Sizeable Loan Amount
You can get a Personal Loan from Rs 50,000 to 5,00,000 online, based on your needs and eligibility.
Personal Loan in Gurgaon
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get a Personal Loan in Gurgaon Up to 5 Lakh
Gurgaon, a bustling hub of finance, technology, and real estate, witnesses professionals and entrepreneurs from all over the country. As the city is witnessing speedy development coupled with a fast-paced lifestyle, living here can be an expensive affair. Whether you need to tackle an unexpected expense, organise a grand event, or achieve a personal goal, a Personal Loan in Gurgaon is sure to provide instant financial support.
At Hero FinCorp, we give you fast and hassle-free Personal Loans that fit your requirements. With approval in a matter of 10 minutes, competitive interest rates, and flexible repayment tenure of up to 36 months, borrowing is hassle-free. If you have a minimum monthly salary of Rs 15,000, you can apply with ease and receive the amount you require without collateral requirement.
Features and Benefits of Personal Loan in Gurgaon
Before applying for a Personal Loan in Gurgaon with Hero FinCorp, check out the key features and benefits of these loans.
Nominal Rate of Interest
At Hero FinCorp, the Personal Loan interest rate starts from 1.58% per month or 19% per annum.
Absolutely no collateral
We offer unsecured Personal loans in Gurgaon, so you do not need to provide any security or collateral.
Flexible EMI tenure
Based on your financial situation, you can choose a repayment period from 12 months to 36 months.
Instant approval with less paperwork
You can get the loan approval in 10 minutes when you apply online. The documentation requirement is also minimal.
Eligibility Criteria for Instant Personal Loan in Gurgaon
Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Gurgaon. These include:
| Criteria | Requirement |
|---|---|
| Age | You should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
List of Documents Required to Apply for a Personal Loan in Gurgaon
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check the exact details before applying and be ready with the applicable personal loan documents to ensure a smooth application process.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Documents Required For Self Employed
Proof Of Photo Identity
Proof Of Photo Identity
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates and Charges on Personal Loans in Gurgaon
When applying for an instant cash loan in Gurgaon, it’s better to know the related costs, such as the interest rate and processing charges. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s take a look.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Gurgaon?
To apply for a Personal Loan in Gurgaon from Hero FinCorp, follow these steps:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the personal loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
The minimum fund that can be approved is Rs 50,000.
The minimum monthly income you need to avail a personal loan is Rs 15,000.
Hero FinCorp offers Personal Loans of up to Rs 5 Lakh without end-use restrictions. It is an ample amount to cover most individual and family expenses.
At Hero FinCorp, the Personal Loan interest rates in Gurgaon start from 1.58% per month or 19% per annum. The final rate will depend on factors like your credit score and debt-to-income ratio
Whether you need funds for a wedding, medical emergency, home renovation, big-ticket purchase, debt consolidation, education, wedding, or travel, you can opt for a Hero FinCorp Personal Loan in Gurgaon to cover the expenses.
The Equated monthly instalment or EMI of a Personal Loan is based on your loan amount, the applicable rate of interest and repayment tenure. You can use the online EMI calculator to calculate the instalment amount easily.
Yes, pay slips are essential for a Personal Loan application. If you do not have a salary slip, you can provide your Form 16, income tax returns (ITRs) and bank statements.
To get a Personal Loan urgently, apply on the Hero FinCorp website or app. Based on your eligibility, you can get loan approval in 10 minutes.
Yes, proof of income is needed to confirm your repayment capability. You can submit proof of income as per your occupation - salaried or self-employed.
Yes, you may get a Personal Loan in Gurgaon even if you have a low or poor CIBIL score. However, the lender may not give you a higher loan amount or affordable rates.
Amongst all, the Hero FinCorp app can provide you an instant Personal Loan of up to Rs 5 Lakh in Gurgaon at attractive interest rates.
No, documents are essential for loan application. Some lenders, like Hero FinCorp, do not ask you to submit physical copies of your documents when you apply online. You just need your KYC details and income proof.
Yes, you can get approval for a quick cash loan within 10 minutes in Gurgaon when you apply online with Hero FinCorp.