Ample Loan Amount
Get up to 5 lakh Personal Loan on Rs 19,000 salary. The approved loan amount will depend on your income, credit score, and employment history.
Personal Loan for Rs 19000 Salary
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval in 10 Minutes
Calculate Personal Loan EMI
Get Instant Personal Loan for Rs 19000 Salary
At Hero FinCorp, we offer Personal Loans of up to Rs 5 Lakh to those with a monthly salary of Rs 19,000 and more, enabling them to meet their financial requirements. Our Instant Personal Loans for Rs 19,000 salary are designed to ensure quick and hassle-free processing online, ensuring you get the approval in 10 minutes. With our customised Personal Loan solutions, you can embark on your financial journey easily, knowing we are there to support you.
EMI on a Personal Loan for Rs 19000 Salary for Up to 3 Years
Before you apply for a Personal Loan, it is important to know the EMIs so you can plan your monthly budget. You can use the personal loan emi calculator on our website to calculate your monthly instalment instantly. It is a free-to-use online tool that requires the loan amount, interest rate and repayment tenure to calculate your EMIs. The below table shows the EMIs of Rs 1 Lakh loan for different tenures, assuming an interest rate of 19% per annum.
| Loan Amount | Tenure (in Months) | Interest Rate (per annum) | Monthly EMI | Total Interest | Total Amount Payable |
|---|---|---|---|---|---|
| Rs 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| Rs 1,00,000 | 18 | 19% | 6,428 | 15,170 | 1,15,710 |
| Rs 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| Rs 1,00,000 | 30 | 19% | 4,213 | 26,398 | 1,26,398 |
| Rs 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Disclaimer: These EMI amounts are approximate and may vary based on the lender's terms and conditions. For a Rs 1 Lakh loan, the EMIs depend on the tenure and interest rate. Shorter tenures mean higher EMIs with less total interest, while longer tenures mean lower EMIs but higher total interest.
Features and Benefits of Personal Loan for 19,000 Salary
Hero FinCorp can assist you with a loan based on your financial situation. If you earn a monthly salary of Rs 19,000, we've got you covered.
Attractive Interest Rate
Our Personal Loan interest rates start from 1.58% per month or 19% per annum, making the loan repayment manageable.
Collateral-Free
Our instant Personal Loans of Rs 19,000 salaries are hassle-free, with no collateral, security deposits, or guarantors required.
Flexible Repayment Tenure
You can choose a repayment tenure from 12 to 36 months. Use our Loan EMI Calculator to choose a suitable tenure.
Instant Approval and Disbursal
You can get approval on a Personal Loan within 10 minutes when you apply online, followed by quick disbursal.
Eligibility Criteria for Personal Loan on Rs 19000 Salary
Before applying for a instant loan online, make sure you meet the eligibility criteria. These include your age, monthly income, work experience, and citizenship. The personal loan eligibility criteria at Hero FinCorp are simple and easy to fulfil
Age
You should be between 21 and 58 years.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
You should have a minimum income of Rs 15,000 monthly.
List of Documents Required to Get Loan on 19K Salary
At Hero FinCorp, documentation is an important part of the loan application process. So, it is important to check the required personal loan documents in advance to ensure a smooth and hassle-free application process. Here is the list of documents required for a personal loan with a 19k salary:
Identity Proof
Driving licence, passport, PAN card, or Aadhaar card
Address Proof
Driving licence, passport, Aadhaar card, ration card, or utility bill
Ownership Proof
Residence ownership proof like electricity bills or property documents
Income Proof
Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.
Interest Rates and Charges on Loan for Rs 19,000 Salary
Before applying for an instant Personal Loan, it’s better to know the related costs, such as the interest rates and processing charges. At Hero FinCorp, the interest rates on personal loans are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply for Personal Loan on Rs 19000 Salary?
You can apply for a Personal Loan with Hero FinCorp online or in person at your nearest branch. Here is the stepwise process to apply for a Personal Loan online:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
To calculate the EMI of your Personal Loan, enter the loan amount, interest rate, and repayment tenure in our online EMI Calculator. You'll get quick and accurate results.
Depending on your eligibility, you can avail a Personal Loan of up to Rs 5 Lakh with a 19,000 salary from Hero FinCorp.
Yes, you can easily get a Personal loan with a 19,000 salary from leading lenders like Hero FinCorp. Make sure you have a good credit score and low debt-to-income ratio.
You should be a citizen of India between 21 and 58 years with a good credit score and at least six months of experience in your present job.
You can apply with top NBFCs like Hero FinCorp, who provide Personal Loans on a salary of Rs 19,000.
The interest rate may vary based on your credit score, debt-to-income ratio and lender’s policies. Ay Hero FinCorp, the Personal Loan interest rates start from 1.58% per month.
Your salary is one of the key requirements that help lenders assess your repayment capability. A salary of Rs 19,000 can help you get a Personal Loan easily from Hero FinCorp where the minimum monthly income requirement is Rs 15,000.
A good credit score of 750 or above can help you get favourable loan terms. At Hero FinCorp, you may secure a Personal Loan even with not-so-perfect credit scores.