Substantial Loan Amount:
Hero FinCorp, a personal loan finance company in Raipur, makes sure that you can avail a substantial loan amount ranging from Rs 50,000 to Rs 5,00,000.
Calculate Personal Loan EMI
Get Personal Loan in Raipur With Quick Approval
Raipur is the executive capital of Chhattisgarh and is widely known for the wide variety of rice grains it grows. The city is dotted with a number of steel plants that are vital for both employment and the economy. Raipur is also home to many lakes and ancient temples, making it a great tourist destination. This city also serves as the regional center for trade and commerce, which is why it is a bustling business hub. And if you wish to live the good life here, a personal loan in Raipur can be just what you need to meet rising living expenses or emergency needs. Hero FinCorp, a personal loan finance company in Raipur, is one of the most preferred lending institutions when it comes to personal loans due to its proactive customer service and competitive interest rates.
Features And Benefits of Hero FinCorp Personal Loan Raipur
Hero FinCorp, the most acclaimed personal loan provider in Raipur offers many advantages such as
Affordable Rate of Interest:
The rate of interest decides the EMI amount that has to be paid monthly by an applicant as EMI is a combination of the principal and interest amount. Hence, Hero FinCorp keeps its interest rates competitive, so that you can repay the loan comfortably.
Zero Collateral Approval:
Personal loans in Raipur are unsecured, which is why they need no collateral as security for approval. Hero FinCorp, a personal loan provider in Raipur, provides approval without collateral, which makes the entire process simpler.
Flexibility in Tenure:
As a top personal loan provider in Raipur, Hero FinCorp offers flexible tenures that can start from 6 months and go up to 36 months. The borrower can choose the appropriate duration based on their financial capability.
Instant Approval:
Personal loans in Raipur are usually needed to fund financial emergencies, and hence, at Hero FinCorp, the process is optimized in such a way that once the eligibility criteria are met and KYC documents are verified, instant approval is initiated.
Eligibility Criteria for Instant Personal Loan in Raipur
To be eligible for a personal loan in Raipur, an applicant must meet the following criteria:
| Criteria | Requirement |
|---|---|
| Age | An Indian resident who is at least 21 years of age and not more than 58 years can apply for a personal loan in Raipur. |
| Citizenship | To be eligible for an instant Personal Loan in Raipur, candidates must be Indian citizens. |
| Work Experience | A salaried employee working at a firm and on an official payroll for at least 6 months. A self-employed professional should be running his business for a minimum of 2 years. |
| Monthly Income | Any applicant who wishes to apply for a personal loan in Raipur should have a monthly income of Rs 15000 at least to be eligible. |
Documents Required to Apply for a Personal Loan in Raipur
Hero FinCorp is one of the most reputable Personal Loan providers in Raipur, providing instant loan online with minimal documentation requirements. You don't need to visit our branch office to submit these documents, as you can easily upload scanned copies of the necessary documents through our user-friendly website or loan app. Since documentation requirements differ for salaried employees and self-employed professionals, here is an outlook for your information.
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loans in Raipur
At Hero FinCorp, we offer competitive Personal Loan interest rates in Raipur. However, you must know other fees and charges. We have a transparent loan process that offers complete information before you accept the loan offer. Here are the details about loan-related charges:
How To Apply For a Personal Loan in Raipur?
- 01
You can apply for a personal loan in Raipur through Hero FinCorp in two different ways. Firstly, there is a dedicated self-help online application processing module on the Hero FinCorp website, which can be used from the comfort of your home. Or you can visit the nearest Hero FinCorp branch and complete the process with the help of an executive.
- 02
Fill in the Hero FinCorp personal loan application form by furnishing some basic information and mentioning your purpose. Also, carry a passport-size photograph.
- 03
You need to submit KYC documents like ID proof, address proof, PAN card, and salary certificate along with the completed personal loan application form at the nearest Hero FinCorp branch. Or you can upload their soft copies if you take the online route.
- 04
If the personal loan application form and KYC records satisfy the eligibility criteria, the approval will be given by Hero FinCorp’s authorized personnel and the applicant will be asked to sign a loan agreement.
- 05
After the approval is finalized, within a few minutes, the pre-decided personal loan amount will be disbursed to the borrower’s bank account
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Frequently Asked Questions (FAQs)
A minimum job experience of 6 months is necessary to avail a personal loan in Raipur.
The personal loan scale set at Hero FinCorp is Rs 50,000 to Rs 5,00,000.
Yes, Personal Loans from Hero FinCorp come without end-use restrictions, making them suitable to finance any purpose, including a wedding, home renovation, education, medical treatment, vacation, or any other big-ticket expense.
While looking for a Personal Loan in Raipur, you can get one at Hero FinCorp with a repayment tenure of up to 36 months. You can use an EMI calculator to choose a loan term with EMIs you can easily afford.