Personal Loan for Doctors
If you are a doctor in Chennai and need urgent cash for personal or professional needs, you can apply for a personal loan for doctors.
Personal Loan In Chennai
Loan up to Rs 5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Personal Loan in Chennai Up to 5 Lakh
The capital Tamil Nadu, Chennai is often known as India's cultural capital. The city boasts a glorious past and continues to embrace centuries-old traditions and culture with grace. But that is just one side of it. On the other, Chennai is a thriving ground for diverse businesses and is an important commercial and educational hub of South India. The city attracts a large number of students, salaried professionals, and entrepreneurs all year round. All these together drive the demand for Personal Loans in the city, explaining the popularity of numerous financial institutions and Personal Loan providers in Chennai. If you too are seeking a personal loan in Chennai that promises instant approval and minimal paperwork then contact Hero FinCorp today.
We Offer a Wide Range of Personal Loans!
We, at Hero FinCorp, offer a wide range of instant loan for various purposes. Explore the options and choose the one that best suits you.
Personal Loan for Travel
Hero FinCorp offers personal loans for travel to help make your trip perfect. Get them at competitive rates with quick approval and disbursal.
Personal Loan for Wedding
Apply online to get a personal loan for a wedding and finance different planned or unplanned wedding expenses.
Personal Loan for Home Renovation
Looking for a personal loan for home renovation in Chennai? You can get up to Rs 5 lakh to help you achieve your dream of building the perfect home.
Personal Loan for Self-Employed
Looking for a personal loan up to Rs 5 Lakh? Hero FinCorp can help! We offer competitive interest rates on personal loans for self-employed.
Personal Loan for Women
Personal loans for women provide hassle-free and quick funding to help female professionals achieve their goals.
Personal Loan for Government Employees
Personal loans for government employees are available at attractive interest rates at Hero FinCorp, making them the most affordable funding option in the market.
Personal Loan for Education
Are you earning more than Rs 15,000 per month? Get an personal loan online for education in Chennai for higher education instantly.
Features And Benefits of Personal Loan in Chennai
Hero FinCorp's Personal Loan in Chennai has many more benefits than instant approval. Some of them are:
High Loan Amount
You can get a personal loan of up to Rs 5 Lakh online for various purposes online.
Multi-purpose Loan
Personal Loans can be used for travelling, higher education, home renovation or any other personal use.
Unsecured Loans
Personal Loans are unsecured loans, which means you do not need to provide any security or collateral.
Competitive Interest Rates
Our Personal Loan interest rates start from 1.58% per month, making repayments manageable.
Eligibility Criteria for Instant Personal Loan in Chennai
To apply for a personal loan in Chennai through Hero FinCorp, the following eligibility criteria must be fulfilled.
Age
Your age should be between 21 and 58 years to apply for the loan.
Citizenship
You must be an Indian citizen.
Work Experience
Minimum work experience for salaried employees is 6 months, and 2 years for self-employed.
Monthly Income
Your monthly income should be at least Rs 15,000.
List of Documents Required to Apply for a Personal Loan in Chennai
At Hero FinCorp, we have minimal documentation requirements to apply for a personal loan in Chennai. These include your identity, address, income proof, and a few other documents. You don't need to visit our branch office to submit these documents. You can scan and upload the necessary documents online using our website or app. However, since the documentation requirements vary for salaried and self-employed individuals, gather the correct documents to complete the formalities. Go through the documentation requirements carefully.
Required Documents for Salaried
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Ownership Proof
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Income Proof
Last 6 Months Salary Slips, Bank Statements, and Form 16
Required Documents for Self-Employed
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Ownership Proof
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Income Proof
Last 6 Months' Bank Statements and ITR for 2 Years
Interest Rates and Charges on Personal Loans in Chennai
Our personal loan interest rates in Chennai start at 19% per annum. So, you don't need to worry about paying exorbitant charges in addition to the principal amount you borrow. Below, get informed about our personal loan interest rates and other applicable charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Chennai?
Get instant Personal Loan approval in Chennai with Hero FinCorp and that too at your leisure. To initiate your loan application, either visit our website or walk into our branch office in person.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Your credit history shows how you have managed loan and credit card payments. It helps lenders assess your creditworthiness and approve your loan quickly.
At Hero FinCorp, you need to provide your KYC details (PAN and Aadhaar card numbers) and proof of income to apply for a Personal Loan online.
If you wish to apply for a personal loan in Chennai with Hero FinCorp, you don't need to put up your valuables as collateral. We provide a personal loan based on your income, credit history, and some other factors.
You can know the status of your Personal Loan application online through the Hero FinCorp loan app or customer care.
Of course, you can avail a Personal Loan for health issues or medical emergencies without any hesitation because these are unsecured loans with flexible use.
There are no special schemes available in Chennai right now. But if you have a good credit score, a stable income and a low debt-to-income ratio, you can easily avail a loan with better terms.
You can repay your Personal Loan through online mode via auto-debit facility to prevent defaulting on EMI payments.
You can calculate your EMI instantly using the personal loan emi calculator available on the Hero FinCorp website. You just require your loan amount, interest rate and repayment period.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.