Personal Loan for Doctors
We offer personal loans for doctors in Agra, providing instant cash support to healthcare professionals for personal or professional needs.
Personal Loan in Agra
Loan up to Rs 5 Lakhs
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Personal Loan in Agra With Quick Approval
Agra, renowned for the iconic Taj Mahal, is equally famed for its thriving small-scale industries, with the leather industry being the most prominent among them. Being well connected with all the major cities of the country, Agra is one of the most preferred locations for travellers, job seekers, and new business owners alike. With increasing opportunities for growth comes an increased demand for funds.The good news is that you can Personal Loans of up to Rs 5 Lakh in Agra from Hero FinCorp with a minimum monthly income of Rs 15,000 only. Our loans come with attractive interest rates and flexible repayment tenure of 12 to 36 months. What’s more, you can get approval in 10 minutes when you apply online.
We Offer a Wide Range of Personal Loans
At Hero FinCorp, we offer a wide range of personal loans for salaried employees, self-employed individuals and other professionals. You can choose a instant loan online personalised to your specific needs and financial goals.
Personal Loan for Travel
Apply for a personal loan for travel to cover your trip-related expenses and repay in flexible tenures of up to 36 months.
Personal Loan for Wedding
Planning a wedding in Agra? Our personal loans for wedding can help you cover costs like jewellery, photography, outfits, and more
Personal Loan for Home Renovation
You can use a personal loan for home renovation for repairing, painting, construction materials, and even labour costs.
Personal Loan for Self-Employed
Entrepreneurs can use a personal loan for self-employed for urgent personal or business-related expenses.
Personal Loan for Women
Whether you’re a salaried or self-employed woman, you can get a personal loan for women at attractive rates.
Personal Loan for Government Employees
If you are working in any government department, you can obtain a personal loan for government employees without collateral.
Personal Loan for Education
A personal loan for education at Hero FinCorp requires no collateral, guarantor, or security to finance your higher education.
Features and Benefits of Personal Loan in Agra
Personal Loans come with a lot of advantages and features that make them the preferred choice of both salaried and self-employed individuals. Here are the key advantages and features of Hero FinCorp’s Personal Loans in Agra.
No Collateral
Personal Loans are unsecured, so there is no need to provide any security, guarantor or collateral.
Higher Loan Amount
At Hero FinCorp, you can get a loan from Rs 50,000 to Rs 5,00,000 for various planned and unplanned needs.
Minimum Paperwork
To get your loan processed, you only need to provide your KYC details and income proof.
Flexible Tenure
Our Personal Loans in Agra come with a flexible repayment tenure, ranging from 12 to 36 months.
No Restriction on Usage
Our Personal Loans in Agra can be used for numerous purposes, be it medical emergencies, travelling, or home renovation.
Instant Approval
At Hero FinCorp, you get approval for an instant Personal Loan within 10 minutes when you apply online.
Eligibility Criteria for Instant Personal Loan in Agra
Before applying for a personal loan with Hero FinCorp, make sure you meet the eligibility criteria. These include your age, monthly income, work experience, and Indian citizenship. The personal loan eligibility criteria are simple and easy to fulfil.
Age
You should be between 21 and 58 years.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
You should have a minimum income of Rs 15,000 monthly.
List of Documents Required to Apply for a Personal Loan in Agra
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. It is important to know them before applying and be ready with the essential personal loan documents to ensure a smooth application process. Here is the list of documents.
Documents Required For Salaried Employee
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Mandatory Documents
Duly filled application form, Passport-size photograph
Income Proof
Last 6 Months Salary Slips, Bank Statements, and Form 16
Ownership Proof
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Documents Required For Self Employed
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Mandatory Documents
Duly filled application form, Passport-size photograph
Income Proof
Last 6 Months' Bank Statements and ITR for 2 Years
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Ownership Proof
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Interest Rates and Charges on Personal Loans in Agra
Hero FinCorp offers the most competitive personal loan interest rate in Agra. However, you must be prepared to handle other charges, including prepayment, late payment, processing, etc. The various charges worth considering are as follows:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Agra?
To apply for a personal loan in Indore from Hero FinCorp, follow these steps:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the Personal Loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Hero FinCorp’s Personal Loan has a maximum repayment duration of 36 months.
You can use a Personal Loan in Agra for various purposes like medical emergencies, home renovation, higher education, wedding-related expenses, or any other expenses.
Interest rates depend on the applicant's profile. At Hero FinCorp, the personal interest rate in Agra start from 1.58% per month
To be eligible for a Personal Loan in Agra from Hero FinCorp, you should be a citizen of India, 21-58 years old, with a monthly income of Rs 15,000 and work experience as per your occupation (salaried 6 months; self-employed 2 years).
You should have a good credit score, a low debt-to-income (DTI) ratio and meet the lender’s eligibility requirements to qualify for an instant Personal Loan in Agra.
Yes, some lenders can offer you a Personal Loan, but you may not get a higher loan amount or affordable rates.
Personal Loans have flexible usage. You can use them for various purposes like higher education, travelling, medical emergencies, purchasing gadgets or any other expense.
Yes, Personal Loans have a nominal processing fee that is charged at the time of processing the application.
In Agra, you can get a maximum Personal Loan amount of up to Rs 5,00,000 when you apply with Hero FinCorp.
Yes, you can get approval for a Personal Loan in Agra in as little as 10 minutes when you apply through the Hero FinCorp app.
The loan amount you can get will depend on your credit score, debt-to-income ratio and lender’s policies. With Hero FinCorp, you can get a Personal Loan of up to Rs 5 Lakh with a salary of Rs 15,000 per month.
No. Personal Loans are unsecured, so there is no need for any security or collateral to apply.
Amongst all, the Hero FinCorp app is known to provide approval for a Personal Loan in less than ten minutes online.
No, a Personal Loan approval is not possible without documentation. Some online lenders like Hero FinCorp do not ask you to provide physical documents when you apply online.