Personal Loan EMI Calculator
Bardhaman in West Bengal boasts a rich history that dates to 5000 BC and is generously dotted with ancient temples that impress with their distinct Bengali Hindu architectural style. This district is also known as "The Granary of West Bengal" as rice grows abundantly here. Owing to its impressive road and rail connectivity, Bardhaman is home to many people who are looking for suburban bliss but do not want to give business or employment opportunities a miss. The presence of many educational institutions also makes this district a wise choice for families. However, residents often look for a personal loan in Bardhaman to tide over financial emergencies or when they aspire to live a better life. And that is where Hero FinCorp, a respected personal loan provider in Bardhaman, steps in to offer customer-oriented personal loan assistance through a well-organized disbursal system.
Hero FinCorp, a personal loan provider in Bardhaman, offers multiple features and perks, such as:
Hero FinCorp, a personal loan finance company in Bardhaman, offers loan amounts in the range of Rs 50,000 to Rs 5,00,000 for eligible applicants, which is quite generous compared to other lending institutions.
At Hero FinCorp, the interest rate for EMI is set at a nominal rate to make things easy for eligible applicants.
Personal loans in Bardhaman offered by Hero FinCorp are offered against zero collateral, which makes the approval process faster than other types of loans.
Hero FinCorp, a personal loan provider in Bardhaman, brings you a flexible repayment tenure of 12 months to 36 months, and what you pick is completely at your discretion.
Since personal loans in Bardhaman are required mostly to meet emergencies, it is necessary for the loan processing system to be fast. This is why, Hero FinCorp, a personal loan provider in Bardhaman, ensures instant approval after a successful loan application processing.
To apply for a personal loan in Bardhaman through Hero FinCorp , the following eligibility criteria must be fulfilled.
| Criteria | Requirement |
|---|---|
| Age | An Indian resident in the age category of 21 years to 58 years. |
| Citizenship | To be eligible for an instant Personal Loan in Bardhaman, candidates must be Indian citizens. |
| Work Experience | If you are a salaried individual, then a minimum of 6 months of work experience is compulsory. If you are into a business, then a minimum of 2 years of experience is compulsory. |
| Monthly Income | Any individual who applies for a personal loan in Bardhaman must be earning a minimum monthly income of Rs 15,000 to qualify. |
Since the Personal Loan documentation requirements vary for salaried and self-employed professionals, look at the documents required to apply for an instant cash loan in Bardhaman. Applicants can upload their scanned copies online to complete the application from their homes.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Apart from the Personal Loan interest rate in Bardhaman, you must know a few other charges to pay for a loan application. Here is a brief idea of the costs involved:
To apply for a Personal Loan in Bardhaman from Hero FinCorp, follow these steps:
If you approach Hero FinCorp for a personal loan in Bardhaman, you can either do it through an online application on the official website or offline by visiting the nearest branch.
Fill in the online application form on Hero FinCorp’s website or a physical form at the nearest branch. Carry a passport-size photograph and tag it to the application.
Attach the KYC documents like address proof, identity proof, PAN card, and income proof to the completed personal loan application form.
After successful processing of the personal loan application form and document verification, the loan will be approved, and you will need to sign the loan agreement after going through the legal terms.
Post approval, the agreed loan amount will be credited to your bank account.
