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Personal Loan
in Raipur

  • Loan up to ₹5 Lakhs
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in raipur

Get Personal Loan in Raipur With Quick Disbursal

Raipur is the executive capital of Chhattisgarh and is widely known for the wide variety of rice grains it grows. The city is dotted with a number of steel plants that are vital for both employment and the economy. Raipur is also home to many lakes and ancient temples, making it a great tourist destination. This city also serves as the regional center for trade and commerce, which is why it is a bustling business hub. And if you wish to live the good life here, a personal loan in Raipur can be just what you need to meet rising living expenses or emergency needs. Hero FinCorp, a personal loan finance company in Raipur, is one of the most preferred lending institutions when it comes to personal loans due to its proactive customer service and competitive interest rates.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator

Unlike private money lenders in Raipur, we provide flexible repayment tenures of up to 60 months. The longer the tenure, the smaller the EMIs. Use our Personal Loan EMI calculator to calculate EMIs for various loan terms and finalize one with easily affordable EMIs. Just enter your loan amount, interest rate, and loan tenure to get the results within a flash second.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 5,00,000

Interest Rate

15 %

Min 15%

Max 35%

Select Loan Repay Duration

12 Months

Min 12 Months

60 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero FinCorp Personal Loan Raipur

Hero FinCorp, the most acclaimed personal loan provider in Raipur offers many advantages such as

Substantial Loan Amount:

Hero FinCorp, a personal loan finance company in Raipur, makes sure that you can avail a substantial loan amount ranging from Rs 50,000 to Rs 5,00,000.

Affordable Rate of Interest:

The rate of interest decides the EMI amount that has to be paid monthly by an applicant as EMI is a combination of the principal and interest amount. Hence, Hero FinCorp keeps its interest rates competitive, so that you can repay the loan comfortably.

Zero Collateral Approval:

Personal loans in Raipur are unsecured, which is why they need no collateral as security for approval. Hero FinCorp, a personal loan provider in Raipur, provides approval without collateral, which makes the entire process simpler.

Flexibility in Tenure:

As a top personal loan provider in Raipur, Hero FinCorp offers flexible tenures that can start from 12 months and go up to 60 months. The borrower can choose the appropriate duration based on their financial capability.

Instant Approval:

Personal loans in Raipur are usually needed to fund financial emergencies, and hence, at Hero FinCorp, the process is optimized in such a way that once the eligibility criteria are met and KYC documents are verified, instant approval is initiated.

Eligibility Criteria for Instant Personal Loan in Raipur

To be eligible for a personal loan in Raipur, an applicant must meet the following criteria:

Documents Required to Apply for a Personal Loan in Raipur

Hero FinCorp is one of the most reputable Personal Loan providers in Raipur, providing instant loans with minimal documentation requirements. You don't need to visit our branch office to submit these documents, as you can easily upload scanned copies of the necessary documents through our user-friendly website or loan app. Since documentation requirements differ for salaried employees and self-employed professionals, here is an outlook for your information.

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Raipur

At Hero FinCorp, we offer competitive Personal Loan interest rates in Raipur. However, you must know other fees and charges. We have a transparent loan process that offers complete information before you accept the loan offer. Here are the details about loan-related charges:

Fees & Charges Chargeable Amount
Interest Rate Minimum 15%
Processing Fee 2.5% to 3.5%
Part-payment charges NA
Foreclosure Charges 5% + GST
EMI Bounce Charges Rs 350/-

How To Apply For a Personal Loan in Raipur?

  1. You can apply for a personal loan in Raipur through Hero FinCorp in two different ways. Firstly, there is a dedicated self-help online application processing module on the Hero FinCorp website, which can be used from the comfort of your home. Or you can visit the nearest Hero FinCorp branch and complete the process with the help of an executive.
  2. Fill in the Hero FinCorp personal loan application form by furnishing some basic information and mentioning your purpose. Also, carry a passport-size photograph.
  3. You need to submit KYC documents like ID proof, address proof, PAN card, and salary certificate along with the completed personal loan application form at the nearest Hero FinCorp branch. Or you can upload their soft copies if you take the online route.
  4. If the personal loan application form and KYC records satisfy the eligibility criteria, the approval will be given by Hero FinCorp’s authorized personnel and the applicant will be asked to sign a loan agreement.
  5. After the approval is finalized, within a few minutes, the pre-decided personal loan amount will be disbursed to the borrower’s bank account.

Frequently Asked Questions

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