Ample Loan Amount
Get up to 5 lakh Personal Loan on Rs 19,000 salary. The approved loan amount will depend on your income, credit score, and employment history.
Personal Loan for Rs 19000 Salary
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval
Calculate Personal Loan EMI
Get Instant Personal Loan for Rs 19000 Salary
At Hero FinCorp, we confidently offer Personal Loans to those with a monthly salary of Rs 19,000 and more, enabling them to meet their financial requirements. Our Instant Personal Loans for Rs 19,000 salary are designed to ensure swift and hassle-free processing, ensuring you get the funds you need without any delay. With our customized Personal Loan solutions, you can embark on your financial journey easily, knowing we are there to support you.
EMI on a Personal Loan for Rs 19000 Salary for Up to 3 Years
Looking for more financial flexibility? Our loan can help you achieve it! You can select a tenure between 12 and 36 months. The table below provides more about EMI details.
| Loan Amount | Interest Rate* | Tenure (in months) | EMI (in Rs) |
| 1,00,000 | 19%* | 12 | 9,216 |
| 1,00,000 | 19%* | 24 | 5,041 |
| 1,00,000 | 19%* | 36 | 3,666 |
Features and Benefits of Rs 19000 Salary Personal Loan
Hero FinCorp can assist you with a loan based on your financial situation. If you earn a monthly salary of Rs 19,000, we've got you covered.
Attractive Interest Rate
Hero FinCorp offers Personal Loans with competitive interest rates, up to 19%* t&c Apply, on a salary of Rs 19,000. The interest rates are personalised based on your creditworthiness and repayment ability.
Collateral-Free
Our instant Personal Loans of Rs 19,000 salaries are hassle-free, with no collateral, security deposits, or guarantors required. Get the financial assistance you need without risking your assets.
Flexible Repayment Tenure
We offer flexible repayment tenures for loans ranging from 12 months to 36 months, regardless of income. Choose the tenure that suits your budget and financial commitments.
Instant Approval and Disbursal
Our online loan process is fast and convenient. There's no need for paperwork or branch visits. You can apply and get approved online and, once approved, receive your funds instantly.
Eligibility Criteria for Personal Loan on Rs 19000 Salary
Hero FinCorp offers Personal Loans up to Rs 5 Lakh with simple eligibility criteria based on age, income, credit score, and employment status. Get the financial support you need with ease.
Age
When applying for our 19k salary loan, the minimum age requirement is 21 years to a maximum of 58 years.
Citizenship
Applicants must be Indian citizens to apply for a Personal Loan.
Work Experience
To qualify for the application process, salaried applicants must demonstrate at least six months of continuous employment. For self-employed applicants, we require a minimum of 2 years of business experience.
Monthly Income
Applicants must provide a stable minimum monthly salary of Rs 15,000.
Documents Required for Personal Loan on Rs 19000 Salary
Here are the documents required for a Personal Loan with a 19k salary:
Identity Proof
Driving licence, passport, PAN card, or Aadhaar card
Address Proof
Driving licence, passport, Aadhaar card, ration card, or utility bill
Ownership Proof
Residence ownership proof like electricity bills or property documents
Income Proof
Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.
Personal Loan Interest Rates for Rs 19000 Salary
It is noteworthy that Hero FinCorp offers loan options with competitive interest rates for individuals with salaries below Rs 19,000, requiring minimal paperwork online. However, it is essential to consider additional charges that must be accounted for in your overall calculation. These charges include processing fees, ranging from 2.5% to 3.5%, foreclosure charges of 5% plus GST, and EMI bounce charges of Rs 350/-. It is imperative to include these expenses in your considerations before applying for the loan to ensure a complete understanding of the financial commitment involved.
How to Apply for Personal Loan on Rs 19000 Salary?
To apply for a Personal Loan with Hero FinCorp, follow these steps:
- 1
Visit the Hero FinCorp website or Personal loan app.
- 2
Go to the Personal Loan page and click 'Apply Now'.
- 3
Enter your mobile number and click the 'Generate OTP' button.
- 4
Enter the received OTP and click on 'Verify.'
- 5
Provide your KYC details to validate your loan eligibility.
- 6
Once you have completed the above steps, click 'Submit' to send your application to our system for review.
What Our Clients Say About Us
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Frequently Asked Questions
To calculate the EMI of your Personal Loan, enter the loan amount, interest rate, and repayment tenure in our online EMI Calculator. You'll get quick and accurate results.
Anyone within the 21-58 age group, earning at least Rs 15,000 per month with a good credit score, is eligible for a loan.
A Personal Loan is versatile and suitable for various financial needs. It is collateral-free and can be used for any legal purpose.
Hero FinCorp is one of the best NBFCs that offers Personal Loans at competitive interest rates.
Collateral-free Personal Loans provide financial assistance without the need for security.