your monthly budget.
To apply for a Personal Loan in Chandigarh with Hero FinCorp, you must download the loan app, provide a few details, and upload the necessary documents to begin the application procedure. Once you receive approval and a loan offer, accept it to get disbursal instantly.
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