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Bangalore, the IT capital of India, saw a steady increase in rental rates for both commercial and residential properties. Moreover, the property rates in Bangalore have been consistently growing, making it an attractive option for real estate investors seeking periodic returns. In recent times, property loan rates have remained relatively low. This favourable trend leverages the existing property owners, as by mortgaging it, they can purchase a row house, bungalow, or apartment in Bangalore. At Hero FinCorp, we provide convenience and flexibility in a mortgage loan in Bangalore to make the journey effortless and affordable.
Securing a Loan Against Property in Bangalore is incredibly convenient and efficient, thanks to the option of property collateral. By pledging your property as security, the loan approval process becomes streamlined, ensuring a hassle-free experience. With minimal documentation and a straightforward application process, we expedite the loan approval, allowing you prompt access to the funds you need.
Select Loan Amount
₹
Min ₹ 20,00,000
Max ₹ 75,000,000
Interest Rate
12 %
Min 11%
Max 17%
Select Loan Repay Duration
10 Years
Min 3 Years
Max 15 Years
Unlock the Features and Benefits of a Loan Against Property in Bangalore and effortlessly meet your financial requirements.
Unlock substantial funds ranging from Rs 20 Lakh to 7.5 Crore with our Loan Against Property. Leverage the value of Land Mortgage Loans in Bangalore to meet your financial needs effectively.
Enjoy competitive interest rates that ensure affordable repayments, making your Loan Against Property a cost-effective financing option.
Experience a streamlined private mortgage loan in Bangalore with Hero FinCorp, ensuring prompt processing and disbursal of funds to meet your urgent financial requirements.
Benefit from flexible repayment options and longer loan tenures, allowing you to manage your loan repayments comfortably over an extended period of 10 years.
Maximize your loan amount by utilizing a high Loan-to-Value ratio of 75%, based on both the type and market value, to meet your personal and business requirements.
Enjoy a hassle-free loan application process with minimal documentation requirements, simplifying the overall experience and saving you valuable time and effort.
Age, Citizenship, Work Experience, and Monthly Salary are key factors in determining your eligibility for private mortgage loans in Bangalore. Find out what are the requirements for Loan Against Property.
Age
Aged between 25 and 75 years.
Citizenship
The criteria include being an Indian national
Work Experience
Engaged in a profitable business and having an active business for at least three consecutive years.
Business Status
Your business must have been active for at least three consecutive years at the time of application.
Occupation Status
You must be engaged in a profitable business. Salaried-class individuals are not eligible for our mortgage loan.
Note: We do not provide Loan Against Property to salaried individuals.
At Hero FinCorp, we recognize the significance of quick and hassle-free access to funds while applying for a Loan Against Property. Therefore, we have simplified the document checklist to make the process more convenient for you. Please find below a detailed list of the necessary documents:
 MandatoryDocuments |
Duly filled application form, PAN Card |
|---|---|
 Proof of Identity |
Aadhar Card, ID Card, Driver's License, and Identity Card issued by GOI |
 Proof of Address |
Passport, Driver's License, Utility Bill, Voter ID Card, Lease/ Rent Agreement, Registry Copy, Property Tax Receipt, GST Certificate |
 Proof of Business Existence |
GST Certificate, UDHYAM Certificate, Partnership Deed Copy, Trade License, Certificate of Practice |
 Signature Proof |
Banker's Verification, Passport, PAN Card |
| Proof of Income |
Last three years' Income Tax Returns (ITRs), Income Statement, Profit and loss Statement Balance Sheet, Bank Account Statement (previous six months) |
| Property Related Documents |
Complete set of documents pertaining to the property in question |
Note: The documentation requirements may vary based on the individual private mortgage loan applications in bangalore . It is advisable to consult with our support team to refer to the official documentation checklist for precise requirements.
At Hero FinCorp, we offer the best mortgage loan interest rates in Bangalore, ensuring affordable EMIs. So fulfil your personal and business needs without trouble with this secured loan.
Key highlights
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 11% P.A. |
| Loan Amount | ₹20 Lakh to ₹ 7.5 Cr |
| Loan Processing Charges | Minimum Processing fee is 1%+ GST |
| Foreclosure Charges | Pre-Payment is not allowed within 12 months of loan sanction After 12 months, pre-payment charges will be applicable as described in the sanction letter |
To apply for a Loan Against Property in Bangalore, follow three simple steps:
Our team will verify your details and approve the loan quickly. Once approved, you will get the funds in your account.
So, start your application now to enjoy the benefits and financial assistance you need with our Loan Against Property in Bangalore.
Private finance against property in bangalore may offer varying rates depending on the property value and the applicant’s creditworthiness.
The current home loan interest rate in Bangalore is 9.50% p.a. However, it may vary based on the applicant’s credit status and other factors.
The loan amount against property in Bangalore depends on factors like property value, income, and eligibility criteria.
Yes, you can use the LAP funds for renovating your property in Bangalore, along with other purposes like debt consolidation, education, medical expenses, or business expansion.
Yes, you can prepay the LAP, and some lenders may charge prepayment fees. Check the loan agreement for specific terms and conditions related to prepayment in Bangalore.
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