Calculate Personal Loan EMI
At Hero FinCorp, we offer Personal Loans of up to Rs 5 Lakh to those with a monthly salary of Rs 19,000 and more, enabling them to meet their financial requirements. Our Instant Personal Loans for Rs 19,000 salary are designed to ensure quick and hassle-free processing online, ensuring you get the approval in 10 minutes. With our customised Personal Loan solutions, you can embark on your financial journey easily, knowing we are there to support you.
Before you apply for a Personal Loan, it is important to know the EMIs so you can plan your monthly budget. You can use the personal loan emi calculator on our website to calculate your monthly instalment instantly. It is a free-to-use online tool that requires the loan amount, interest rate and repayment tenure to calculate your EMIs. The below table shows the EMIs of Rs 1 Lakh loan for different tenures, assuming an interest rate of 19% per annum.
| Loan Amount | Tenure (in Months) | Interest Rate (per annum) | Monthly EMI | Total Interest | Total Amount Payable |
|---|---|---|---|---|---|
| Rs 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| Rs 1,00,000 | 18 | 19% | 6,428 | 15,170 | 1,15,710 |
| Rs 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| Rs 1,00,000 | 30 | 19% | 4,213 | 26,398 | 1,26,398 |
| Rs 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Disclaimer: These EMI amounts are approximate and may vary based on the lender's terms and conditions. For a Rs 1 Lakh loan, the EMIs depend on the tenure and interest rate. Shorter tenures mean higher EMIs with less total interest, while longer tenures mean lower EMIs but higher total interest.
Hero FinCorp can assist you with a loan based on your financial situation. If you earn a monthly salary of Rs 19,000, we've got you covered.
Get up to 5 lakh Personal Loan on Rs 19,000 salary. The approved loan amount will depend on your income, credit score, and employment history.
Our Personal Loan interest rates start from 1.58% per month or 19% per annum, making the loan repayment manageable.
Our instant Personal Loans of Rs 19,000 salaries are hassle-free, with no collateral, security deposits, or guarantors required.
You can choose a repayment tenure from 12 to 36 months. Use our Loan EMI Calculator to choose a suitable tenure.
You can get approval on a Personal Loan within 10 minutes when you apply online, followed by quick disbursal.
Before applying for a instant loan online, make sure you meet the eligibility criteria. These include your age, monthly income, work experience, and citizenship. The personal loan eligibility criteria at Hero FinCorp are simple and easy to fulfil
You should be between 21 and 58 years.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
You should have a minimum income of Rs 15,000 monthly.
At Hero FinCorp, documentation is an important part of the loan application process. So, it is important to check the required personal loan documents in advance to ensure a smooth and hassle-free application process. Here is the list of documents required for a personal loan with a 19k salary:
Driving licence, passport, PAN card, or Aadhaar card
Driving licence, passport, Aadhaar card, ration card, or utility bill
Residence ownership proof like electricity bills or property documents
Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.
Before applying for an instant Personal Loan, it’s better to know the related costs, such as the interest rates and processing charges. At Hero FinCorp, the interest rates on personal loans are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
You can apply for a Personal Loan with Hero FinCorp online or in person at your nearest branch. Here is the stepwise process to apply for a Personal Loan online:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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