Big Loan Amount:
Hero FinCorp, a personal loan finance company in Bardhaman, offers loan amounts in the range of Rs 50,000 to Rs 5,00,000 for eligible applicants, which is quite generous compared to other lending institutions.
Personal Loan in Bardhaman, Burdwan
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval
Personal Loan EMI Calculator
Get Personal Loan in Bardhaman With Quick Disbursal
Bardhaman in West Bengal boasts a rich history that dates to 5000 BC and is generously dotted with ancient temples that impress with their distinct Bengali Hindu architectural style. This district is also known as "The Granary of West Bengal" as rice grows abundantly here. Owing to its impressive road and rail connectivity, Bardhaman is home to many people who are looking for suburban bliss but do not want to give business or employment opportunities a miss. The presence of many educational institutions also makes this district a wise choice for families. However, residents often look for a personal loan in Bardhaman to tide over financial emergencies or when they aspire to live a better life. And that is where Hero FinCorp, a respected personal loan provider in Bardhaman, steps in to offer customer-oriented personal loan assistance through a well-organized disbursal system.
Features And Benefits of Hero Fincorp Personal Loan Bardhaman
Hero FinCorp, a personal loan provider in Bardhaman, offers multiple features and perks, such as:
Nominal Interest Rate:
At Hero FinCorp, the interest rate for EMI is set at a nominal rate to make things easy for eligible applicants.
Zero Collateral:
Personal loans in Bardhaman offered by Hero FinCorp are offered against zero collateral, which makes the approval process faster than other types of loans.
Flexible Repayment Tenure:
Hero FinCorp, a personal loan provider in Bardhaman, brings you a flexible repayment tenure of 12 months to 36 months, and what you pick is completely at your discretion.
Instant Approval with Fewer Documents:
Since personal loans in Bardhaman are required mostly to meet emergencies, it is necessary for the loan processing system to be fast. This is why, Hero FinCorp, a personal loan provider in Bardhaman, ensures instant approval after a successful loan application processing.
Eligibility Criteria for Instant Personal Loan in Bardhaman
To apply for a personal loan in Bardhaman through Hero FinCorp , the following eligibility criteria must be fulfilled.
| Criteria | Requirement |
|---|---|
| Age | An Indian resident in the age category of 21 years to 58 years. |
| Citizenship | To be eligible for an instant Personal Loan in Bardhaman, candidates must be Indian citizens. |
| Work Experience | If you are a salaried individual, then a minimum of 6 months of work experience is compulsory. If you are into a business, then a minimum of 2 years of experience is compulsory. |
| Monthly Income | Any individual who applies for a personal loan in Bardhaman must be earning a minimum monthly income of Rs 15,000 to qualify. |
Documents Required to Apply for a Personal Loan in Bardhaman
Since the Personal Loan documentation requirements vary for salaried and self-employed professionals, look at the documents required to apply for an instant cash loan in Bardhaman. Applicants can upload their scanned copies online to complete the application from their homes.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Documents Required For Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loans in Bardhaman
Apart from the Personal Loan interest rate in Bardhaman, you must know a few other charges to pay for a loan application. Here is a brief idea of the costs involved:
How To Apply For a Personal Loan in Bardhaman?
To apply for a Personal Loan in Bardhaman from Hero FinCorp, follow these steps:
- 01
If you approach Hero FinCorp for a personal loan in Bardhaman, you can either do it through an online application on the official website or offline by visiting the nearest branch.
- 02
Fill in the online application form on Hero FinCorp’s website or a physical form at the nearest branch. Carry a passport-size photograph and tag it to the application.
- 03
Attach the KYC documents like address proof, identity proof, PAN card, and income proof to the completed personal loan application form.
- 04
After successful processing of the personal loan application form and document verification, the loan will be approved, and you will need to sign the loan agreement after going through the legal terms.
- 05
Post approval, the agreed loan amount will be credited to your bank account.
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Frequently Asked Questions (FAQs)
There are no tax concessions for availing a personal loan in Bardhaman as per the Income Tax Act in India.
The maximum age limit set by Hero FinCorp for a personal loan in Bardhaman is 58 years.
You can borrow an instant Personal Loan of up to Rs 5 Lakh from Hero FinCorp in Bardhaman.
At Hero FinCorp, the Personal Loan interest in Bardhaman starts at 19%. However, the final rate you will get will depend on your income, DTI ratio, credit history, job stability, and other crucial factors.
A Hero FinCorp instant cash loan in Bardhaman is an excellent funding option at different times, whether you need funds for a medical emergency, home renovation, higher education, wedding expenses, debt consolidation, foreign vacation, etc.