Loan Up to 5 Lakh
Obtain funds of up to 5 lakh, empowering you to fulfil various financial needs.
Unsecured Personal Loan
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Unsecured Personal Loans Up to Rs 5 Lakh
Do you need cash in a hurry? Hero FinCorp can provide you unsecured Personal Loans, offering you financial flexibility and convenience. Applying for an unsecured loan is very easy. We allow you to borrow up to Rs 5 Lakh without any security or collateral. You can use this loan for whatever purpose you like, be it for a holiday, medical expenses or to pay for your higher education.
You can apply from the convenience of your home, either via our online app, website or through your nearest Hero FinCorp branch. The only necessary documents needed are KYC documents and proof of income. A minimum monthly income of Rs 15,000 is required whether the applicant is salaried or self-employed. The best part is that you can get online approval in 10 minutes
Features and Benefits of Unsecured Personal Loan
Enjoy numerous advantages offered by Hero FinCorp's Unsecured Personal Loan, customized to your requirements:
Quick Approval
Fast approvals for quick access to funds when you need them.
Flexible Repayment Plans
Customize your repayment schedule to suit your finances and preferences for hassle-free payments.
Competitive Interest Rate
Benefit from competitive interest rates, making your loan affordable and cost-effective over the repayment tenure.
Paperless Application Process
Enjoy a seamless, paperless loan process with minimal documentation.
List of Documents Required For Unsecured Personal Loan
Documentation is an essential part of the loan application process. Requirements may vary slightly for salaried and self-employed applicants, so it’s advisable to understand them beforehand. Being prepared with the necessary personal loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Documents Required Salaried Employee
Mandatory Documents
Duly filled loan application form Passport-size photograph (coloured)
Identity Proof
Driver’s licence, passport, PAN card, or Aadhaar card
Address Proof
Driver’s licence, passport, Aadhaar card, ration card, or utility bill
Ownership Proof
Residence ownership proof, like electricity bills, maintenance bills, or property documents
Income Proof
Last six months' salary slips, the previous six months' salary account statement, and Form 16 Job continuity proof, like an appointment letter from the current employer or experience certificate from the previous employer
Documents required for Self Employed
Mandatory Documents
Duly filled loan application form Passport-size photograph (coloured)
Identity Proof
Driver’s licence, passport, PAN card, or Aadhaar card
Address Proof
Driver’s licence, passport, Aadhaar card, ration card, or utility bill Office address proof, like maintenance bills, utility bills, property documents, or rent agreement
Ownership Proof
Business existence proof, like a copy of tax registration, shop establishment proof, or company registration certificate
Income Proof
Last six months' bank statements and ITR for the previous two consecutive years
How to Apply for an Unsecured Personal Loan?
Applying for a personal loan online is now more accessible than ever. With a quick and easy process, you can easily get instant funds to meet your financial needs.
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
You may get approval for an unsecured Personal Loan in as little as 10 minutes from Hero FinCorp.
Yes, you may take an unsecured Personal Loan from Hero FinCorp with repayment terms between 12 to 36 months.
You can use our Personal Loan EMI Calculator. All you need is the interest rate offered by the lender, your loan amount and the preferred loan tenure to see how it will affect your monthly EMI.
You can get the maximum loan amount of up to Rs 5,00,000, subject to your eligibility, from Hero FinCorp.
No. Some online lenders, like Hero FinCorp, do not request you provide physical copies of your documents. They only request your KYC particulars along with proof of income.