Simple Online Application Process
You can complete your Personal Loan application using the website or loan app. The online application process is quick, and you only need your KYC details to apply.
Personal Loan in Pune
Zero Hidden Charges
Minimum Income Required Rs 15K
Trusted by Over 20 Million Happy Customers
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Get a Personal Loan in Pune With Quick Approval
Pune in Maharashtra is a fast-growing city known for its colleges, booming IT parks, and modern lifestyle. With the cost of living rising alongside its growth, many people choose to get a Personal Loan to handle planned or sudden expenses. Hero FinCorp offers a Personal Loan in Pune of up to ₹5,00,000 with a quick online application process. This unsecured financing provides flexible repayment and competitive interest rates that help you manage your budget with ease. If you earn at least ₹15,000 a month, you can apply for an instant online loan without any hassle.
Why Choose Hero FinCorp?
Hero FinCorp is a preferred choice for both salaried and self-employed individuals who want instant funds without any hassle online. Here’s what makes many borrowers choose us:
- Quick Online Process You can apply for a Personal Loan online in a few minutes. The application process is simple, and approval is instant, ensuring a smoother loan experience.
- 100% Digital Process We have a paperless loan process. You only need your KYC details to apply online, which saves you both time and effort.
- Flexible Repayment Options You get flexible repayment options that help you plan your monthly budget without stress.
- Competitive Personal Loan Interest We offer competitive Personal Loan interest rates in the city, which makes it easier to manage overall costs when you get an instant Personal Loan.
- Trusted Choice in Pune If you’re looking for a reliable and well-structured Personal Loan in Pune, We offer steady support and clear guidance at every step.
Features and Benefits of a Personal Loan in Pune
We offer a Personal Loan in Pune with practical benefits that match your needs. Here are some key features of Personal Loans that set us apart.
Ample Loan Amount
There are various uses of a Personal Loan, such as home renovation, that often need ample funds. You can get up to Rs 5,00,000 online.
No Collateral Needed
This unsecured loan lets you get funds without pledging property or valuables. It’s helpful for both salaried and self-employed individuals seeking a simple, safe option.
Competitive Interest Rates
You get competitive Personal Loan interest rates that help you manage your budget better. The costs are clear, so you know exactly what to expect.
Eligibility Criteria for Instant Personal Loan in Pune
The eligibility criteria for a Personal Loan are simple and easy to meet, which makes the process smoother for most applicants.
| Eligibility Criteria | Details |
|---|---|
| Age | 21 years and 58 years. |
| Citizenship | Indian |
| Work Experience | Minimum 6 months of stable employment for salaried individuals 2 years of operational business history for self-employed individuals. |
| Monthly Income | At least Rs 15,000 |
| Credit Score | A minimum CIBIL Score of 700 or higher is strongly recommended as it significantly impacts approval and the final interest rate. |
List of Documents Required to Apply for a Personal Loan in Pune
You can apply for an instant Personal Loan through a fully digital and simple process. You only need basic KYC information, such as your PAN and Aadhaar numbers. The application process is the same for salaried and self-employed applicants, so anyone can get quick support through an instant Personal Loan in Pune without extra steps or confusion.
Interest Rate and Charges for Personal Loan in Pune
A Personal Loan in Pune also comes with nominal additional charges, making the overall loan experience smooth and hassle-free. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST (As per the latest NBFC Master Circulars) |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | Online loan app does not charge any cancellation charges Interest amount paid is non-refundable Processing charges are also non-refundable |
How to Apply for a Personal Loan in Pune?
Need an instant Personal Loan in Pune? Here’s how to apply for a Personal Loan online:
- 01
Visit the website or install the Personal Loan app.
- 02
Go to the Personal Loan online page and click ‘Apply Now’.
- 03
Enter your mobile number and verify it with the OTP received.
- 04
Select the loan amount you need, up to Rs 5,00,000.
- 05
Verify your KYC details to confirm eligibility criteria and income.
- 06
Click ‘Submit’ to complete your Personal Loan application.
This quick online application process makes getting a loan simple and hassle-free.
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Frequently Asked Questions (FAQs)
We consider several factors while deciding the maximum loan amount. These include the applicant’s age and income, credit history, employer profile, and debt-to-income ratio.
The maximum age limit to be eligible for a Personal Loan in Pune is 58 years.
Applying for our Personal Loan is very simple. You can apply for it either through our app or website or by visiting our Pune branch in person.
Applying for a Personal Loan in Pune offers instant approval, competitive interest rates, a paperless process, ample loan amounts, and flexible repayment tenures.
You can get approval for a Personal Loan within 10 minutes when you apply online.
Yes. As their name suggests, a Personal Loan can be used for various personal needs like weddings, vacations, education, home renovation, medical emergencies or big-ticket purchases.