Personal Loan EMI Calculator
Gurgaon, a bustling hub of finance, technology, and real estate, witnesses professionals and entrepreneurs from all over the country. As the city is witnessing speedy development coupled with a fast-paced lifestyle, living here can be an expensive affair. Whether you need to tackle an unexpected expense, organise a grand event, or achieve a personal goal, a Personal Loan in Gurgaon is sure to provide instant financial support.
At Hero FinCorp, we give you fast and hassle-free Personal Loans that fit your requirements. With approval in a matter of 10 minutes, competitive interest rates, and flexible repayment tenure of up to 36 months, borrowing is hassle-free. If you have a minimum monthly salary of Rs 15,000, you can apply with ease and receive the amount you require without collateral requirement.
At Hero FinCorp, we have a wide range of personal loans for salaried employees, self-employed individuals and other professionals. You can choose a instant loan online personalised to your specific needs and financial goals.
Doctors and medical professionals can easily handle their personal or professional expenses with a personal loan for doctors.
Travel around the world without exhausting your savings with a personal Loan for travel.
Make your wedding day memorable by covering the last-minute expenses with a personal loan for wedding.
Design your house your way with a personal loan for home renovation and repay in easy instalments.
If you are an entrepreneur looking for instant cash for any professional or personal need, you can take a personal loan for self-employed.
Both salaried and self-employed women can easily get up to Rs 5 Lakh for various expenses with a personal loan for women.
If you are working with any government department, you can get a personal loan for government employees at attractive rates.
Cover all your education-related expenses in India or abroad with a personal Loan for education.
Before applying for a Personal Loan in Gurgaon with Hero FinCorp, check out the key features and benefits of these loans.
You can get a Personal Loan from Rs 50,000 to 5,00,000 online, based on your needs and eligibility.
At Hero FinCorp, the Personal Loan interest rate starts from 1.58% per month or 19% per annum.
We offer unsecured Personal loans in Gurgaon, so you do not need to provide any security or collateral.
Based on your financial situation, you can choose a repayment period from 12 months to 36 months.
You can get the loan approval in 10 minutes when you apply online. The documentation requirement is also minimal.
Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Gurgaon. These include:
| Criteria | Requirement |
|---|---|
| Age | You should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check the exact details before applying and be ready with the applicable personal loan documents to ensure a smooth application process.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Proof Of Photo Identity
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
When applying for an instant cash loan in Gurgaon, it’s better to know the related costs, such as the interest rate and processing charges. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s take a look.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
To apply for a Personal Loan in Gurgaon from Hero FinCorp, follow these steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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Rejected Once? Here’s How I Got My Personal Loan Approved On The Second Try27 Aug, 2025*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
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