Personal Loan for Self-Employed
Professionals can easily get an urgent cash loan in Delhi with basic income proofs and KYC documents.
Personal Loan In Delhi
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Calculate Personal Loan EMI
Get a Personal Loan in Delhi Up to 5 Lakh
India's capital, Delhi is known for its illustrious past, present-day significance, solid infrastructure, architectural wonders, thriving markets, and overall buzz. The city is a major centre for businesses such as banking and finance, telecommunications, and media, among others. In short, it has something to offer to everyone—from job seekers to industrialists to small businesses. This explains the city's high demand for funds, which is met by numerous Personal Loan providers in Delhi, including Hero FinCorp.
We Offer a Wide Range of Personal Loans!
Hero FinCorp offers you Personal Loans for various needs. You can always rely on us in times of need. Whether you want to give your house an aesthetic makeover or fund your higher education, we take care of the finances.
Personal Loan for Women
Gain financial independence with a Personal Loan of up to Rs 5 Lakh for women from Hero FinCorp.
Personal Loan for Government Employees
Government employees in Delhi benefit from easy access to instant cash loans due to job stability.
Personal Loan for Education
Aspiring to study abroad? Get a loan up to Rs 5 Lakh from Hero FinCorp with no end-use restrictions.
Personal Loan for Doctors
Medical professionals can get tailored Personal Loans from Hero FinCorp for personal or professional expenses.
Personal Loan for Travel
Fulfil your travel dreams with a Hero FinCorp Personal Loan, repaid in affordable EMIs.
Personal Loan for Wedding
Make your dream wedding a reality with a Hero FinCorp Personal Loan at competitive interest rates.
Personal Loan for Home Renovation
Renovate your home, from bathrooms to kitchens, with a Personal Loan from Hero FinCorp.
Features and Benefits of Personal Loan in Delhi
While applying for a Personal Loan, be sure you strike the best deal possible with a reliable lender. In fact, you need not look further when you have Hero FinCorp at your disposal. Here are some of the features and benefits of our product:
High Loan Amount
You can get up to 5 lakh of personal loan as per your needs and eligibility
Flexible Repayment
Enjoy flexible repayment with a tenure of up to 36 months
Fast Processing
Minimal documentation and instant approval get you funds without unnecessary delays.
Unsecured Loan
You do not need to pledge any collateral.
Eligibility Criteria for Instant Personal Loan in Delhi
To apply for a Personal Loan in Delhi through Hero FinCorp, you must meet the basic personal loan eligibility criteria listed below.
Age
Our personal loan is available to individuals aged between 21 years and 58 years.
Citizenship
You must be an Indian citizen.
Work Experience
For salaried employees, six months of job experience is compulsory. For self-employed, two years of business experience is compulsory.
Monthly Salary
You must earn a monthly income of at least Rs 15,000.
List of Documents Required to Apply for a Personal Loan in Delhi
Documentation requirements are minimal for a Personal Loan at Hero FinCorp. The process is fully digital, with no need for branch visits or physical paperwork. You can simply submit the required personal loan documents through our website or loan app. Here are the separate documentation requirements for self-employed and salaried loan applicants:
Documents Required For Salaried Employee
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Ownership Proof
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Income Proof
Last 6 Months Salary Slips, Bank Statements, and Form 16
Documents Required For Self Employed
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Ownership Proof
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Income Proof
Last 6 Months' Bank Statements and ITR for 2 Years
Interest Rates and Charges on Personal Loans in Delhi
You don’t have to pay a high cost to get the funds you need. Hero FinCorp offers competitive personal loan interest rates in Delhi when you apply online. Here’s a quick look at the other charges you should know about.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Delhi?
With Hero FinCorp, you can now apply for an online Personal Loan in Delhi from the convenience and privacy of your home. All you need is a smartphone or laptop with an active Internet connection. Or, you may apply for the Personal Loan offline by visiting our branch or outlet. To understand the detailed process, follow the steps below.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
Personal Loan in Delhi Related Blogs
Frequently Asked Questions (FAQs)
Different personal loan providers in Delhi offer personal loans for different tenures. However, if you are applying with us, you can choose a flexible term ranging from 12 months to 36 months.
Visit the Hero FinCorp website, find the Personal Loan application section, click on “Apply Now,” fill out the application form, complete a few formalities, and submit.