Personal Loan in Gurgaon

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get a Personal Loan in Gurgaon Up to 5 Lakh

Gurgaon, a bustling hub of finance, technology, and real estate, witnesses professionals and entrepreneurs from all over the country. As the city is witnessing speedy development coupled with a fast-paced lifestyle, living here can be an expensive affair. Whether you need to tackle an unexpected expense, organise a grand event, or achieve a personal goal, a Personal Loan in Gurgaon is sure to provide instant financial support. 

At Hero FinCorp, we give you fast and hassle-free Personal Loans that fit your requirements. With approval in a matter of 10 minutes, competitive interest rates, and flexible repayment tenure of up to 36 months, borrowing is hassle-free. If you have a minimum monthly salary of Rs 15,000, you can apply with ease and receive the amount you require without collateral requirement.
 

We Offer a Wide Range of Personal Loans

At Hero FinCorp, we have a wide range of personal loans for salaried employees, self-employed individuals and other professionals. You can choose a instant loan online personalised to your specific needs and financial goals. 

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Personal Loan for Doctors

Doctors and medical professionals can easily handle their personal or professional expenses with a personal loan for doctors.

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Personal Loan for Travel

Travel around the world without exhausting your savings with a personal Loan for travel.

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Personal Loan for Wedding

Make your wedding day memorable by covering the last-minute expenses with a personal loan for wedding.

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Personal Loan for Home Renovation

Design your house your way with a personal loan for home renovation and repay in easy instalments.

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Personal Loan for Self-Employed

If you are an entrepreneur looking for instant cash for any professional or personal need, you can take a personal loan for self-employed.

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Personal Loan for Women

Both salaried and self-employed women can easily get up to Rs 5 Lakh for various expenses with a personal loan for women.

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Personal Loan for Government Employees

If you are working with any government department, you can get a personal loan for government employees at attractive rates.

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Personal Loan for Education

Cover all your education-related expenses in India or abroad with a personal Loan for education.

Features and Benefits of Personal Loan in Gurgaon

Before applying for a Personal Loan in Gurgaon with Hero FinCorp, check out the key features and benefits of these loans.

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Sizeable Loan Amount

You can get a Personal Loan from Rs 50,000 to 5,00,000 online, based on your needs and eligibility.

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Nominal Rate of Interest

At Hero FinCorp, the Personal Loan interest rate starts from 1.58% per month or 19% per annum.

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Absolutely no collateral

We offer unsecured Personal loans in Gurgaon, so you do not need to provide any security or collateral.

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Flexible EMI tenure

Based on your financial situation, you can choose a repayment period from 12 months to 36 months.

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Instant approval with less paperwork

You can get the loan approval in 10 minutes when you apply online. The documentation requirement is also minimal. 

Eligibility Criteria for Instant Personal Loan in Gurgaon

Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Gurgaon. These include:

 

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Citizenship

You should be a citizen of India.

 

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Work Experience

Six months for salaried individuals and 2 years for self-employed individuals.

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Monthly Income

You should have a minimum income of Rs 15,000 monthly.

 

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Age

You should be between 21-58 years.

 

List of Documents Required to Apply for a Personal Loan in Gurgaon

At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check the exact details before applying and be ready with the applicable personal loan documents to ensure a smooth application process.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

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Proof Of Photo Identity

Proof Of Photo Identity

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates and Charges on Personal Loans in Gurgaon

When applying for an instant cash loan in Gurgaon, it’s better to know the related costs, such as the interest rate and processing charges. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s take a look.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5%+ GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Gurgaon?

To apply for a Personal Loan in Gurgaon from Hero FinCorp, follow these steps:

 

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

  • 02

    Go to the personal loan page and click ‘apply now

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    Enter your mobile number and verify with the OTP received
     

  • 04

    Choose the loan amount you need
     

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    Verify your KYC details to check income eligibility
     

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

The minimum fund that can be approved is Rs 50,000.
The minimum monthly income you need to avail a personal loan is Rs 15,000.
Hero FinCorp offers Personal Loans of up to Rs 5 Lakh without end-use restrictions. It is an ample amount to cover most individual and family expenses.
At Hero FinCorp, the Personal Loan interest rates in Gurgaon start from 1.58% per month or 19% per annum. The final rate will depend on factors like your credit score and debt-to-income ratio
Whether you need funds for a wedding, medical emergency, home renovation, big-ticket purchase, debt consolidation, education, wedding, or travel, you can opt for a Hero FinCorp Personal Loan in Gurgaon to cover the expenses.
The Equated monthly instalment or EMI of a Personal Loan is based on your loan amount, the applicable rate of interest and repayment tenure. You can use the online EMI calculator to calculate the instalment amount easily.
Yes, pay slips are essential for a Personal Loan application. If you do not have a salary slip, you can provide your Form 16, income tax returns (ITRs) and bank statements.
To get a Personal Loan urgently, apply on the Hero FinCorp website or app. Based on your eligibility, you can get loan approval in 10 minutes.
Yes, proof of income is needed to confirm your repayment capability. You can submit proof of income as per your occupation - salaried or self-employed.
Yes, you may get a Personal Loan in Gurgaon even if you have a low or poor CIBIL score. However, the lender may not give you a higher loan amount or affordable rates.
Amongst all, the Hero FinCorp app can provide you an instant Personal Loan of up to Rs 5 Lakh in Gurgaon at attractive interest rates.
No, documents are essential for loan application. Some lenders, like Hero FinCorp, do not ask you to submit physical copies of your documents when you apply online. You just need your KYC details and income proof.
Yes, you can get approval for a quick cash loan within 10 minutes in Gurgaon when you apply online with Hero FinCorp.