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Personal Loan
in Gurgaon

  • Loan up to ₹5 Lakhs
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in gurgaon

Get Personal Loan in Gurgaon With Quick Disbursal

Peppered with towering, glitzy buildings and home to the larger-than-life Kingdom of Dreams, Gurgaon is the bustling financial and technological hub of Haryana. Rapid urbanisation, coupled with skyrocketing real estate prices, makes Gurgaon a city that is wonderful yet expensive to live in. A personal loan in Gurgaon, can, therefore, play a crucial role in bridging the financial gap that might emerge in case of an emergency or when you yearn to live life king-size. Fortunately, Hero FinCorp, a personal loan finance company in Gurgaon, offers personal loans at attractive interest rates and delivers exceptional customer service to make your life easy.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator

A Personal Loan EMI calculator is a user-friendly tool that lets you compute monthly EMIs for various loan amounts and terms. Choosing the right tenure according to your EMI affordability is a crucial part of the application process, as it affects your monthly payments significantly. Enter the required loan variables in the tool and get the results within a second.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 5,00,000

Interest Rate

15 %

Min 15%

Max 35%

Select Loan Repay Duration

12 Months

Min 12 Months

60 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero FinCorp Personal Loan Gurgaon

Hero FinCorp, a personal loan provider in Gurgaon offers several features and advantages on its personal loan plan, such as,

Sizeable Loan Amount:

Personal loans in Gurgaon offered by Hero FinCorp have a distinct advantage as the size of the loan amount can be quite high. It can range from Rs 50,000 and go up to a maximum of Rs 5,00,00 based on the monthly income earned by the applicant.

Nominal Rate of Interest:

Most applicants are concerned about the EMI amount they need to pay every month on a personal loan in Gurgaon. At Hero FinCorp, you can relax, as the EMI will be well within your budget. This is because the interest rates levied are nominal, and hence, EMIs tend to be lower compared to other personal loan providers in Gurgaon.

Absolutely no collateral:

Personal loans in Gurgaon are not associated with any collateral as their approval depends only on the monthly income of the applicant. Hence, Hero FinCorp approves personal loans with absolutely no collateral, which further shortens the processing time.

Flexible EMI tenure:

The EMI amount for personal loans in Gurgaon depends on the tenure and the rate of interest. Based on your financial situation, you can choose a flexible repayment period, from 12 months to 60 months, at Hero FinCorp.

Instant approval with less paperwork:

Hero FinCorp, the leading personal loan provider in Gurgaon, believes in a simple application process with very few essential documents, to avoid delay and ensure instant approval.

Eligibility Criteria for Instant Personal Loan in Gurgaon

Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Gurgaon. These include:

Documents Required to Apply for a Personal Loan in Gurgaon

Documentation is a crucial part of the Personal Loan application process. You must scan and upload relevant documents to support your information and accelerate verification. Since the documentation varies for salaried and self-employed applicants, here is an outlook on the standard requirements.

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loan in Gurgaon

Hero FinCorp's loan processing fee and payment structure are completely transparent without any surprises later. While the interest rate starts at 15%, here are a few additional charges you must know before applying.

Fees & Charges Chargeable Amount
Interest Rate Minimum 15%
Processing Fee 2.5% to 3.5%
Part-payment charges NA
Foreclosure Charges 5% + GST
EMI Bounce Charges Rs 350/-

How To Apply For a Personal Loan in Gurgaon?

To apply for a Personal Loan in Gurgaon from Hero FinCorp, follow these steps:

  1. Personal Loans in Gurgaon from Hero FinCorp can be availed by using two methods. You can either go online and log on to the Hero FinCorp official web portal or visit the nearest branch during working hours and complete the process with guidance from an executive.
  2. Also, it is advised to carry a passport-size photograph and submit a duly filled Hero FinCorp application form, whether you take the online or offline route.
  3. The next step is to submit KYC documents like identity proof, address proof, PAN card copy, and salary proof. These can be scanned and uploaded online or produced at the nearest branch.
  4. After the application and the associated KYC records are scrutinized, Hero FinCorp will evaluate your eligibility and if all goes well, your personal loan will be approved. You will need to sign a loan agreement after agreeing to the terms.
  5. Post-approval, the agreed personal loan amount will be credited to your bank account.

Frequently Asked Questions

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