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Personal Loan in Bardhaman, Burdwan

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Bardhaman With Quick Disbursal

Bardhaman in West Bengal boasts a rich history that dates to 5000 BC and is generously dotted with ancient temples that impress with their distinct Bengali Hindu architectural style. This district is also known as "The Granary of West Bengal" as rice grows abundantly here. Owing to its impressive road and rail connectivity, Bardhaman is home to many people who are looking for suburban bliss but do not want to give business or employment opportunities a miss. The presence of many educational institutions also makes this district a wise choice for families. However, residents often look for a personal loan in Bardhaman to tide over financial emergencies or when they aspire to live a better life. And that is where Hero FinCorp, a respected personal loan provider in Bardhaman, steps in to offer customer-oriented personal loan assistance through a well-organized disbursal system.

We Offer a Wide Range of Personal Loans!

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Personal Loan for Doctors

Medical professionals in Bardhaman can get Personal Loans at best interest rates without collateral for personal or professional purposes.

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Personal Loan for Travel

Enjoy a 100% paperless application procedure and get instant approval with a Hero FinCorp Personal Loan for travel.

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Personal Loan for Wedding

A Personal Loan for a wedding can cover a range of wedding-related expenses from venue and catering to outfits and gifts.

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Personal Loan for Home Renovation

Getting a Hero FinCorp Personal loan for home renovation is a simple way to cover your renovation costs, including repairs, interiors, or expansion.

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Personal Loan for Self-Employed

If you are a self-employed professional, you can apply for a Personal Loan of up to Rs 5 Lakh at Hero FinCorp with minimal documentation.

 

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Personal Loan for Women

Apply online for an instant cash loan in Bardhaman for women with affordable interest rates and the best EMI repayment options.

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Personal Loan for Government Employees

Those working in the government sector can get a Personal Loan of up to Rs 5 lakh at the best interest rate from Hero FinCorp online.

 

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Personal Loan for Education

Finance your education dreams with a Hero FinCorp Personal Loan for higher education at competitive interest rates and 100% digital application procedures.

Features And Benefits of Hero Fincorp Personal Loan Bardhaman

Hero FinCorp, a personal loan provider in Bardhaman, offers multiple features and perks, such as:

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Big Loan Amount:

Hero FinCorp, a personal loan finance company in Bardhaman, offers loan amounts in the range of Rs 50,000 to Rs 5,00,000 for eligible applicants, which is quite generous compared to other lending institutions.

 

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Nominal Interest Rate:

At Hero FinCorp, the interest rate for EMI is set at a nominal rate to make things easy for eligible applicants.

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Zero Collateral:

Personal loans in Bardhaman offered by Hero FinCorp are offered against zero collateral, which makes the approval process faster than other types of loans.

 

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Flexible Repayment Tenure:

Hero FinCorp, a personal loan provider in Bardhaman, brings you a flexible repayment tenure of 12 months to 36 months, and what you pick is completely at your discretion.

 

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Instant Approval with Fewer Documents:

Since personal loans in Bardhaman are required mostly to meet emergencies, it is necessary for the loan processing system to be fast. This is why, Hero FinCorp, a personal loan provider in Bardhaman, ensures instant approval after a successful loan application processing.

 

Eligibility Criteria for Instant Personal Loan in Bardhaman

To apply for a personal loan in Bardhaman through Hero FinCorp , the following eligibility criteria must be fulfilled.

CriteriaRequirement
AgeAn Indian resident in the age category of 21 years to 58 years.
CitizenshipTo be eligible for an instant Personal Loan in Bardhaman, candidates must be Indian citizens.
Work ExperienceIf you are a salaried individual, then a minimum of 6 months of work experience is compulsory. If you are into a business, then a minimum of 2 years of experience is compulsory.
Monthly IncomeAny individual who applies for a personal loan in Bardhaman must be earning a minimum monthly income of Rs 15,000 to qualify.

Documents Required to Apply for a Personal Loan in Bardhaman

Since the Personal Loan documentation requirements vary for salaried and self-employed professionals, look at the documents required to apply for an instant cash loan in Bardhaman. Applicants can upload their scanned copies online to complete the application from their homes.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

 

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

 

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

 

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Job Continuity Proof

Appointment Letter From the Current Employer

 

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

 

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

 

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

 

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

 

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

 

Interest Rates on Personal Loans in Bardhaman

Apart from the Personal Loan interest rate in Bardhaman, you must know a few other charges to pay for a loan application. Here is a brief idea of the costs involved:

Interest Rate

Minimum 19%
 

Processing Fee

2.5% to 3.5%
 

Part-payment charges

NA

Foreclosure Charges

5% + GST
 

EMI Bounce Charges

Rs 350/-
 

How To Apply For a Personal Loan in Bardhaman?

To apply for a Personal Loan in Bardhaman from Hero FinCorp, follow these steps:

 

  • 01

    If you approach Hero FinCorp for a personal loan in Bardhaman, you can either do it through an online application on the official website or offline by visiting the nearest branch.

  • 02

    Fill in the online application form on Hero FinCorp’s website or a physical form at the nearest branch. Carry a passport-size photograph and tag it to the application.
     

  • 03

    Attach the KYC documents like address proof, identity proof, PAN card, and income proof to the completed personal loan application form.
     

  • 04

    After successful processing of the personal loan application form and document verification, the loan will be approved, and you will need to sign the loan agreement after going through the legal terms.
     

  • 05

    Post approval, the agreed loan amount will be credited to your bank account.
     

Frequently Asked Questions (FAQs)

There are no tax concessions for availing a personal loan in Bardhaman as per the Income Tax Act in India.
The maximum age limit set by Hero FinCorp for a personal loan in Bardhaman is 58 years.
You can borrow an instant Personal Loan of up to Rs 5 Lakh from Hero FinCorp in Bardhaman.
At Hero FinCorp, the Personal Loan interest in Bardhaman starts at 19%. However, the final rate you will get will depend on your income, DTI ratio, credit history, job stability, and other crucial factors.
A Hero FinCorp instant cash loan in Bardhaman is an excellent funding option at different times, whether you need funds for a medical emergency, home renovation, higher education, wedding expenses, debt consolidation, foreign vacation, etc.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.