Personal Loan for Doctors
If you are a doctor in Chennai and need urgent cash for personal or professional needs, you can apply for a personal loan for doctors.
The capital Tamil Nadu, Chennai is often known as India's cultural capital. The city boasts a glorious past and continues to embrace centuries-old traditions and culture with grace. But that is just one side of it. On the other, Chennai is a thriving ground for diverse businesses and is an important commercial and educational hub of South India. The city attracts a large number of students, salaried professionals, and entrepreneurs all year round. All these together drive the demand for Personal Loans in the city, explaining the popularity of numerous financial institutions and Personal Loan providers in Chennai. If you too are seeking a personal loan in Chennai that promises instant approval and minimal paperwork then contact Hero FinCorp today.
We, at Hero FinCorp, offer a wide range of personal loans for various purposes. Explore the options and choose the one that best suits you.
Hero FinCorp's Personal Loan in Chennai has many more benefits than instant approval. Some of them are:
To apply for a personal loan in Chennai through Hero FinCorp, the following eligibility criteria must be fulfilled.
At Hero FinCorp, we have minimal documentation requirements to apply for a personal loan in Chennai. These include your identity, address, income proof, and a few other documents. You don't need to visit our branch office to submit these documents. You can scan and upload the necessary documents online using our website or app. However, since the documentation requirements vary for salaried and self-employed individuals, gather the correct documents to complete the formalities. Go through the documentation requirements carefully.
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Last 6 Months Salary Slips, Bank Statements, and Form 16
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Last 6 Months' Bank Statements and ITR for 2 Years
Our personal loan interest rates in Chennai start at 19% per annum. So, you don't need to worry about paying exorbitant charges in addition to the principal amount you borrow. Below, get informed about our personal loan interest rates and other applicable charges.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
Get instant Personal Loan approval in Chennai with Hero FinCorp and that too at your leisure. To initiate your loan application, either visit our website or walk into our branch office in person.
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application