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Personal Loan
in Bardhaman, Burdwan

  • Loan up to ₹5 Lakhs
  • Minimum Salary Required ₹15K
  • Instant Approval
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Apply for personal loan in bardhaman

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Get Personal Loan in Bardhaman With Quick Disbursal

Bardhaman in West Bengal boasts a rich history that dates to 5000 BC and is generously dotted with ancient temples that impress with their distinct Bengali Hindu architectural style. This district is also known as "The Granary of West Bengal" as rice grows abundantly here. Owing to its impressive road and rail connectivity, Bardhaman is home to many people who are looking for suburban bliss but do not want to give business or employment opportunities a miss. The presence of many educational institutions also makes this district a wise choice for families. However, residents often look for a personal loan in Bardhaman to tide over financial emergencies or when they aspire to live a better life. And that is where Hero FinCorp, a respected personal loan provider in Bardhaman, steps in to offer customer-oriented personal loan assistance through a well-organized disbursal system.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator

Calculating EMIs before loan application helps choose a suitable loan tenure to maintain cash flow and ensure prompt repayment without stressing your finances. The EMI calculator uses this mathematical formula to calculate the EMIs:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

Here, P is the principal amount, R is the interest rate, and N is the number of months in the loan tenure. Enter these variables correctly to estimate your monthly EMI outgo. However, you don’t have to worry. Just put the numbers in the calculator and get the results instantly.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 3,00,000

Interest Rate

11 %

Min 11% p.a

Max 35% p.a.

Select Loan Repay Duration

12 Months

Min 6 Months

36 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero Fincorp Personal Loan Bardhaman

Hero FinCorp, a personal loan provider in Bardhaman, offers multiple features and perks, such as:

Big Loan Amount:

Hero FinCorp, a personal loan finance company in Bardhaman, offers loan amounts in the range of Rs 50,000 to Rs 5,00,000 for eligible applicants, which is quite generous compared to other lending institutions.

Nominal Interest Rate:

At Hero FinCorp, the interest rate for EMI is set at a nominal rate to make things easy for eligible applicants.

Zero Collateral:

Personal loans in Bardhaman offered by Hero FinCorp are offered against zero collateral, which makes the approval process faster than other types of loans.

Flexible Repayment Tenure:

Hero FinCorp, a personal loan provider in Bardhaman, brings you a flexible repayment tenure of 12 months to 60 months, and what you pick is completely at your discretion.

Instant Approval with Fewer Documents:

Since personal loans in Bardhaman are required mostly to meet emergencies, it is necessary for the loan processing system to be fast. This is why, Hero FinCorp, a personal loan provider in Bardhaman, ensures instant approval after a successful loan application processing.

Eligibility Criteria for Instant Personal Loan in Bardhaman

To apply for a personal loan in Bardhaman through Hero FinCorp , the following eligibility criteria must be fulfilled.

Documents Required to Apply for a Personal Loan in Bardhaman

Since the Personal Loan documentation requirements vary for salaried and self-employed professionals, look at the documents required to apply for an instant cash loan in Bardhaman. Applicants can upload their scanned copies online to complete the application from their homes.

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Bardhaman

Apart from the Personal Loan interest rate in Bardhaman, you must know a few other charges to pay for a loan application. Here is a brief idea of the costs involved:

Fees & Charges Chargeable Amount
Interest Rate Minimum 15%
Processing Fee 2.5% to 3.5%
Part-payment charges NA
Foreclosure Charges 5% + GST
EMI Bounce Charges Rs 350/-

How To Apply For a Personal Loan in Bardhaman?

To apply for a Personal Loan in Bardhaman from Hero FinCorp, follow these steps:

  1. If you approach Hero FinCorp for a personal loan in Bardhaman, you can either do it through an online application on the official website or offline by visiting the nearest branch.
  2. Fill in the online application form on Hero FinCorp’s website or a physical form at the nearest branch. Carry a passport-size photograph and tag it to the application.
  3. Attach the KYC documents like address proof, identity proof, PAN card, and income proof to the completed personal loan application form.
  4. After successful processing of the personal loan application form and document verification, the loan will be approved, and you will need to sign the loan agreement after going through the legal terms.
  5. Post approval, the agreed loan amount will be credited to your bank account.

Frequently Asked Questions

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