Personal Loan for Doctors
Professional doctors and medical professionals can streamline their personal or professional life with financial support from Personal Loan Finance in Gurgaon.
Personal Loan EMI Calculator
Get Personal Loan in Gurgaon With Quick Approval
Peppered with towering, glitzy buildings and home to the larger-than-life Kingdom of Dreams, Gurgaon is the bustling financial and technological hub of Haryana. Rapid urbanisation, coupled with skyrocketing real estate prices, makes Gurgaon a city that is wonderful yet expensive to live in. A personal loan in Gurgaon, can, therefore, play a crucial role in bridging the financial gap that might emerge in case of an emergency or when you yearn to live life king-size. Fortunately, Hero FinCorp, a personal loan finance company in Gurgaon, offers personal loans at attractive interest rates and delivers exceptional customer service to make your life easy.
We Offer a Wide Range of Personal Loans!
Personal Loan for Travel
Personal Loan for Wedding
Make your big day memorable and extraordinary by covering the expected and unexpected expenses with a Personal Loan.
Personal Loan for Home Renovation
Design your house your way with a Personal Loan for home renovation and repay in easy installments.
Personal Loan for Self-Employed
Professionals looking for a Personal Loan in Gurgaon can apply at the Hero FinCorp website or loan app.
Personal Loan for Women
Hero FinCorp is one of the few Personal Loan providers in Gurgaon, providing funds of up to Rs 5 Lakh to women with no end-use restrictions.
Personal Loan for Government Employees
Are you a government employee seeking funds with flexible repayment terms? Apply for an instant cash loan in Gurgaon with Hero FinCorp.
Personal Loan for Education
Cover all your education-related expenses in India or abroad with a Personal Loan for education.
Features And Benefits of Hero FinCorp Personal Loan Gurgaon
Hero FinCorp, a personal loan provider in Gurgaon offers several features and advantages on its personal loan plan, such as,
Sizeable Loan Amount:
Personal loans in Gurgaon offered by Hero FinCorp have a distinct advantage as the size of the loan amount can be quite high. It can range from Rs 50,000 and go up to a maximum of Rs 5,00,000 based on the monthly income earned by the applicant.
Nominal Rate of Interest:
Most applicants are concerned about the EMI amount they need to pay every month on a personal loan in Gurgaon. At Hero FinCorp, you can relax, as the EMI will be well within your budget. This is because the interest rates levied are nominal, and hence, EMIs tend to be lower compared to other personal loan providers in Gurgaon.
Absolutely no collateral:
Personal loans in Gurgaon are not associated with any collateral as their approval depends only on the monthly income of the applicant. Hence, Hero FinCorp approves personal loans with absolutely no collateral, which further shortens the processing time.
Flexible EMI tenure:
The EMI amount for personal loans in Gurgaon depends on the tenure and the rate of interest. Based on your financial situation, you can choose a flexible repayment period, from 12 months to 36 months, at Hero FinCorp.
Instant approval with less paperwork:
Hero FinCorp, the leading personal loan provider in Gurgaon, believes in a simple application process with very few essential documents, to avoid delay and ensure instant approval.
Eligibility Criteria for Instant Personal Loan in Gurgaon
Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Gurgaon. These include:
Age
An Indian resident who is between 21 years and 58 years.
Citizenship
To be eligible for an instant Personal Loan in Gurgaon, candidates must be Indian citizens.
Work Experience
A self-employed applicant should have a minimum experience of 2 years in their current business, while salaried applicant should have a minimum experience of one year with six months in the current company.
Monthly Salary
The applicants (both salaried and self-employed) should have a minimum monthly income of Rs 15,000.
Documents Required to Apply for a Personal Loan in Gurgaon
Documentation is a crucial part of the Personal Loan application process. You must scan and upload relevant documents to support your information and accelerate verification. Since the documentation varies for salaried and self-employed applicants, here is an outlook on the standard requirements.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Documents Required For Self Employed
Proof Of Photo Identity
Proof Of Photo Identity
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loan in Gurgaon
Hero FinCorp's loan processing fee and payment structure are completely transparent without any surprises later. While the interest rate starts at 25% p.a, here are a few additional charges you must know before applying.
How To Apply For a Personal Loan in Gurgaon?
To apply for a Personal Loan in Gurgaon from Hero FinCorp, follow these steps:
- 01
Personal Loans in Gurgaon from Hero FinCorp can be availed by using two methods. You can either go online and log on to the Hero FinCorp official web portal or visit the nearest branch during working hours and complete the process with guidance from an executive.
- 02
Also, it is advised to carry a passport-size photograph and submit a duly filled Hero FinCorp application form, whether you take the online or offline route.
- 03
The next step is to submit KYC documents like identity proof, address proof, PAN card copy, and salary proof. These can be scanned and uploaded online or produced at the nearest branch.
- 04
After the application and the associated KYC records are scrutinized, Hero FinCorp will evaluate your eligibility and if all goes well, your personal loan will be approved. You will need to sign a loan agreement after agreeing to the terms.
- 05
Post-approval, the agreed personal loan amount will be credited to your bank account.
Frequently Asked Questions (FAQs)
The minimum fund that can be approved is Rs 50,000.
The minimum monthly income you need to avail a personal loan is Rs 15,000.
Hero FinCorp offers Personal Loans of up to Rs 5 Lakh without end-use restrictions. It is an ample amount to cover most individual and family expenses.
The Personal Loan interest rates in Gurgaon at Hero FinCorp are competitive. Each applicant's interest rate is based on repayment capacity, earnings, obligations, and credit history.
Whether you need funds for a wedding, medical emergency, home renovation, big-ticket purchase, debt consolidation, education, wedding, or travel, you can opt for a Hero FinCorp Personal Loan in Gurgaon to cover the expenses.
personal loan gurgaon Related Blogs
