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Agra, renowned for the iconic Taj Mahal, is equally famed for its thriving small-scale industries, with the leather industry being the most prominent among them. Being well connected with all the major cities of the country, Agra is one of the most preferred locations for travellers, job seekers, and new business owners alike. With increasing opportunities for growth comes an increased demand for funds.The good news is that you can Personal Loans of up to Rs 5 Lakh in Agra from Hero FinCorp with a minimum monthly income of Rs 15,000 only. Our loans come with attractive interest rates and flexible repayment tenure of 12 to 36 months. What’s more, you can get approval in 10 minutes when you apply online.
At Hero FinCorp, we offer a wide range of personal loans for salaried employees, self-employed individuals and other professionals. You can choose a instant loan online personalised to your specific needs and financial goals.
We offer personal loans for doctors in Agra, providing instant cash support to healthcare professionals for personal or professional needs.
Apply for a personal loan for travel to cover your trip-related expenses and repay in flexible tenures of up to 36 months.
Planning a wedding in Agra? Our personal loans for wedding can help you cover costs like jewellery, photography, outfits, and more
You can use a personal loan for home renovation for repairing, painting, construction materials, and even labour costs.
Entrepreneurs can use a personal loan for self-employed for urgent personal or business-related expenses.
Whether you’re a salaried or self-employed woman, you can get a personal loan for women at attractive rates.
If you are working in any government department, you can obtain a personal loan for government employees without collateral.
A personal loan for education at Hero FinCorp requires no collateral, guarantor, or security to finance your higher education.
Personal Loans come with a lot of advantages and features that make them the preferred choice of both salaried and self-employed individuals. Here are the key advantages and features of Hero FinCorp’s Personal Loans in Agra.
Personal Loans are unsecured, so there is no need to provide any security, guarantor or collateral.
At Hero FinCorp, you can get a loan from Rs 50,000 to Rs 5,00,000 for various planned and unplanned needs.
To get your loan processed, you only need to provide your KYC details and income proof.
Our Personal Loans in Agra come with a flexible repayment tenure, ranging from 12 to 36 months.
Our Personal Loans in Agra can be used for numerous purposes, be it medical emergencies, travelling, or home renovation.
At Hero FinCorp, you get approval for an instant Personal Loan within 10 minutes when you apply online.
Before applying for a personal loan with Hero FinCorp, make sure you meet the eligibility criteria. These include your age, monthly income, work experience, and Indian citizenship. The personal loan eligibility criteria are simple and easy to fulfil.
You should be between 21 and 58 years.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
You should have a minimum income of Rs 15,000 monthly.
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. It is important to know them before applying and be ready with the essential personal loan documents to ensure a smooth application process. Here is the list of documents.
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Duly filled application form, Passport-size photograph
Last 6 Months Salary Slips, Bank Statements, and Form 16
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Duly filled application form, Passport-size photograph
Last 6 Months' Bank Statements and ITR for 2 Years
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Hero FinCorp offers the most competitive personal loan interest rate in Agra. However, you must be prepared to handle other charges, including prepayment, late payment, processing, etc. The various charges worth considering are as follows:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
To apply for a personal loan in Indore from Hero FinCorp, follow these steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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