Personal Loan EMI Calculator
At Hero FinCorp, we offer Personal Loans to those with a monthly salary of Rs 23,000 and above as we are confident in our ability to help you meet your financial needs. Our Instant Personal Loans with Rs 23,000 salary are designed to provide fast and hassle-free loan processing, ensuring you get the required funds without delay. With our tailored Personal Loan solutions, you can confidently embark on your financial journey with ease, knowing that we've got you covered.
Looking for financial flexibility? Our Loan can help! You can choose a tenure of 12 to 36 months. Check out the table below for EMI details.
| Loan Amount | Interest Rate* | Tenure (in months) | EMI (in Rs) |
| 1,00,000 | 19% | 12 | 9,216 |
| 1,00,000 | 19% | 24 | 5,041 |
| 1,00,000 | 19% | 36 | 3,666 |
Are you in need of a loan but concerned about your income stability and repayment capacity? Hero FinCorp can assist you based on your financial situation. If you earn a monthly salary of Rs 23,000 and require a lump sum amount for any financial needs, we've got you covered. Our loans offer numerous benefits you can take advantage of.
Get a personal loan up to Rs5 lakh with a Rs 23,000 salary, available online. Loan amount depends on income, credit score, and employment history.
Hero FinCorp offers personal loans with competitive interest rates up to 30% on a Rs 23,000 salary, tailored to your creditworthiness and financial profile.
Hero FinCorp offers instant personal loans on a Rs 23,000 salary, collateral-free, with no security deposits or guarantors required.
Hero FinCorp tailors your loan experience with flexible repayment tenures for up to 36 months for your 24k income Personal Loan.
Our online loan process provides quick cash access with no paperwork or branch visits. Everything is handled online for fast approval.
Need a quick and easy Rs 23,000 salary Personal Loan? Hero FinCorp's simple eligibility criteria consider your age, income, credit score, and employment status. Meet these basic requirements and receive the financial support you need.
Hero FinCorp requires the applicant to be in the age band of 21 to 58 years.
To apply for an instant loan, you should be a citizen of India.
Salaried applicants need at least 6 months of continuous employment, while self-employed applicants require 2 years of business experience in the same field.
At Hero FinCorp, we need applicants to have a regular source of income with a minimum salary of Rs 15,000 per month.
Here are the documents required for a Personal Loan with a 23k salary:
Aadhaar Card, PAN Card, Driving Licence.
Aadhaar Card or utility bills
Latest passport-size photograph, filled online application form
Three months’ salary slips, six months' bank statement, Form 16
Although we offer easy loans for individuals with salaries of Rs 23,000 or less, with minimal paperwork and competitive interest rates, it is important to note that additional charges need to be accounted for in your overall calculation. These charges include processing fees (ranging from 2.5% to 3.5%), foreclosure charges (5% + GST), and EMI bounce charges (Rs 350/-). Before applying for the loan, it is essential to include these expenses in your considerations to ensure a complete understanding of the financial commitment involved.
To apply for a Personal Loan on Rs 23,000 salary, follow these steps:
Visit the Hero FinCorp website, go to the 'Personal Loan' page and click 'Apply Now'.
Enter your mobile number and click the 'Generate OTP' button.
Enter the received OTP and click on 'Verify.'
Provide your KYC details to validate your income eligibility.
Once you have completed the above steps, click 'Submit' to send your application.
Our team will then evaluate your application to determine the loan limit. Once this is completed, you will get a loan offer. On accepting the loan offer, the approved amount will be credited to your bank account.
Use our online Personal Loan EMI Calculator to calculate the EMI of 23k Salary. Enter your loan amount, interest rate, and repayment tenure, and get results for EMI in seconds.