Instant Loan Amount
Get a personal loan up to Rs5 lakh with a Rs 21,000 salary. Approval depends on income, credit score, and employment history.
Personal Loan for 21,000 Salary
Easy Digital Process
Minimum Salary Required ₹15K
Instant Approval
Calculate Personal Loan EMI
Get an Instant Personal Loan for Rs 21,000 Salary
Get an Instant Personal Loan from Hero FinCorp for a monthly salary of Rs 21,000 or more. Our Personal Loan EMI calculator helps you plan your monthly payments, and our flexible repayment tenure allows you to select a tenure of 12-36 months. Our Personal Loan for Rs 21,000 salary comes with attractive interest rates and requires no collateral. To be eligible, you must be at least 21 years old, have a minimum of six months of continuous employment, and provide specific documentation.
EMI on a Personal Loan for Rs 21,000 Salary for Tenures of 12-36 Months
Get financial flexibility with our loan! Select a tenure between 12 and 36 months. The EMI details are in the table below.
| Loan Amount | Interest Rate* | Tenure (in months) | EMI (in Rs) |
| 1,00,000 | 19%* | 12 | 9,216 |
| 1,00,000 | 19%* | 24 | 5,041 |
| 1,00,000 | 19%* | 36 | 3,666 |
Features and Benefits of Rs 21k Salary Personal Loan
Hero FinCorp offers loans based on your financial situation. We can provide instant funding to you if you earn a monthly salary of 21,000.
Attractive Interest Rate
Hero FinCorp offers personal loans with competitive interest rates up to 30% on a Rs 21,000 salary, helping borrowers manage repayments efficiently.
Collateral-Free
Get hassle-free Personal Loans for 21,000 salary without collateral, security deposits, or guarantors.
Flexible Repayment Tenure
Enjoy flexible repayment tenures up to 36 months, regardless of income. Use our EMI calculator to plan a budget-friendly option.
Instant Approval and Disbursal
Our online loan process is quick and paperless. You can apply, get approved, and receive funds instantly without visiting a branch
Eligibility Criteria for Personal Loan on Rs 21,000 Salary
Hero FinCorp provides Personal Loans up to Rs 5 Lakh with easy eligibility criteria based on age, income, credit score, and employment status.
Age
The minimum age requirement is 21 years, while the maximum age is 58 years.
Citizenship
Indian citizenship is mandatory for our application process.
Work Experience
Salaried applicants need six months of employment, and self-employed applicants need two years of business experience.
Monthly Income
Applicants must have a minimum monthly salary of Rs 15,000.
Documents Required to Get Loan on Rs 21k Salary
Here are the documents required for a Personal Loan with a 21k salary:
Identity Proof
Driving licence, passport, PAN card, or Aadhaar card
Address Proof
Driving licence, passport, Aadhaar card, ration card, or utility bill
Ownership Proof
Residence ownership proof like electricity bills or property documents
Income Proof
Last six months' salary slips, previous six months' salary account statement, Form 16, and job continuity proof.
Interest Rates and Charges on Loan for Rs 21,000 Salary
Hero FinCorp provides loans for those earning Rs 21,000 with minimal paperwork and competitive interest rates. However, additional charges such as processing fees (2.5% to 3.5%), foreclosure charges (5% plus GST), and EMI bounce charges (Rs 350/-) must be considered. To understand your financial commitment, consider these expenses fully before applying for the loan.
How to Apply for Rs 21,000 Salary Personal Loan?
To apply for a Personal Loan:
- 1
Visit the Hero FinCorp website or Personal loan app
- 2
Go to the Personal Loan section and click 'Apply Now'.
- 3
Enter your mobile number and generate OTP.
- 4
Enter the OTP to verify.
- 5
Provide your KYC details.
- 6
Click 'Submit' to send your application.
Our team will evaluate your application and send you a loan offer. Once you accept the offer, the approved amount will be credited to your bank account.
What Our Clients Say About Us
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Frequently Asked Questions
To calculate the EMI of a Personal Loan for a 21k salary, use our Loan EMI Calculator. Enter the loan amount, interest rate, and repayment tenure.
Apply for a Personal Loan online on the Hero FinCorp loan app and instantly get the required funds.
Yes, you can get a Personal Loan using your Aadhaar card as a valid identification document.
Eligibility for a Personal Loan includes being 21-58 years old, having Indian citizenship, having six months of work experience, and having a monthly income of Rs 15,000.
To get a Rs 5 Lakh loan urgently, apply on the Hero FinCorp website or personal loan app. However, check the eligibility criteria before applying.